Page 323 - Bank-Muamalat-Annual-Report-2021

ANNUAL REPORT 2021 321
SUSTAINABILITY STATEMENT OUR GOVERNANCE OUR NUMBERS OTHER INFORMATION

46. fINANcIAL RIsk MANAGeMeNT OBJecTIves AND POLIcIes (cONT’D.)

(c) Liquidity and funding risk (cont’d.)
(i) Maturity analysis of assets, liabilities, commitments and contingencies based on remaining contractual
maturity:
up to >7 Days - >1-3 >3-6 >6-12 >1 year
Group 7 Days 1 Month Months Months Months Months Total
2021 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000

assets
Cash and short-term
funds 1,119,053 23,238 - - - - 1,142,291
Cash and placements
with financial
institution - - 31,184 - - - 31,184
Financial investments
designated at fair value
through profit and loss - - - 5,052 168,384 147,840 321,276
Financial assets at
fair value through
other comprehensive
income - - 215,530 286,898 669,885 3,694,457 4,866,770
Financial assets at
amortised cost - - - - - 107,109 107,109
Islamic derivative
financial assets 424 1,375 2,523 1,115 - - 5,437
Financing of customers 79,347 772,577 1,375,858 1,302,205 2,005,708 15,135,611 20,671,306
Other assets - 404 - - 32,796 387,818 421,018

Total assets 1,198,824 797,594 1,625,095 1,595,270 2,876,773 19,472,835 27,566,391

Liabilities
Deposits from customers 10,347,655 3,685,222 3,241,319 3,741,358 875,146 1,222,466 23,113,166
Investment accounts of
customers 216,978 - - - - - 216,978
Deposits and placements
of banks and other
financial institutions - 46 54 84 113 291,569 291,866
Bills and acceptances
payable - - 7,755 - - - 7,755
Islamic derivative
financial liabilities 426 451 2,399 891 - 57,376 61,543
Other liabilities - 75,855 876 1,844 91,943 24,436 194,954
Recourse obligation on
financing sold to
Cagamas Berhad - - - 427,466 - - 427,466
Subordinated sukuk - - - 1,051 - 498,825 499,876
Total liabilities 10,565,059 3,761,574 3,252,403 4,172,694 967,202 2,094,672 24,813,604
Net maturity mismatch (9,366,235) (2,963,980) (1,627,308) (2,577,424) 1,909,571 17,378,163 2,752,787