Page 347 - Bank-Muamalat_Annual-Report-2023

ANNUAL REPORT 2023
OUR NUMBERS

47. FINANCIAL RISK MANAGEMENT OBJECTIVES AND POLICIES (CONT’D.)
(c) Liquidity and funding risk (cont’d.)

(ii) Maturity analysis of financial liabilities on an undiscounted basis (cont’d.)
Up to >7 Days - >1-3 >3-6 >6-12
Group 7 Days 1 Month Months Months Months >1 Year Total
2022 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000

Non-derivative liabilities
Deposits from customers 10,761,793 5,080,015 6,291,262 2,565,177 732,733 1,089,403 26,520,383
Investment accounts
of customers 301,158 - - - - - 301,158
Deposits and
placements of banks
and other financial
institutions - 200 - 500 1,300 304,163 306,163
Bills and acceptances
payable - - 20,218 - - - 20,218
Other financial liabilities - 19,778 - - 76,346 - 96,124
Lease liabilities - - 2,823 2,598 6,959 37,953 50,333
Recourse obligation
on financing sold
to Cagamas - - - - - 642,213 642,213
Subordinated sukuk - 7,995 - 8,220 19,245 1,009,785 1,045,245
Derivative liabilities 5,556 5,982 11,269 304 - - 23,111
Total financial liabilities 11,068,507 5,113,970 6,325,572 2,576,799 836,583 3,083,517 29,004,948

Up to >7 Days - >1-3 >3-6 >6-12
Bank 7 Days 1 Month Months Months Months >1 Year Total
2023 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000

Non-derivative liabilities
Deposits from customers 12,846,220 4,984,859 6,208,064 5,163,675 2,748,282 1,186,488 33,137,588
Investment accounts of
customers 247,689 - - - - - 247,689
Deposits and placements
of banks and other
financial institutions - 184,586 - 200 - 345,416 530,202
Bills and acceptances
payable - - 13,773 - - - 13,773
Other financial liabilities - 23,374 - - 77,731 - 101,105
Lease liabilities - 1,033 2,001 2,960 5,867 30,394 42,255
Recourse obligation
on financing sold
to Cagamas - - - 204,069 - 910,739 1,114,808
Subordinated sukuk - 7,995 - 11,250 19,245 1,051,834 1,090,324
Derivative liabilities 70 4,697 9,470 7,282 - - 21,519
Total financial liabilities 13,093,979 5,206,544 6,233,308 5,389,436 2,851,125 3,524,871 36,299,263

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