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ANNUAL REPORT 2023
                                                                                                         GOVERNANCE














                                                 Appointment to Current Position
                                                 1 September 2021
                                                 Key Responsibilities
                                                 •  Responsible   for   Group’s   financial,   capital,   balance   sheet,   and   funding
                                                   management
                                                 •  Oversees  overall  finance  function,  Corporate  Treasurer  and  Asset  Liability
                                                   Management,  Capital  Management,  Strategic  Procurement,  Strategic  Data
                                                   Management,  Investor  Relations,  Economics  and  Market  Analysis,  Social  Finance,
                                                   and Shariah
                                                 Qualification
                                                 •  Fellow  of  the  Association  of  Chartered  Certified  Accountants  (ACCA),  United
                                                   Kingdom
                                                 Experience
                                                 •  Director, Strategy and Finance, CIMB Niaga, Indonesia
                                                 •  Director, Business Finance Advisory and FRS, Group Finance, CIMB Group Malaysia
                                                 •  Assistant  Vice  President,  Business  Finance  Advisory,  Retail  Finance,  AmBank  Group
            AMIRUL NASIR                           Malaysia
            ABDUL RAHIM                          •  Audit  Supervisor,  Global  Financial  Services,  Ernst  and  Young  LLP  Malaysia  and
                                                   Singapore
            Chief Financial Officer

                 Date joined
                 1 September 2021





                                                 Appointment to Current Position
                                                 1 April 2023

                                                 Key Responsibilities
                                                 •  Oversees the Bank’s risk governance framework and risk appetite
                                                 •  Implements all risk policies approved by the Board
                                                 •  Oversees Credit Assessment, Credit Risk, Market Risk, Liquidity Risk, Operational Risk,
                                                   Cyber Risk, Technology Risk, Shariah Risk, Enterprise Risk, Sustainability, Risk Modeling
                                                   and Validation, and Retail Approving Centre
                                                 Qualifications
                                                 •  Master of Business Administration (with Distinction), Universiti Malaya, Malaysia
                                                 •  Bachelor of Science (Actuarial Science), Universiti Kebangsaan Malaysia
                                                 •  Lean Six Sigma Black Belt
                                                 Experience
                                                 •  Vice President, Credit Risk Management Department, Bank Muamalat Malaysia Berhad
                                                 •  Assistant Vice President, Financial Risk Management, Bursa Malaysia
                                                 •  Manager, Prudential Financial Policy Department, Bank Negara Malaysia
            HAMIDI A. RAZAK                      •  Executive, Credit Risk Analytics, Cards and Unsecured Lending, Maybank
                                                 •  Executive, Credit Risk, Bank Kerjasama Rakyat Malaysia
            Chief Risk Officer
                                                 •  Executive,  Customer  Fulfillment,  Integrated  Supply  Chain,  International  Business
                                                   Machine (IBM)
                 Date joined
                                                 •  Adjunct Professor, INCEIF University
                 3 February 2020





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