Press Releases

KUALA LUMPUR, 12 Disember 2024 - Bank Muamalat Malaysia Berhad (Bank Muamalat) dan Amanah Raya Berhad (AmanahRaya) hari ini melancarkan Kad Kredit-i Visa Platinum Jenama Bersama Bank Muamalat dan AmanahRaya. Kad kredit patuh syariah ini direka khas bagi menawarkan perkhidmatan kewangan komprehensif untuk menggalakkan pemegang kad kredit tersebut memulakan perancangan harta bagi memelihara masa hadapan mereka nanti.

Melalui kerjasama strategik dua entiti tersebut, kad kredit inovatif yang dilancarkan membolehkan pelanggan dan bakal pelanggan AmanahRaya mendapatkan khidmat mereka dengan pembayaran ansuran menggunakan kad kredit di samping menikmati pelbagai keistimewaan lain.

Kad kredit inovatif ini menawarkan pelbagai manfaat yang disesuaikan bagi menyokong pemilik harta, ia termasuk pengecualian yuran tahunan tahun pertama, rebat tunai sebanyak 0.5 peratus, pelan pemindahan baki, perlindungan Takaful percuma pada baki tertunggak kad kredit-i dan perlindungan Takaful Percuma bagi kemalangan perjalanan.

London, 25 November 2024 – Bank Muamalat Malaysia Berhad (Bank Muamalat) has gratefully received the inaugural “World Islamic Banking Excellence Award” at the prestigious World Muslim Leadership Forum (WMLF) 2024 in London, United Kingdom. The award was presented to Bank Muamalat’s Chairman Tan Sri Tajuddin Atan, FCB and President and Chief Executive Officer, Khairul Kamarudin, at the historic House of Lords, Palace of Westminster, by Sir Stephen Timms, Minister of State for Disabled People, Health and Work of the United Kingdom.

The World Islamic Banking Excellence Award, introduced this year by the WMLF, honors outstanding achievements in ethical banking, leadership, and sustainability. Bank Muamalat was recognized for its exemplary contributions to society and business leadership, advancing social finance initiatives and setting a benchmark for excellence in Islamic banking.

The WMLF, organized by the School of Oriental and African Studies (SOAS), University of London, has, for over a decade, provided a platform for discussions on the role of Muslim leadership in addressing modern global challenges. This forum brings together thought leaders, policymakers and industry experts to explore avenues for innovation, collaboration and positive societal change, bridging the Muslim world and the West.

KUCHING, 18 November 2024 - Menyahut seruan Bank Negara Malaysia untuk menjadikan kewangan Islam sebagai peneraju kewangan sosial, Bank Muamalat Malaysia Berhad (Bank Muamalat) memperluas inisiatif kewangan sosial melalui beberapa kerjasama yang dimeterai di Karnival Celik Kewangan (KCK) 2024, di sini.

Semasa karnival tersebut, dua Majlis Pertukaran Dokumen Memorandum Persefahaman (MoU) dan Perjanjian Kerjasama (CA) melalui inisiatif kewangan sosial telah berlangsung antara Bank Muamalat dengan Sarawak Society for the Blind (SSB) dan Prudential BSN Takaful Berhad (PruBSN) serta Majlis Graduasi Peserta Pensijilan Halal Bank Muamalat telah dijalankan.

Melalui MoU antara Bank Muamalat dengan Sarawak Society for the Blind (SSB), kedua-dua entiti akan menjalin kerjasama holistik melalui inisiatif iTEKAD, dalam memperkasakan komuniti orang kurang upaya (OKU) penglihatan di Sarawak dan menggalakkan mereka untuk menjana pendapatan sendiri.

