Page 362 - Bank-Muamalat_Annual-Report-2023

BANK MUAMALAT MALAYSIA BERHAD

NOTES TO THE
FINANCIAL STATEMENTS
31 DECEMBER 2023 (18 JAMADIL AKHIR 1445H)

52. SEGMENT INFORMATION (CONT’D.)
(a) Business segments (cont’d.)

Business Consumer Treasury
Group banking banking banking Others Total
2022 RM’000 RM’000 RM’000 RM’000 RM’000

Revenue 291,274 865,614 172,121 10,876 1,339,885

Total income 180,514 453,957 17,088 235,095 886,654
Write-back of/(allowance for)
impairment on financing 8,049 (49,059) - - (41,010)
Allowance for impairment
on investments - - (4,371) - (4,371)
Allowance for impairment losses
on other financial assets, net - - (38) - (38)
Other expenses - - - (26,602) (26,602)
Total net income 188,563 404,898 12,679 208,493 814,633
Total overhead expenses (507,908)
Profit before zakat and
taxation 306,725
Zakat (2,692)
Taxation (81,255)
Profit for the year 222,778

Business Consumer Treasury
Bank banking banking banking Others Total
2023 RM’000 RM’000 RM’000 RM’000 RM’000

Revenue 387,893 1,114,898 271,235 15,101 1,789,127

Total income 196,275 359,168 34,067 367,213 956,723
Write-back of/(allowance for)
impairment on financing 1,316 (35,855) 1,279 - (33,260)
Allowance for impairment
losses on investments - - (526) - (526)
Allowance for impairment losses
on other financial assets, net - - (105) - (105)
Other expenses - - - (46,149) (46,149)
Total net income 197,591 323,313 34,715 321,064 876,683
Total overhead expenses (575,927)

Profit before zakat and
taxation 300,756
Zakat (9,929)
Taxation (72,781)
Profit for the year 218,046

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