Page 219 - Bank-Muamalat-Annual-Report-2021
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ANNUAL REPORT 2021 217
SUSTAINABILITY STATEMENT OUR GOVERNANCE OUR NUMBERS OTHER INFORMATION
Total financing RM’000 522,733 - 5,799,061 561,017 650,475 - 5,712,883 - 4,116,925 159,743 - 1,156,944 93,505 - 1,794,453 19 272,570 48,238 (116,768) (34,046) (76,134)
Murabahah to the Purchase Orderer RM’000 - - - 362,215 - - - - 70,348 362,215 20,840,328 - 70,348 362,215 20,888,566 (228) (5) (32) 70,348 361,950 20,661,618
Qard RM’000
- - - - 70,254 - - 94 - - - - - - -
Istisna’ RM’000 10,128 20,275 30,403 30,403 (110) (14) 30,279
- - - - - - - - - - - -
- - - - - - - - - - - (32)
Murabahah RM’000 (1,656) (349)
- - - - - - 44,644 115,099 151,596 1,005,348 - - - - 196,240 1,120,447 - 196,240 1,120,447 - 195,473 1,118,410
Bai’ Al-Dayn RM’000 (728) (39)
- - -
Tawarruq RM’000 521,609 - 4,437,624 561,017 10 5,677,081 - 3,884,336 70,181 - 1,794,453 19 272,570 48,238 (30,589) (67,173) 908 17,063,163
- - - - - - - 1,134 17,218,890 - 1,134 17,267,128 (15) (106,203)
Inah RM’000 1,124 (34) (177) Included in other term financing are financing at fair value through profit or loss amounting RM1,033,455,000 (2020: RM919,262,000) which mainly consists of hedged assets that are hedged against During the year, a total of RM9,645,841 (2020: RM46,212,464) modification loss arising from payment moratorium is included and reduced from gross balances within the respective financing
Ijarah Thumma Al-Bai RM’000 - - - 221,620 - - - - - - - - 221,620 - 221,620 (348) (357) (352) 220,563
Bai’ Ajil - - - - - - - -
Bithaman RM’000 1,351,309 66,640 35,792 142,060 23,230 1,619,031 1,619,031 (7,480) (2,673) (8,354) 1,600,524
fINANcING Of cusTOMeRs (cONT’D.) By type and shariah contracts (cont’d.) 31 December 2021 Cash line Term financing: Home financing Syndicated financing Hire purchase receivables Personal financing Other term financing* Trust receipts Claims on customers under acceptance credits Staff financing Revolving financing Credit card Ar-Rahnu Total gross financing ^ Fair value changes arising from fair value hedge Less : Allowance for impaired financing
7. (i) Bank * ^
