Page 429 - Bank-Muamalat_Annual-Report-2023

ANNUAL REPORT 2023
OUR NUMBERS

8.3 DISCLOSURE FOR RATE OF RETURN RISK IN BANKING BOOK (“RORBB”) (CONT’D)
Rate of Return Risk (“RoR”) Management (cont’d)

Table 23: Sensitivity analysis of rate of return risk
The increase or decline in earnings and economic value for upwards and downward rate shocks which are consistent
with shocks applied in the stress test for measuring:

Group Bank
-50 Basis +50 Basis -50 Basis +50 Basis
Increase/(decrease) in basis points Points Points Points Points
RM’000 RM’000 RM’000 RM’000

Impact on Earnings:
31 December 2023
MYR (34,610) 34,610 (34,545) 34,545
USD 1,828 (1,828) 1,828 (1,828)
Others* (1) 1 (1) 1
31 December 2022
MYR (19,643) 19,643 (18,098) 18,098
USD 174 (174) 174 (174)
Others* 261 (261) 261 (261)

Impact on Equity:
31 December 2023
MYR 70,741 (70,741) 70,737 (70,737)
USD (152) 152 (152) 152
Others* 0 (0) 0 (0)

31 December 2022
MYR 66,145 (66,145) 66,067 (66,067)
USD (126) 126 (126) 126
Others* (14) 14 (14) 14
* Inclusive of AUD, CHF, EUR, GBP, JPY and other currencies.

427