Page 354 - Bank-Muamalat-Annual-Report-2021

352 BANK MUAMALAT MALAYSIA BERHAD
ABOUT US OUR LEADERSHIP OUR STRATEGY OUR PERFORMANCE

BAsel II – PIllAr 3 DIsclosure

conTenT

Table no. content Page
Table 1 Capital adequacy ratios 361

Table 2 Capital structure 362

Table 3 Minimum capital requirement and risk-weighted assets 363
Table 4 Minimum capital requirement and risk-weighted assets by exposures 364

Table 5 Risk governance structure 368
Table 6 Risk Committee & Functions 369

Table 7 Risk management model 370
Table 8 Credit risk exposures and credit risk concentration by sector analysis 372

Table 9 Credit risk exposures and credit risk concentration by geographical analysis 376
Table 10 Credit risk exposures of financial assets by remaining contractual maturity 378

Table 11 Credit quality financing of customers 381
Table 12 Past due but not impaired 385

Table 13 Impaired financing by economic purpose 388

Table 14 Impaired financing by geographical distribution 392
Table 15 Rating distribution on credit exposures 395

Table 16 Credit risk disclosure by risk weights 401
Table 17 Credit risk mitigation on credit exposures 403

Table 18 Commitments and contingencies 407
Table 19 Islamic derivative financial assets & liabilities 408

Table 20 Minimum regulatory requirement for market risk 412
Table 21 Equity exposures 413

Table 22 Rate of return risks 414
Table 23 Sensitivity analysis of rate of return risk 415

Table 24 Liquidity risk indicators 416

Table 25 Maturity analysis of assets and liabilities based on remaining contractual maturity 418
Table 26 Operational Risk Management minimum capital requirement 423
Table 27 Shariah governance structure 424