Page 385 - Bank-Muamalat-AR2020

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Our Performance Sustainability Statement Governance Our Numbers Other Information

Impairment Allowances Financing
Total for rM’000 297 3,547 61,117 4,486 358 72,270 1,816 46,378 1,220 191,489

Collective Assessment Allowance at 31 December rM’000 297 3,547 52,667 2,975 358 71,599 1,816 26,792 1,220 161,271

Individual Assessment Allowance at 31 December rM’000 - - 8,450 1,511 - 671 - 19,586 - 30,218

31 December 2020 Amounts written Off/Other Movements rM’000 - - 4,014 - - - - 12,250 - 16,264
The following tables present an analysis of the impaired financing by economic purpose.

Net Charge for the year rM’000 - - 3,870 (898) - 58 - 16,718 - 19,748

CrEDIT rISk (GENErAL DISCLOSurE) (CONT’D)

Individual Assessment Allowance at 1 January rM’000 - - - 1,880 8,594 2,409 - - 614 - - 15,118 - 2,682 26,735
Credit quality Financing of Customers (cont’d)

Impaired financing (cont’d) Table 14: Impaired financing by economic purpose Impaired Financing rM’000 Purchase of securities Purchase of transport vehicles Purchase of landed properties of which: 89,146 – residential 27,109 – non-residential Purchase of fixed assets (excluding landed properties) 32,772 Personal use Construction 41,122 Working capital Other purpose 194,711

4.0 Bank