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                 Our Performance   Sustainability Statement  Governance        Our Numbers         Other Information















                       Total  financing  rM’000   304,943  4,506,168  553,402  576,686  3,419,926  3,611,274   76,273  1,036,291   98,645  1,607,595  170,293  15,961,496   47,689  16,009,185  (51,342)  (13,766)  (86,734)  15,857,343


                       rahnu  (qard)   rM’000    -  -  -  -   -  -   -  -   -  -  170,293  170,293   -   170,293   (3,165)   -   (536)   166,592

                                 -    -  -  80,025   -  -   -  -   -  -  -  80,025   -   80,025   -   -   -   80,025
                         kafalah   rM’000


                         qard   rM’000    -  -  -  -   -  54,923   -  -   114  -  -  55,037   -   55,037   -   -   -   55,037


                         Istisna’   rM’000    -  9,996  -  -   -  56,552   -  -   -  -  -  66,548   -   66,548   (148)   (9)   (71)   66,320



                         Murabahah   rM’000   -  -  -  -   -  -   39,252  905,152   -  -  -  944,404   -   944,404   (840)   (482)   (7,715)   935,367


                         Al-Dayn                 37,021  131,139   168,160   168,160   168,010
                       Bai’  rM’000    -  -  -  -   -  -   -  -  -  -      (150)   -   -

                         Tawarruq   rM’000    300,779  2,807,669  553,402  -   3,357,488  3,311,783   -  -   60,831  1,607,595  -  11,999,547   47,689   12,047,236   (45,410)   (10,473)   (59,261)   11,932,092  Included in other term financing are financing at fair value through profit or loss amounting RM802,613,520 which mainly consists of hedged assets that are hedged against Islamic profit rate swap.



                         Inah   rM’000    4,164  -  -  -   155  5   -  -   -  -  -  4,324   -   4,324   (76)   (76)   (228)   3,944


                     Ijarah  Thumma  Al-Bai   rM’000    -  -  -  408,059   -  -   -  -   -  -  -  408,059   -   408,059   (623)   (62)   (1,938)   405,436


                     Bai’  Ajil   rM’000    -  1,688,503  -  88,602   62,283  188,011   -  -   37,700  -  -  2,065,099   -    2,065,099   (930)   (2,664)   (16,985)   2,044,520
                       Bithaman


              FINANCING OF CuSTOMErS (CONT’D.)
                  By type and Shariah concepts (cont’d.)  financing  financing  Hire purchase receivables   financing  Other term financing*   Claims on customers under acceptance credits   credit  Fair value changes arising from fair value hedge   Less : Allowance for impaired financing  - Stage 1 - 12 Months ECL  - Stage 2 - Lifetime ECL not credit impaired  - Stage 3 - Lifetime ECL credit impaired


















                  (i)    Bank   31 December 2019   line  Cash  Term financing:   Home  Syndicated  Personal  receipts  Trust  financing  Staff  Revolving  Ar-Rahnu  Total gross financing                 At amortised cost  Total net financing   *

              7.
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