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ANNUAL REPORT 2021  219
               SUSTAINABILITY STATEMENT  OUR GOVERNANCE  OUR NUMBERS  OTHER INFORMATION















            7.   fINANcING Of cusTOMeRs (cONT’D.)

                 (i)   By type and shariah contracts (cont’d.)
                                                                                                     Group
                                                                                                   2021          2020
                                                                                                rM’000         rM’000

                     Uses  of  Qard  fund:
                       Staff  financing                                                             94            105
                       Other  term  financing                                                       106           237

                                                                                                    200           342

                                                                                                        Bank
                                                                                                   2021          2020
                                                                                                rM’000         rM’000


                       Staff  financing                                                              94           105
                       Other  term  financing                                                     70,254           71,379
                                                                                                   70,348             71,484


                 (ii)   By type of customer
                                                                                                     Group
                                                                                                   2021          2020
                                                                                                rM’000         rM’000


                     Domestic  non-banking  institutions                                         459,819           736,507
                     Domestic  business  enterprises
                     -  Small  business  enterprises                                             728,368           511,263
                     -  Others                                                                  4,666,225           4,208,311
                     Government  and  statutory  bodies                                         944,525           952,354
                     Individuals                                                             14,034,406         11,797,470
                     Other  domestic  entities                                                   10,119           3,666
                     Foreign entities                                                              6,554         6,622

                     Gross  financing                                                          20,850,016         18,216,193
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