Page 384 - Bank-Muamalat-AR2020

382 BANK MUAMALAT MALAYSIA BERHAD About Us Our Leadership Our Strategy
ANNUAL REPORT FY2020

BASEL II
PILLAr 3 DISCLOSurE

Impairment Allowances Financing
Total for rM’000 323 3,342 49,039 5,664 217 58,683 1,626 31,784 1,164 151,840

Collective Assessment Allowance at 31 December rM’000 323 3,342 40,445 3,254 217 58,069 1,626 16,666 1,164 125,105

Individual Assessment Allowance at 31 December rM’000 - - 8,594 2,409 - 614 - 15,118 - 26,735

The following tables present an analysis of the impaired financing by economic purpose. (cont’d)

31 December 2019 Amounts written Off/Other Movements rM’000 - - - - - - - - - -

Net Charge for the year rM’000 - (14) (885) 104 - 166 - 1,819 - 1,189

Table 14: Impaired financing by economic purpose (cont’d)
CrEDIT rISk (GENErAL DISCLOSurE) (CONT’D)

Individual Assessment Allowance, at 1 April rM’000 - - 14 2,450 9,479 2,306 - - 448 - - 13,298 - 1,034 25,545
Credit quality Financing of Customers (cont’d)

Impaired financing (cont’d) Impaired Financing rM’000 Purchase of securities Purchase of transport vehicles Purchase of landed properties of which: 110,154 – residential 33,638 – non-residential Purchase of fixed assets (excluding landed properties) 33,883 Personal use Purchase of consumer durables Construction Mergers and acquisitions 28,007 Working capital Other purpose 209,166

4.0 Group