Page 15 - Bank-Muamalat-Annual-Report-2021
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ANNUAL REPORT 2021 13
SUSTAINABILITY STATEMENT OUR GOVERNANCE OUR NUMBERS OTHER INFORMATION
Financing by Islamic Contract Financing by Product
2020 2020
2021 2021
2020 2021 2020 2021
Tawarruq 79.46% 82.58% Home Financing 26.58% 27.81%
Bai' Bithaman Ajil 10.48% 7.77% Personal Financing 24.00% 27.40%
Murabahah 5.20% 5.37% Other Term Financing 21.12% 19.79%
Ijarah Thumma Al-Bai' 1.73% 1.06% Revolving Financing 9.80% 8.61%
Murabahah to the Purchase Orderer 1.31% 1.74% Claims on Customers Under Acceptance Credits 5.70% 5.55%
Bai' Al-Dayn 1.01% 0.94% Hire Purchase Receivables 3.48% 3.12%
Shirkah Mutanaqisah 0.42% 0.38% Syndicated Financing 3.01% 2.69%
Istisna' 0.27% 0.15% Cash Line 3.11% 2.51%
Inah 0.02% 0.01% Ar-Rahnu 1.66% 1.31%
Rahnu 0.10% 0.00% Trust Receipts 0.51% 0.76%
Qard 0.00% 0.00% Staff Financing 0.53% 0.45%
Others 0.50% 0.00%
