Page 2 - Bank-Muamalat-AR2020

SHAPING SUSTAINABLE
FUTURES

This design reflects the Bank’s positioning as a people-oriented bank
that goes the extra mile in understanding and serving our stakeholders
better. The images highlight the smiles we bring to our diverse customer
base through our continuous commitment to stay at the top of our game.
Corporate coloured bars highlight the corporate strengths and dynamism
that outline our way forward. The digital lines embedded within depict
the increased engagements and enhanced relationships we are building
through digitalisation as we focus on shaping sustainable futures for
ourselves and for our stakeholders.

REPORT

INSIDE

THIS

2 About this Report
4-13 16-31
01 ABOUT US 02 OUR LEADERSHIP

4 At A Glance 16 Chairman’s Statement
5 About Bank Muamalat 22 Chief Executive Officer’s Statement
6 Corporate Structure 30 Shariah Committee Chairman’s Statement
8 5-Year Financial Highlights 34-50
10 Assets Performance 03 OUR STRATEGY
13 Connected Parties 34 Industry and Market Overview
38 Stakeholder Engagement
40 Our Material Matters
44 Mitigating Principal Risks
46 Our Value Creation Model
48 Our Strategic Direction