Page 302 - Bank-Muamalat-AR2020

300 BANK MUAMALAT MALAYSIA BERHAD About Us Our Leadership Our Strategy
ANNUAL REPORT FY2020

Notes to the fiNaNcial statemeNts
31 December 2020 (16 JamaDil awal 1442h)

Effective profit rate % 2.1% 1.5% - - 4.6% 5.8% 5.5% - - - -

Total rM’000 21,501,366 98,346 6,310 167,334 444,141 250,642 502,692 146,386 23,117,217 2,650,652 25,767,869 1,200,000
-

Trading books rM’000 - - - 167,334 - - - - 167,334 - 167,334 (20,295) - 1,200,000 1,200,000 1,179,705

Over Non-profit sensitive 5 years rM’000 rM’000 132,245 - 94,461 - 6,310 - - - 222 - 642 - 2,692 - 146,386 - 382,958 - 2,650,652 - 3,033,610 - 484,675 2,233,527 (1,697,123) - (1,697,123) 2,233,527

months >1-2 years >2-3 years >3-4 years >4-5 years rM’000 2,200 2,394 664,015 1,637,168 1,021,488 1,637,168
rM’000 27,097 - - - - - - - 27,097 - 27,097 - 484,675

rM’000 132 250 - - - - - - 382 - 382 - 1,021,488

FINANCIAL rISk MANAGEMENT OBJECTIvES AND POLICIES (CONT’D.)
194 - - - - - - - 2,394 -

rM’000 391,017 613 - - 443,919 - - - 835,549 - 835,549 - 664,015

>3-12 rM’000 3,595,925 769 - - - 250,000 500,000 - 4,346,694 - 4,346,694 - (3,870,667) This is arrived at after deducting individual assessment allowance from the gross impaired financing.

>1-3 up to months 1 month rM’000 rM’000 3,214,032 14,140,724 28 25 - - - - - - - - - - - - 3,214,060 14,140,749 - - 3,214,060 14,140,749 1,481,372 (1,934,160) (3,870,667) - - (1,934,160) 1,481,372

Types of market risk (cont’d.) Non-traded market risk (cont’d.) rate of return risk (cont’d.) 31 December 2020 LIABILITIES AND EquITy Deposits from customers Deposits and placements of banks and other financial institutions Bills and acceptances payable Islamic derivative financial liabilities Recourse obligation on financing sold to Cagamas Berhad Subordinated sukuk Other non-profit sensitive balances Total Liabilities Equity attributable to sharehol

Market risk (ii) Group Senior Sukuk *

(b)

46.