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ANNUAL REPORT 2021  221
               SUSTAINABILITY STATEMENT  OUR GOVERNANCE  OUR NUMBERS  OTHER INFORMATION















            7.   fINANcING Of cusTOMeRs (cONT’D.)

                 (iv)  By sector
                                                                                                     Group
                                                                                                   2021          2020
                                                                                                rM’000         rM’000

                     Agriculture                                                                76,432        108,267
                     Mining  and  quarrying                                                         967          398
                     Manufacturing                                                             982,214        978,385
                     Electricity,  gas  and  water                                             101,336         99,194
                     Construction                                                              553,493        531,420
                     Household                                                              14,040,960     11,804,092
                     Real  estate                                                              1,154,085     1,229,136
                     Wholesale,  retail  and  restaurant                                       974,568      1,086,063
                     Transport,  storage  and  communication                                    67,751         60,234
                     Finance,  takaful  and  business  services                              1,368,761      1,060,837
                     Community,  social  and  personal  service                                584,924        305,813
                     Government  and  statutory  bodies                                        944,525        952,354
                     Gross  financing                                                        20,850,016         18,216,193


                                                                                                        Bank
                                                                                                   2021          2020
                                                                                                rM’000         rM’000


                     Agriculture                                                                76,432        108,267
                     Mining  and  quarrying                                                        967           398
                     Manufacturing                                                             982,214        978,385
                     Electricity,  gas  and  water                                             101,336         99,194
                     Construction                                                              553,493        531,420
                     Household                                                              14,040,960     11,804,092
                     Real  estate                                                            1,154,085      1,229,136
                     Wholesale,  retail  and  restaurant                                       974,568      1,086,063
                     Transport,  storage  and  communication                                    67,751          60,234
                     Finance,  takaful  and  business  services                              1,368,761      1,060,838
                     Community,  social  and  personal  service                                575,236        300,197
                     Government  and  statutory  bodies                                        944,525        952,354

                     Gross  financing                                                          20,840,328          18,210,578
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