Page 325 - Bank-Muamalat_Annual-Report-2023
P. 325

ANNUAL REPORT 2023
                                                                                                        OUR NUMBERS














                                 Effective    profit    rate %   2.9%  2.9%  7.0%   3.1%  1.5%   -  5.2%   -   -  -



                                    Total     RM’000    1,235,453    21,747     179,544     5,211,651   113,589     4,247   23,955,019     205,957     (154,563)    760,631    31,533,275

                                 Trading     books     RM’000     -     -     120,226    -    -     4,247   -     -   -   -     124,473


                                 Over   Non-profit     sensitive     5 years     RM’000     RM’000    121,882   -    -   -    59,318   -    258,961   575,646     (34,155)   147,744    -   -   35,328    2,708,972    205,957   -     (154,563)     -   760,631     -    1,253,359   3,432,362







                                    months    >1-2 years    >2-3 years    >3-4 years    >4-5 years     RM’000     765,903    242,281     1,008,184
                                     RM’000    -    -     -    347,137     -    -    126,453     -     -    -   473,590


                                     RM’000    -     -     -   384,548     -   -    126,067     -    -    -   510,615


                                           -     -   -        -    -    -   -    -
              FINANCIAL RISK MANAGEMENT OBJECTIVES AND POLICIES (CONT’D.)

                                     RM’000     -    -    -     1,396,138   -   -   511,439    -    -     -   1,907,577


                                  >3-12     RM’000    -   -    -   1,482,007    -    -    1,047,092     -     -     -   2,529,099


                                  >1-3     Up to     months    1 month     RM’000    RM’000    -    1,113,571    21,747    -     -     -    754     557    -    -   -     -     1,315,471   17,841,916    -    -    -    -    -   -   1,337,972    18,956,044












                  Market risk (cont’d.)   Types of market risk (cont’d.) Non-traded market risk (cont’d.)  Rate of return risk (cont’d.)     Bank   2022   ASSETS  Cash and short-term funds   Deposits and placements with    financial institutions   Financial investments designated    at fair value through profit    and loss   Financial assets at fair value   through other comprehensive    income  Financial assets at amortised cost  Islamic derivative financial assets   Financing of customers:










                  (b)     (ii)
              47.




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