Page 341 - Bank-Muamalat_Annual-Report-2023

ANNUAL REPORT 2023
OUR NUMBERS

47. FINANCIAL RISK MANAGEMENT OBJECTIVES AND POLICIES (CONT’D.)
(c) Liquidity and funding risk (cont’d.)

(i) Maturity analysis of assets, liabilities, commitments and contingencies based on remaining contractual
maturity: (cont’d.)
Group Up to >7 Days - >1-3 >3-6 >6-12
2022 (cont’d.) 7 Days 1 Month Months Months Months >1 Year Total
Restated RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000

Liabilities
Deposits from
customers 10,761,361 5,070,645 6,253,122 2,533,620 712,312 989,549 26,320,609
Investment accounts
of customers 301,158 - - - - - 301,158
Deposits and
placements of
banks and other
financial institutions - 200 - 500 1,300 301,388 303,388
Bills and acceptances
payable - - 20,218 - - - 20,218
Islamic derivative
financial liabilities 5,556 5,982 11,269 304 - - 23,111
Other financial
liabilities - 19,778 - - 76,345 - 96,123
Lease liabilities - - 918 1,695 2,509 32,311 37,433
Recourse obligation
on financing sold
to Cagamas - - - - - 733,174 733,174
Subordinated sukuk - - - 8,220 - 798,376 806,596
Total liabilities 11,068,075 5,096,605 6,285,527 2,544,339 792,466 2,854,798 28,641,810
Net maturity mismatch (9,790,566) (4,232,911) (4,888,115) (696,250) 2,495,627 19,691,329 2,579,114

Commitments and
contingencies
Contingent liabilities 15,227 43,465 222,914 34,291 95,978 662,683 1,074,558
Commitments 245,169 104,145 139,389 28,806 65,829 1,278,008 1,861,346
Other Miscellaneous
Commitment and
Contingent Liabilities 56,428 3 - 1 - 2,877 59,309
Islamic derivative
financial instruments 144,588 3,204 573,849 1,049,651 15,138 - 1,786,430
Total commitments
and contingencies 461,412 150,817 936,152 1,112,749 176,945 1,943,568 4,781,643

* These balances exclude balances which are not within the scope of MFRS 9, Financial Instruments.

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