Page 5 - Bank-Muamalat-Annual-Report-2021

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OUR STRATEGY OUR PERFORMANCE
38 Market and Industry Overview 55 Retail Banking
42 Stakeholder Engagement 62 Commercial Banking
44 Our Material Matters 66 Transaction Banking
48 Principal Risks and Uncertainties 68 Corporate Banking
50 Our Value Creation Model 72 Treasury and Capital Markets
52 Our Strategic Direction 75 Subsidiaries
- Muamalat Invest Sdn Bhd (“MISB”)
- Muamalat Venture Sdn Bhd (“MVSB”)

pg.55 pg.80

OUR PERFORMANCE SUSTAINABILITY STATEMENT

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GOVERNANCE OUR NUMBERS

106 Our Board Diversity 154 Directors' Report
108 Board of Directors’ Profile 161 Statement by Directors
116 Shariah Committee Profile 161 Statutory Declaration
119 Senior Management Profile 162 Report of the Shariah Committee
126 Ensuring Strong Governance 164 Independent Auditors' Report
128 Board Leadership and Effectiveness 167 Financial Statements
135 Effective Audit and Risk Management 180 Notes to the Financial Statements
136 Integrity in Corporate Reporting and 350 Basel II Pillar 3 Disclosures
Meaningful Stakeholder Relationships
137 Shariah Committee Statement
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142 Board Audit Committee Report
146 Statement on Risk Management and
Internal Controls
OTHER INFORMATION
422 Corporate Information
423 Branch Network
427 Global Reporting Initiative (“GRI”) Content
Index