14 November 2024, KUALA LUMPUR – Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini menegaskan komitmennya terhadap inovasi Alam Sekitar, Sosial, dan Tadbir Urus (ESG) dengan memposisikan dirinya sebagai pusat sehenti bagi penyelesaian kewangan Islam yang lestari. Ini termasuk Program Pembiayaan Eco Green yang disesuaikan mengikut keperluan pelanggan, perkhidmatan komprehensif yang holistik dan pelaburan untuk individu. Inisiatif strategik ini dibentuk untuk mempercepatkan penerapan amalan lestari, yang semakin menjadi pilihan rakyat Malaysia, dan dalam masa sama mempromosikan pertumbuhan ekonomi dan mengurangkan jejak karbon negara.Dengan memberi fokus kepada keutamaan pelanggan dan inovasi sebagai teras perniagaan, Program Pembiayaan Eco Green Bank Muamalat menawarkan penyelesaian pembiayaan yang disesuaikan dengan tenaga boleh diperbaharui (RE) termasuk panel solar, sistem penyimpanan tenaga bateri, pembiayaan kenderaan elektrik (EV), dan kotak pengecas EV.

Selain pembiayaan, Bank Muamalat telah menjalin kerjasama strategik dengan penyedia perkhidmatan panel solar terkemuka, termasuk Masterclean Technologies Sdn Bhd, SOLS Energy Sdn Bhd, Sunsource Energy Sdn Bhd and Tera VA Sdn Bhd. untuk menawarkan akses kepada produk terbaik di pasaran, perkhidmatan pemasangan pakar, dan penyelenggaraan berterusan bagi memastikan kelestarian jangka panjang untuk setiap pemilikan. Mendokong "Kehidupan Lebih Baik, Bersama", Bank Muamalat juga memperkenalkan Portfolio Fokus ESG iFAST Barakah, yang memberikan peluang unik untuk melabur dalam projek lestari dan program tanggungjawab sosial (CSR), dengan faedah tambahan iaitu diskaun yuran perkhidmatan.

14 November 2024, Kuala Lumpur – Bank Muamalat Malaysia Berhad (Bank Muamalat) today reaffirmed its commitment to Environmental, Social, and Governance (ESG) innovation by positioning itself as a one-stop centre for Islamic sustainable financial solutions. This encompasses tailored Eco Green Financing Program, a comprehensive endto-end services and investments to cater for individual customers. These strategic initiatives are designed to accelerate the adoption of sustainable practices, which are steadily becoming the preferred choice for Malaysians, while promoting economic growth and reducing the nation’s carbon footprint.

With a focus on customer-centricity and innovation at the core of its business, Bank Muamalat’s Eco Green Financing Program offers customised financing solutions for renewable energy (RE), including solar panels, battery energy storage systems, electric vehicle (EV) financing, and EV charger boxes. Beyond financing, the Bank has forged strategic partnerships with top-tier solar panel service providers, including Masterclean Technologies Sdn Bhd, SOLS Energy Sdn Bhd, Sunsource Energy Sdn Bhd and Tera VA Sdn Bhd to offer access to best-in-market products, expert installation services, and ongoing maintenance, ensuring long-term sustainability for every ownership. Upholding its "Better lives, together" philosophy, Bank Muamalat also introduced the iFAST Barakah ESG Focus Portfolio, providing a unique opportunity to invest in sustainable and socially responsible projects, with the added benefit of discounted service fees.

Kuala Lumpur, 20 September 2024 –Bank Muamalat Malaysia Berhad (Bank Muamalat) is proud to announce that its President and Chief Executive Officer, Khairul Kamarudin, has won the prestigious CEO of the Year 2024 by Global Islamic Finance Awards (GIFA). This accolade is a testament to his exemplary leadership in propelling Bank Muamalat’s emergence as a key player in the Islamic finance sector.

The award was presented during the 14th annual GIFA Awards Ceremony, held in the Republic of Maldives, which also hosted the Global Islamic Finance Summit (GIFS). The ceremony was attended by distinguished global leaders, including senior ministers, central bank governors, and other notable figures. The GIFA Awards serve as the highest standard of excellence in Islamic finance, recognizing individuals and institutions that drive innovation and progress in the industry.

