Page 302 - Bank-Muamalat_Annual-Report-2023

BANK MUAMALAT MALAYSIA BERHAD

NOTES TO THE
FINANCIAL STATEMENTS
31 DECEMBER 2023 (18 JAMADIL AKHIR 1445H)

Total RM’000 3,039,191 33,707 6,505,466 116,871 12,819 28,347,644 583,809 115,359 38,754,866 1,001,443 2,302,012 60,040 2,287,363 5,650,858 44,405,724

Others RM’000 - 28,595 511,887 - - 563,280 - 115,359 1,219,121 78,168 638,479 29,060 - 745,707 1,964,828

Household RM’000 - - - - - 20,158,899 - - 20,158,899 3,988 845,440 4,767 - 854,195 21,013,094

Transport, storage and communication RM’000 - - - - - 174,721 - - 174,721 172,983 36,416 150 - 209,549 384,270

Maximum credit risk exposures and credit risk concentration (cont’d.)

Construction and real estate RM’000 - - 61,400 - - 2,060,395 - - 2,121,795 424,536 278,498 22,678 - 725,712 2,847,507
FINANCIAL RISK MANAGEMENT OBJECTIVES AND POLICIES (CONT’D.)

Agriculture, manufacturing, wholesale, retail and restaurant RM’000 - - 595,821 116,871 - 2,282,361 - - 2,995,053 171,419 296,178 2,632 936,737 1,406,966 4,402,019

Finance, takaful and business services RM’000 3,039,191 5,112 700,591 - 12,819 2,175,152 - - 5,932,865 63,660 141,698 753 1,350,626 1,556,737 7,489,602 These balances exclude balances which are not within the scope of MFRS 9, Financial Instruments.

Government and statutory bodies RM’000 - - 4,635,767 - - 932,836 583,809 - 6,152,412 86,689 65,303 - - 151,992 6,304,404

Credit risk (cont’d.) By sector analysis (cont’d.) Group 2023 On balance sheet exposures Cash and short-term funds Financial investments at fair value through profit and loss Financial investments at fair value through other comprehensive income Financial assets at amortised cost Islamic derivative financial assets Financing of customers Statutory deposits with Bank Negara Malaysia Oth

(a) (i)
47.

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