Page 413 - Bank-Muamalat-Annual-Report-2021

ANNUAL REPORT 2021 411
SUSTAINABILITY STATEMENT OUR GOVERNANCE OUR NUMBERS OTHER INFORMATION

8.3 DIsclosure for rATe of reTurn rIsK In BAnKIng BooK (“rorBB”) (conT’D)

rate of return risk Measurement (cont’d)
Table 23: sensitivity analysis of rate of return risk
The increase or decline in earnings and economic value for upwards and downward rate shocks which are consistent with
shocks applied in the stress test for measuring:
group Bank
-50 Basis +50 Basis -50 Basis +50 Basis
Increase/(decrease) in basis points Points Points Points Points
rM’000 rM’000 rM’000 rM’000

Impact on earnings:
31 December 2021
MYR (22,711) 22,711 (22,657) 22,657
USD 560 (560) 560 (560)
Others* 9 (9) 9 (9)
31 December 2020
MYR (21,994) 21,994 (21,937) 21,937
USD 1,851 (1,851) 1,851 (1,851)
Others* 35 (35) 35 (35)

Impact on equity:
31 December 2021
MYR 35,896 (35,896) 35,893 (35,893)
USD (66) 66 (66) 66
Others* (2) 2 (2) 2

31 December 2020
MYR (30,292) 30,292 (30,284) 30,284
USD 417 (417) 417 (417)
Others* 63 (63) 63 (63)
* Inclusive of AUD, CHF, EUR, GBP, JPY and other currencies.