Khairul Kamarudin, President and Chief Executive Officer of Bank Muamalat said, "Alhamdulillah, it is a privilege to receive this recognition from the GIFA committee. I am incredibly proud of the progress and momentum we have built over the years. Bank Muamalat Malaysia Berhad has transformed into a stronger, more resilient Islamic bank—a true partner to our customers in every aspect. I extend my heartfelt gratitude to our Board members for their wise counsel and insights, which have been instrumental in this journey. I would also like to thank our dedicated staff, whose remarkable passion and hard work drive our success every day. May this recognition continue to inspire us as we strive to become the strongest Islamic bank in Malaysia, Insya-Allah."

KUALA LUMPUR, 18 September 2024 – Impian empat orang usahawan untuk memiliki sijil Halal Jabatan Kemajuan Islam Malaysia (Jakim) hari ini tercapai apabila masing-masing secara rasmi menerima sijil halal tersebut setelah mengikuti Program Pensijilan Halal Bank Muamalat Malaysia Berhad (Bank Muamalat).

Dua daripada usahawan tersebut merupakan usahawan asnaf di bawah skim usahawan iTEKAD Bank Muamalat manakala dua lagi merupakan pelanggan Bank Muamalat yang menyertai Program Pensijilan Halal Bank Muamalat yang dikendalikan oleh Serunai Commerce Sdn Bhd (Serunai).

Serunai telah dilantik sebagai konsultan rasmi bagi Program Pensijilan Halal Bank Muamalat dalam usaha bersama kedua-dua entiti tersebut untuk membantu mengembangkan perniagaan usahawan B40 sekaligus melahirkan lebih ramai usahawan yang berdaya saing pada masa akan datang.

KUALA LUMPUR, 29 Ogos 2024 – Bagi menyemarakkan sambutan bulan kemerdekaan dan memeriahkan Tahun Melawat Melaka 2024, Bank Muamalat Malaysia Berhad (Bank Muamalat) dengan kerjasama kerajaan negeri Melaka buat julung kalinya akan menganjurkan ‘Karnival Merdeka Kehidupan Lebih Baik, Bersama Bank Muamalat’.

‘Karnival Merdeka’ yang akan berlangsung selama tiga hari bermula 30 Ogos ini, akan mengangkat tema perpaduan, kebersamaan dan patriotisme dengan pengisian aktiviti yang menarik untuk para pengunjung.

Sepanjang tiga hari ini, turut akan berlangsung kejohanan ragbi antarabangsa, ‘Melaka International Rugby 10s’, pembukaan bazar makanan, minuman dan kraftangan tempatan, pameran dan jualan produk usahawan iTEKAD Bank Muamalat, pembukaan klinik gigi bergerak serta pameran auto yang dibuka untuk orang ramai.

KELANTAN, 25 Ogos 2024 – Setelah enam tahun menjadi platform saluran dana wakaf di negeri Kelantan, Wakaf MAIK Muamalat hari ini dijenamakan semula dengan pelancaran logo baharu dan kod QR bagi membolehkan masyarakat berwakaf secara dalam talian dengan mudah, pantas, dan telus.

Melalui transformasi digital tersebut, Wakaf MAIK Muamalat yang merupakan hasil kerjasama Bank Muamalat Malaysia Berhad (Bank Muamalat) dan Majlis Agama Islam dan Adat Istiadat Melayu Kelantan (MAIK) menyasarkan peningkatan kutipan sebanyak 20 peratus.

Wakaf MAIK Muamalat telah dilancarkan pada tahun 2018 dengan kutipan yang telah mencapai lebih daripada RM2.3juta. Sehingga kini, sejumlah RM932,526.57 telah diagihkan kepada projek wakaf yang memanfaatkan sembilan ahli komuniti di negeri Kelantan.

Presiden dan Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin berkata, sumbangan yang diterima Wakaf MAIK Muamalat akan diagihkan kepada projek-projek wakaf di Kelantan di bawah sektor pendidikan, kesihatan, dan pemerkasaan ekonomi masyarakat setempat, termasuk penajaan asnaf terpilih untuk menyertai program keusahawanan iTEKAD Bank Muamalat.

