Page 322 - Bank-Muamalat_Annual-Report-2023
P. 322
BANK MUAMALAT MALAYSIA BERHAD
NOTES TO THE
FINANCIAL STATEMENTS
31 DECEMBER 2023 (18 JAMADIL AKHIR 1445H)
Effective profit rate % 2.5% 0.1% 0.0% - - 4.2% 4.8% - - - -
-
Total RM’000 26,320,609 301,158 303,388 20,218 23,111 733,174 806,596 139,359 28,647,613 2,886,604 31,534,217 1,200,000 1,200,000
Trading books RM’000 - - - - 23,111 - - - 23,111 - 23,111 101,362 1,200,000 - (2,762,297) 1,301,362
Over Non-profit sensitive 5 years RM’000 RM’000 667,010 - - - 296,138 - 20,218 - - - 673 - 6,596 - 139,359 - 1,129,994 - 2,886,604 - 4,016,598 - (2,762,297) 3,432,362 - 3,432,362
months >1-2 years >2-3 years >3-4 years >4-5 years RM’000 315,303 582,501 897,804 897,804 110,380 110,380
RM’000 350 - 5,000 - - - 300,000 - 305,350 - 305,350 168,240 - 168,240
RM’000 50,258 - - - - - 500,000 - 550,258 - 550,258 (39,643) - (39,643)
- - - - - - - -
FINANCIAL RISK MANAGEMENT OBJECTIVES AND POLICIES (CONT’D.)
RM’000 6,198,007 - 250 - - - - - 6,198,257 - 6,198,257 -
>3-12 RM’000 3,228,459 - 1,800 - - 150,000 - - 3,380,259 - 3,380,259 (851,160) (4,290,680) - (851,160) (4,290,680)
>1-3 Up to months 1 month RM’000 RM’000 6,222,666 9,638,556 - 301,158 - 200 - - - - - - - - - - 6,222,666 9,939,914 - - 6,222,666 9,939,914 (4,884,694) 9,016,130 - - (4,884,694) 9,016,130 This is arrived at after deducting individual assessment allowance from the gross impaired financing.
Market risk (cont’d.) Types of market risk (cont’d.) Non-traded market risk (cont’d.) Rate of return risk (cont’d.) Group 2022 LIABILITIES AND EQUITY Deposits from customers Investment accounts of customers Deposits and placements of banks and other financial institutions Bills and acceptances payable Islamic derivative financial liabilities Recourse obligation on financing sold to Cagamas Subordinated sukuk Other non-profit sensitive balances
(b) (ii)
47.
320
