Page 101 - Bank-Muamalat-AR2020

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Governance
Our Performance Sustainability Statement Our Governance Our Numbers Other Information

Providing incentives to encourage employees to utilise Facilitating the utilisation of PERKESO benefits, such
their personal medical coverage as physiotherapy, to support affected managerial
employees with medical conditions, as part of the
Employees were encouraged to use their own tactful Bank’s Return to Work Programme (“RTW”)
coverage or their spouse’s medical benefits instead of
utilising coverage provided by the Bank. In return, the The Bank identified 61 employees who required initial
Bank pays cash rewards to the employees. It is thus a assessment based on their SOCSO claims submission,
win-win initiative that sees the Bank benefiting from medical cost and diagnosis. Four (4) employees have
cost savings, while employees enjoy extra cash for other been assessed and approved to join the RTW Programme.
expenses.
This resulted in total savings of approximately RM117,444.
For FY2020: Before the RTW programme the average cost of RM25,092
Total Claims : 19 per month was fully borne by the Bank. This reduced
Total Invoice : RM149,001.31 to RM15,305 per month or RM9,787 (39%) lower, as part
Total Cash Reward : RM14,700.00 (9.87%) of the cost was absorbed by PERKESO by utilising their
Total Cost Saving : RM134,301.31 (90.13%) readily available benefits, such as physiotherapy.

DIVERSITY & EQUAL OPPORTUNITY

Through the Bank’s Code of Conduct, policies and SOPs, we strive to develop and promote a culture of diversity and equality
throughout our organisation. We continue to ensure no single employee is treated differently to one another by providing them
with equal opportunities to fulfil their potential. For FY2020, the breakdown of our employees by minority group according to
working location and employee category was as follows:

Employees by Minority Group (%)

Bank-wide HQ Branches

Malay 1,910 | 93.9% Malay 949 | 93.68% Malay 961 | 94.12%
Chinese 46 | 2.26% Chinese 30 | 3.53% Chinese 16 | 1.57%
Indian 26 | 1.28% Indian 18 | 1.78% Indian 8 | 0.78%
Others 52 | 2.56% Others 16 | 1.58% Others 36 | 3.53%