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252 BANK MUAMALAT MALAYSIA BERHAD About Us Our Leadership Our Strategy
ANNUAL REPORT FY2020

Notes to the fiNaNcial statemeNts
31 December 2020 (16 JamaDil awal 1442h)

17. DEPOSITS FrOM CuSTOMErS (CONT’D.)
(i) By types of deposits (cont’d.)
Bank
31 December 31 December
2020 2019
rM’000 rM’000

Savings deposits
Qard 1,065,227 938,576
Tawarruq 797,164 521,960
1,862,391 1,460,536

Demand deposits
Qard 3,970,060 2,889,975
Tawarruq 1,924,741 1,549,520
5,894,801 4,439,495

Term deposits
Negotiable Islamic debt certificate 249,855 629,709
General investment deposits 58,574 63,701
Short term accounts 9,942,206 2,513,814
Fixed term accounts tawarruq 3,454,135 9,807,065

13,704,770 13,014,289

Other deposits 52,196 40,686
21,514,158 18,955,006

(ii) By types of customer
Group
31 December 31 December
2020 2019
rM’000 rM’000

Government and statutory bodies 7,138,959 4,083,378
Business enterprises 4,932,352 7,708,280
Individuals 2,423,830 2,158,738
Domestic non-bank financial institutions 6,014,431 3,143,472
Domestic banking financial institutions 39,206 434,885
Others 952,588 1,411,799

21,501,366 18,940,552