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Our Performance Sustainability Statement Governance Our Numbers Other Information
4.0 CrEDIT rISk (GENErAL DISCLOSurE) (CONT’D)
Credit quality Financing of Customers (cont’d)
Table 11: Credit quality of financing of customers (cont’d)
Financing of customers are analysed as follows:
Past due
Neither past due nor impaired but not Impaired
Bank Good Satisfactory impaired financing Total
31 December 2019 rM’000 rM’000 rM’000 rM’000 rM’000
Term financing
- Home financing 4,059,306 177,617 158,076 111,169 4,506,168
- Syndicated financing 553,402 - - - 553,402
- Hire purchase receivables 558,153 7,168 8,914 2,450 576,685
- Leasing receivables - - - - -
- Other term financing 6,929,949 37,520 46,147 65,275 7,078,891
Other financing 3,215,395 43,470 4,902 30,272 3,294,039
15,316,205 265,775 218,039 209,166 16,009,185
Less:
- Stage 1 - 12 Months ECL - - - - (51,342)
- Stage 2 - Lifetime ECL
not credit impaired - - - - (13,766)
- Stage 3 - Lifetime ECL
credit impaired - - - (86,734) (86,734)
Total net financing 15,316,205 265,775 218,039 122,432 15,857,343