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386 BANK MUAMALAT MALAYSIA BERHAD About Us Our Leadership Our Strategy
ANNUAL REPORT FY2020

BASEL II
PILLAr 3 DISCLOSurE

Impairment Allowances Financing Impairment Allowances Financing
Total for rM’000 191,489 - 191,489 Total for rM’000 151,842 - 151,842

Collective Assessment Allowance at 31 December rM’000 161,270 - 161,270 Collective Assessment Allowance at 31 December rM’000 125,107 - 125,107

Individual Assessment Allowance at 31 December rM’000 30,219 - 30,219 Individual Assessment Allowance at 31 December rM’000 26,735 - 26,735

The following tables present an analysis of the impaired financing by geographical distribution.
31 December 2020 Amounts written Off/Other Movements rM’000 16,264 - 16,264 31 December 2019 Amounts written Off/Other Movements rM’000 - - -

Table 15: Impaired financing by geographical distribution (cont’d)
Net Charge for the year rM’000 19,748 - 19,748 Net Charge for the year rM’000 1,190 - 1,190

CrEDIT rISk (GENErAL DISCLOSurE) (CONT’D)

Individual Assessment Allowance at 1 January rM’000 26,735 - 26,735 Individual Assessment Allowance at 1 April rM’000 - - -
Credit quality Financing of Customers (cont’d)

Impaired Financing rM’000 194,711 - 194,711 Impaired Financing rM’000 209,166 - 209,166

Domestic Labuan offshore Domestic Labuan offshore
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