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ANNUAL REPORT 2021  215
               SUSTAINABILITY STATEMENT  OUR GOVERNANCE  OUR NUMBERS  OTHER INFORMATION
















                          Total  financing  RM’000    522,733     -   5,799,061    561,017    650,475    -   5,712,883     159,743    -   1,156,944     93,505    -   1,794,453  19    272,570    48,238    -    (116,768)   (34,046)   (76,134)


                          shirkah   Orderer Mutanaqisah   RM’000     -     -     -     79,836   4,126,613    -     -     -     -     79,836    20,850,016     -     79,836    20,898,254    -     -     79,836    20,671,306


                      Murabahah  to the  Purchase   RM’000     -     -     -     362,215     -     -     -     -     -     -     -    -     362,215     -     362,215     (228)    (5)    (32)    361,950


                                     -     -     -     -     -     -     -     -     -     -     -     -     -     -
                            Qard   RM’000        106     94       200     200           200

                                     -     -     -     -     -     -     -     -     -     -     -     -
                            Istisna’   RM’000     10,128     20,275     30,403     30,403     (110)    (14)    30,279


                            Murabahah   RM’000     115,099       1,120,447      (1,656)    (349)
                                     -     -     -     -     -     -     -     -     -     -     -     (32)

                                     -     -     -     -     -     -     151,596   1,005,348     -     -     -     -     -     196,240   1,120,447     -     195,473   1,118,410
                          Bai’   Al-Dayn   RM’000     44,644      196,240       (728)    (39)

                                             -     -     -     19
                            Tawarruq   RM’000     521,609     -   4,437,624     561,017     10   5,677,081     -   3,884,336     70,181     -   1,794,453     272,570     48,238     (106,203)    (30,589)    (67,173)    908    17,063,163   Included in other term financing are financing at fair value through profit or loss amounting RM1,043,144,000 (2020: RM924,877,000) which mainly consists of hedged assets that are hedged against  During the year, a total of RM9,645,841 (2020: RM46,212,464) m

                            Inah   RM’000     1,124                             (15)    (34)    (177)
                                           -     -     -     -     -     -     -     1,134    17,218,890     -     1,134    17,267,128


                        Ijarah   Thumma   Al-Bai   RM’000     -     -     -     221,620     -     -     -     -     -     -     -     -     221,620     -      221,620     (348)    (357)    (352)    220,563


                        Bai’   Ajil    -     -     66,640    35,792     -     -    23,230     -    -     -     -
                          Bithaman   RM’000       1,351,309    142,060     1,619,031     1,619,031     (7,480)    (2,673)    (8,354)    1,600,524







              fINANcING Of cusTOMeRs  By type and shariah contracts        Group   31 December 2021   Cash line   Term financing:   Home financing   Syndicated financing   Hire purchase receivables   Personal financing   Other term financing*   Trust receipts   Claims on customers   under acceptance credits   Staff financing   Revolving financing   Credit card   Ar-Rahnu   Total gross financing ^   Fair value changes arising    from fair value hedge         Less : Allowance for impaired fina















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