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ANNUAL REPORT 2023
                                                                                                        OUR NUMBERS














            45.  CREDIT EXPOSURES ARISING FROM CREDIT TRANSACTIONS WITH CONNECTED PARTIES
                                                                                                       Group
                                                                                                  2023          2022
                                                                                               RM’000         RM’000

                 Outstanding  credit  exposures  with  connected  parties                    2,485,242      2,053,363


                 Percentage of outstanding credit exposures to connected
                   parties as proportion of total credit exposures                                6.1%          7.1%

                 Percentage of outstanding credit exposures with connected
                   parties which is non-performing or in default                                  0.0%           0.0%

                                                                                                        Bank
                                                                                                  2023          2022
                                                                                               RM’000         RM’000

                 Outstanding  credit  exposures  with  connected  parties                    2,689,309      2,116,061

                 Percentage of outstanding credit exposures to connected
                   parties as proportion of total credit exposures                                6.6%          7.3%

                 Percentage of outstanding credit exposures with connected
                   parties which is non-performing or in default                                  0.0%          0.0%


                 The credit exposures above are derived based on Bank Negara Malaysia’s revised Guidelines on Credit Transaction and
                 Exposures  with  Connected  Parties,  which  were  issued  on  16  July  2014.
                 Credit  transactions  and  exposures  to  connected  parties  as  disclosed  above  includes  the  extension of  credit facilities
                 and/or  off-balance  sheet  credit  exposures  such  as  guarantees,  traderelated  facilities,  and  financing  commitments.
                 It  also  includes  holdings  of  equities  and  corporate  sukuk  issued  by  the  connected  parties.
                 The  above-mentioned  credit  transactions  with  connected  parties  are  all  transacted  on  an  arm’s  length  basis  and  on
                 terms and conditions no more favourable than those entered into with other counterparties with similar circumstances
                 and  credit  worthiness.  Due  care  has  been  taken  to  ensure  that  the  credit  worthiness  of  connected  parties  are  not  less
                 than  that  normally  required  of  other  persons.





















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