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            4.0   CrEDIT rISk (GENErAL DISCLOSurE) (CONT’D)
                 Credit quality Financing of Customers (cont’d)

                 Table 11: Credit quality of financing of customers (cont’d)
                 Financing of customers are analysed as follows:
                                                                                 Past due
                                                Neither past due nor impaired     but not      Impaired
                 Group                                 Good      Satisfactory      impaired      financing      Total
                 31 December 2019                     rM’000         rM’000        rM’000        rM’000        rM’000


                 Term financing
                 - Home financing                   4,059,306       177,617       158,076       111,169      4,506,168
                 - Syndicated financing               553,402            -             -              -        553,402
                 - Hire purchase receivables          558,153         7,168         8,914         2,450        576,685
                 - Leasing receivables                     -             -             -              -             -
                 - Other term financing             6,933,844        37,520        46,147        65,275      7,082,786
                 Other financing                    3,215,395        43,470         4,902        30,272      3,294,039

                                                   15,320,100       265,775       218,039       209,166     16,013,080
                 Less:
                 - Stage 1 - 12 Months ECL                 -             -             -              -        (51,342)
                 - Stage 2 - Lifetime ECL
                          not credit impaired              -             -             -              -        (13,766)
                 - Stage 3 - Lifetime ECL
                          credit impaired                  -             -             -         (86,734)      (86,734)

                 Total net financing                15,320,100      265,775       218,039       122,432     15,861,238
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