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Our Performance Sustainability Statement Governance Our Numbers Other Information
18. INvESTMENT ACCOuNTS
(a) Investment account of customers (cont’d.)
(iv) Investment account holders (“IAh”) profit sharing ratio and rate of return are as follows:
Group and Bank Group and Bank
31 December 2020 31 December 2019
Average Average
profit Average profit Average
sharing rate sharing rate
ratio of return ratio of return
(%) (%) (%) (%)
Investment account of customers 0.0% 0.0% 76.9% 6.2%
19. DEPOSITS AND PLACEMENTS OF BANkS AND OThEr FINANCIAL INSTITuTIONS
Group and Bank
31 December 31 December
2020 2019
rM’000 rM’000
Non-Mudharabah
Bank Negara Malaysia 98,346 6,303
These balances include amount of RM99,780,000 (2019: Nil) received under government financing schemes for the purpose
of SME financing at a below market and concession rate with 5.5 years to 8.5 years of maturity to be repaid in 2026 and 2029.
The fair value gain arising from the placement of funds with the Group and the Bank is applied to address the financial and
accounting impact incurred from financing at concession rates to SMEs and for COVID-19 related relief measures.
20. BILLS AND ACCEPTANCES PAyABLE
Bills and acceptances payable represent the Group’s and the Bank’s own bills and acceptances rediscounted and outstanding
in the market.
