Page 13 - Bank-Muamalat-Annual-Report-2021

ANNUAL REPORT 2021 11
SUSTAINABILITY STATEMENT OUR GOVERNANCE OUR NUMBERS OTHER INFORMATION

5 YEARS FINANCIAL HIGHLIGHTS (2018-2021) - GROUP

Mar 2018 Mar 2019 Dec 2019 Dec 2020 Dec 2021
FY17/18 FY18/19 FY2019 FY2020 FY2021

Operating Result (RM’000)
Operating Revenue 1,219,805 1,333,591 957,547 1,171,396 1,138,938
Income attributable to depositors 577,500 613,236 407,832 426,135 338,304
Income attributable to investment account holders - - - - 22
Profit before Zakat and Taxation 230,548 241,188 140,313 174,768 256,576
Profit after Zakat and Taxation 181,625 179,494 98,806 172,857 159,059

Key Statements of Financial Position (RM’000)
Total Assets 23,943,691 22,885,610 22,828,813 25,767,869 27,566,391
Financial Investments 6,624,563 5,700,141 5,016,779 4,217,846 5,295,155
Total Financing of Customers 14,687,846 15,330,895 15,861,238 18,115,817 20,671,306
of which: Gross Impaired Financing 285,416 221,216 209,166 194,711 172,073
Total Deposits from Customers 20,172,527 19,144,118 18,940,552 21,501,366 23,113,166
of which: CASA 5,006,151 5,343,192 5,895,877 7,756,200 8,152,108
Shareholders Equity 2,299,916 2,351,419 2,468,815 2,650,652 2,752,787
of which: Share Capital 1,195,000 1,195,000 1,195,000 1,195,000 1,195,000

Financial Ratios (%)
Return on Equity - Before Zakat and Taxation 10.39% 10.37% 7.76% 6.83% 9.50%
Return on Equity - After Zakat and Taxation 8.18% 7.72% 5.47% 6.75% 5.89%
Return on Assets - Before Zakat and Taxation 0.97% 1.03% 0.82% 0.72% 0.96%
Return on Assets - After Zakat and Taxation 0.77% 0.77% 0.58% 0.71% 0.60%
Cost Income Ratio 61.4% 56.5% 59.8% 55.8% 51.6%
Capital Ratio 18.4% 18.6% 18.7% 18.0% 17.3%
Gross Impaired Financing Ratio 1.92% 1.43% 1.31% 1.07% 0.83%
CASA Composition to Total Deposits 24.8% 27.9% 31.1% 36.1% 35.3%