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Our Performance Sustainability Statement Governance Our Numbers Other Information
Total financing rM’000 304,943 4,506,168 553,402 576,686 3,419,926 3,615,169 76,273 1,036,291 98,645 1,607,595 170,293 15,965,391 47,689 16,013,080 (51,342) (13,766) (86,734) 15,861,238
rahnu (qard) rM’000 - - - - - - - - - - 170,293 170,293 - 170,293 (3,165) - (536) 166,592
kafalah Mutanaqisah rM’000 - - - 80,025 - - - - - - - 80,025 - 80,025 - - - 80,025
Shirkah rM’000 - - - - - 58,532 - - - - - 58,532 - 58,532 - - - 58,532
qard rM’000 - - - - - 286 - - 114 - - 400 - 400 - - - 400
Istisna’ rM’000 - 9,996 - - - 56,552 - - - - - 66,548 - - 66,548 (148) (9) (71) 66,320
Murabahah rM’000 - - - - - - 39,252 905,152 - - - 944,404 944,404 (840) (482) (7,715) 935,367
Al-Dayn 168,160 168,010 Included in other term financing is a financing at fair value through profit or loss amounting RM806,507,439 which mainly consists of hedged assets that are hedged against Islamic profit rate swap.
Bai’ rM’000 - - - - - - 37,021 131,139 - - - - 168,160 (150) - -
Tawarruq rM’000 300,779 2,807,669 553,402 - 3,357,488 3,311,783 - - 60,831 1,607,595 - 11,999,547 47,689 12,047,236 (45,410) (10,473) (59,261) 11,932,092
Inah rM’000 4,164 - - - 155 5 - - - - - 4,324 - 4,324 (76) (76) (228) 3,944
Ijarah Bai’ Thumma Bithaman Al-Bai Ajil rM’000 rM’000 - - - 1,688,503 - - 408,059 88,602 - 62,283 - 188,011 - - - - - 37,700 - - - - 408,059 2,065,099 - - 408,059 2,065,099 (623) (930) (62) (2,664) (1,938) (16,985) 405,436 2,044,520
By type and Shariah concepts (cont’d.) Syndicated financing Hire purchase receivables Personal financing Other term financing* under acceptance credits Fair value changes arising from fair value hedge Less : Allowance for impaired financing Stage 1 - 12 Months ECL Stage 2 - Lifetime ECL not credit impaired Stage 3 - Lifetime ECL credit impaired
FINANCING OF CuSTOMErS (CONT’D.)
(i) Group 31 December 2019 Cash line financing: Term Home financing Trust receipts Claims on customers Staff financing Revolving credit Ar-Rahnu Total gross financing At amortised cost - - - Total net financing *
7.