Page 325 - Bank-Muamalat-Annual-Report-2021

ANNUAL REPORT 2021 323
SUSTAINABILITY STATEMENT OUR GOVERNANCE OUR NUMBERS OTHER INFORMATION

46. fINANcIAL RIsk MANAGeMeNT OBJecTIves AND POLIcIes (cONT’D.)

(c) Liquidity and funding risk (cont’d.)
(i) Maturity analysis of assets, liabilities, commitments and contingencies based on remaining contractual
maturity: (cont’d.)
up to >7 Days - >1-3 >3-6 >6-12 >1 year
Group 7 Days 1 Month Months Months Months Months Total
2020 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000

Liabilities
Deposits from customers 9,509,884 4,662,369 3,232,770 2,894,806 725,795 475,742 21,501,366
Deposits and placements
of banks and other
financial institutions - 25 28 283 485 97,525 98,346
Bills and acceptances
payable - - 6,310 - - - 6,310
Islamic derivative
financial liabilities 3,772 24,734 19,277 11,827 208 107,516 167,334
Other liabilities - 23,084 5,367 943 76,516 40,476 146,386
Recourse obligation on
financing sold to
Cagamas Berhad - - - - - 444,141 444,141
Subordinated sukuk - - - 250,642 - - 250,642
Senior sukuk - - - 2,811 499,881 - 502,692
Total liabilities 9,513,656 4,710,212 3,263,752 3,161,312 1,302,885 1,165,400 23,117,217
Net maturity mismatch (7,077,950) (3,310,891) (1,303,871) (1,882,842) 832,427 15,393,779 2,650,652

commitments and
contingencies
Contingent liabilities 7,439 4,187 31,617 46,925 76,100 565,112 731,380
Commitments 65,182 93,499 199,988 74,779 433,772 785,259 1,652,479
Other Miscellaneous
Commitment and
Contingent Liabilities 6,455 88 - 161 2 396 7,102
Islamic derivative
financial instruments 483,039 820,123 864,001 917,416 241,944 1,200,000 4,526,523

Total commitments
and contingencies 562,115 917,897 1,095,606 1,039,281 751,818 2,550,767 6,917,484