Page 386 - Bank-Muamalat-AR2020

384 BANK MUAMALAT MALAYSIA BERHAD About Us Our Leadership Our Strategy
ANNUAL REPORT FY2020

BASEL II
PILLAr 3 DISCLOSurE

Impairment Allowances Financing
Total for rM’000 323 3,342 49,039 5,664 217 58,683 1,626 31,784 1,165 151,842

Collective Assessment Allowance at 31 December rM’000 323 3,342 40,445 3,254 217 58,069 1,626 16,666 1,165 125,106

Individual Assessment Allowance at 31 December rM’000 - - 8,594 2,409 - 614 - 15,118 - 26,735

The following tables present an analysis of the impaired financing by economic purpose. (cont’d)

31 December 2019 Amounts written Off/Other Movements rM’000 - - - - - - - - - -

Net Charge for the year rM’000 - (14) (885) 104 - 166 - 1,820 - 1,190

Table 14: Impaired financing by economic purpose (cont’d)
CrEDIT rISk (GENErAL DISCLOSurE) (CONT’D)

Individual Assessment Allowance at 1 April rM’000 - - 14 2,450 9,479 2,306 - - 448 - - 13,298 - 1,034 25,545
Credit quality Financing of Customers (cont’d)

Impaired financing (cont’d) Impaired Financing rM’000 Purchase of securities Purchase of transport vehicles Purchase of landed properties of which: 110,154 – residential 33,638 – non-residential Purchase of fixed assets (excluding landed properties) 33,883 Personal use Construction 28,007 Working capital Other purpose 209,166

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