Page 9 - Bank-Muamalat_Annual-Report-2023

ANNUAL REPORT 2023
OVERVIEW

NORTHERN CENTRAL SOUTHERN EAST COAST
REGION REGION REGION REGION

12 branches 20 branches 15 branches 14 branches

EAST Service Offerings:
EAST
MALAYSIA • Wholesale and retail banking
REGION services
MALAYSIA
• Investment accounts
7
BRANCHES • Foreign currency deposits
REGION
• Foreign exchange trading
• Working capital financing
• Trade financing
7
• Project and contract financing
• Venture capital
BRANCHES
• Islamic capital market services
What differentiates

Bank Muamalat?

Steadfast commitment to sustainable growth Knowledgeable and highly experienced Board
1 that is anchored on 6 success beliefs 3 Members and Management team
More details available in Our Value Creation Model on Get to know our leadership teams from pages 126 to 144
page 46
Aspiration to deliver positive impact to the
Constant focus on improving client community as an ethical Islamic Bank
2 satisfaction and delivering superior customer 4 More details available in our PCEO's
experience, particularly via digital platforms statement on page 30
More details available in Our Strategic Direction on
page 48

Holistic and sound risk management
5 Read our Principal Risks and Uncertainties on page
42 and our Statement of Risk Management on page
173

Good governance and strong leadership
6 More details in our Statement of Governance from
pages 147 to 161

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