Page 357 - Bank-Muamalat_Annual-Report-2023
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ANNUAL REPORT 2023
OUR NUMBERS
51. CAPITAL ADEQUACY (CONT’D.)
(a) The core capital ratios and risk-weighted capital ratios of the Group are as follows: (cont’d.)
Group
2023 2022
(Restated)
RM’000 RM’000
Less: Regulatory Adjustment
Deferred tax assets (42,929) (52,920)
Investment property gain (8,363) (8,171)
Regulatory reserve (155,747) (94,239)
Cumulative gains of financing measured at FVTPL (17,084) (21,455)
Intangible asset (net of deferred tax liabilities) (104,651) (94,363)
Total Common Equity Tier-I Capital 2,758,972 2,615,456
Tier-I capital
Perpetual Sukuk 350,000 -
Total Tier-I Capital 3,108,972 2,615,456
Tier-II capital
Subordinated sukuk 800,000 800,000
Loss provision and regulatory reserve* 284,124 243,658
Add: Investment property gain 3,763 3,677
Total Tier-II Capital 1,087,887 1,047,335
Total Capital Base 4,196,859 3,662,791
Ratio (%)
CET 1 Capital 11.401% 12.551%
Tier 1 Capital 12.848% 12.551%
Total Capital 17.343% 17.577%
* Tier 2 Capital comprise collective allowance on non-impaired financing customers and regulatory reserve.
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