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                 Our Performance   Sustainability Statement  Governance        Our Numbers         Other Information














                                    Total    rM’000    2,933,172    30,417    313,337    3,796,498    105,544    47,820    18,110,202    95,255    112,345    25,544,590    731,380    1,652,479    7,102    4,526,523    6,917,484    32,462,074





                                    Others     rM’000     -     -     -     517,588     -     -     457,414     -     112,345     1,087,347     14,967     167,760     -     -     182,727     1,270,074





                                    household     rM’000     -     -     -     -     -     -     11,662,015     -     -     11,662,015     5,006     164,956     1,249     -     171,211     11,833,226






                                 Purchase of    transport    vehicles     rM’000     -     -     -     -     -     -     -     -     -     -     4,438     799     250     -     5,487     5,487





                                 Construction     and     real estate     rM’000     -     -     -     32,050     -     -     1,753,798     -     -     1,785,848     334,608     369,035     1,130     -     704,773     2,490,621
                     Maximum credit risk exposures and credit risk concentration (cont’d.)
              FINANCIAL rISk MANAGEMENT OBJECTIvES AND POLICIES (CONT’D.)



                             Agriculture,    manufacturing,    wholesale,     retail and    restaurant     rM’000     -     -     -     63,083     105,544     -     2,136,502     -     -     2,305,129     104,814     455,773     3,762     -     564,349     2,869,478





                            Finance,    takaful    and     business     services     rM’000     2,933,172     30,417     165,252     437,428     -     47,820     1,057,649     -     -     4,671,738     238,833     476,073     711     4,526,523     5,242,140     9,913,878





                                   Government     and statutory     bodies     rM’000     -     -     148,085     2,746,349     -     -     1,042,824     95,255     -    4,032,513     28,714     18,083     -     -    46,797     4,079,310





                  Credit risk (cont’d.)  By sector analysis (cont’d.)                            Bank   31 December 2020   On balance sheet   exposures  Cash and short-term   funds   Cash and placements    with financial   institutions   Financial investments    at fair value   through profit   and loss   Financial investments    at fair value    through other    comprehensive    income   Financial assets    at amortised cost   Islamic derivative   financial assets   Financing of   customers










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