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ANNUAL REPORT 2023
                                                                                                        OUR NUMBERS














            8.   IMPAIRED FINANCING (CONT’D.)
                 (ii)   Impaired financing by geographical area

                                                                                                   Group  and  Bank
                                                                                                  2023          2022
                                                                                               RM’000         RM’000


                     Domestic                                                                  266,229        205,957

                 (iii)  Impaired financing by sector
                                                                                                   Group  and  Bank
                                                                                                  2023          2022
                                                                                               RM’000         RM’000

                     Agriculture                                                                   295             -
                     Manufacturing                                                               6,519         22,502
                     Construction                                                                5,837          3,527
                     Household                                                                 199,191        148,280
                     Real estate                                                                11,168         14,263
                     Electricity, gas and water                                                    491          3,951
                     Wholesale  and  retail  and  restaurant                                    27,359          9,317
                     Transport, storage and communication                                        6,855          1,554
                     Finance, takaful and business services                                      7,991          1,956
                     Mining & quarrying                                                              -             1
                     Community, social and personal service                                        523           606
                                                                                               266,229        205,957


                 (iv)  Impaired financing by economic purpose
                                                                                                   Group  and  Bank
                                                                                                  2023          2022
                                                                                               RM’000         RM’000

                     Purchase of securities                                                         75            49
                     Purchase of transport vehicles                                              1,969          1,548
                     Purchase  of  landed  properties  of  which:
                       - Residential                                                            98,630         55,675
                       - Non-residential                                                        16,775         21,636
                     Personal use                                                               88,204         81,302
                     Working  capital                                                            56,044        40,434
                     Other  purposes                                                             4,532          5,313
                                                                                               266,229        205,957












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