Kuala Lumpur, 13 Ogos 2024: Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini mengumumkan penawaran bantuan khas banjir yang merangkumi bantuan moratorium untuk semua pembiayaan individu dan perniagaan sehingga enam bulan, penggantian kad debit dan kad kredit tanpa sebarang bayaran serta pengecualian caj transaksi pengeluaran RM1 menerusi mesin pengeluaran wang automatik (ATM) kepada pelanggannya yang terjejas ekoran situasi banjir buruk yang melanda beberapa kawasan di negara ini.

Presiden & Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin berkata, pihaknya amat prihatin terhadap kesulitan yang dihadapi pelanggannya termasuk individu serta perniagaan dan berharap bantuan khas banjir ini dapat memberi kelegaan kepada merekayang terlibat.

“Sebagai sebuah institusi kewangan Islam yang sentiasa komited dalam mencipta ‘Kehidupan Lebih Baik, Bersama’ pelanggannya, kami bertanggungjawab memainkan peranan penting dalam menyokong dan membantu komuniti menempuhi waktu getir ini. “Pelanggan yang menghadapi kesulitan kewangan berikutan bencana ini boleh memohon bantuan khas dengan memuat turun borang permohonan “Service Request Form” (SRF) yang tersedia di laman sesawang Bank Muamalat di www.muamalat.com.my dan menghantar dokumen sokongan yang berkaitan menerusi emel bantuanbanjir@muamalat.com.my. Langkah proaktif akan diambil bagi memastikan proses dokumentasi dan kelulusan permohonan dipermudahkan,” tambah Khairul.

KUALA LUMPUR, 10 OGOS 2024 – Menyahut seruan kerajaan dan Bank Negara Malaysia bagi meningkatkan literasi kewangan dalam kalangan belia, Bank Muamalat Malaysia Berhad (Bank Muamalat) dengan kerjasama Emerging Journey Asia Sendirian Berhad (EJAsia) hari ini menganjurkan program kesejahteraan kewangan dan kesihatan mental di Sekolah Menengah Kebangsaan Saujana Impian, Kajang.

Program yang bertemakan ‘Memperkasakan Kesejahteraan Kewangan Masa Hadapan’ ini turut melibatkan lebih daripada 350 pelajar, ibu bapa dan guru. Ia merupakan salah satu langkah proaktif Bank Muamalat dalam meningkatkan tahap literasi kewangan di peringkat sekolah.

Menerusi program ini, pelajar, ibu bapa dan guru bukan sahaja didedahkan dengan ilmu pengurusan kewangan, malah mereka turut diberikan kesedaran mengenai isu kesihatan mental yang berkait rapat dengan kesejahteraan kewangan.

Kuala Lumpur, 1 Ogos 2024 - Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini mengumumkan jutawan ketiga Sijil Simpanan Islamik (SSi) dalam sebuah Majlis Penyampaian Hadiah SSi Edisi Gemilang 25 Tahun yang diadakan di Karnival Jom Heboh, Terengganu.

Hadiah wang tunai bagi cabutan SSi Jutawan Hebat berupa wang tunai RM1 juta yang diumumkan hari ini merupakan sebahagian daripada hadiah keseluruhan bernilai lebih RM5 juta bagi kempen SSi Edisi Gemilang 25 Tahun.

Pada majlis tersebut, Encik Sajihan M.C Mohamed, pelanggan bertuah dari cawangan Seri Manjung telah membawa pulang wang tunai berjumlah RM1 Juta selepas diumumkan sebagai pemenang bertuah SSi Jutawan Hebat melalui kempen yang berlangsung dari 1 Mac hingga 31 Disember 2024.

KUALA LUMPUR, 29 Jun 2024 – Bank Muamalat Malaysia Berhad (Bank Muamalat) menjadi bank rasmi pertama yang dipilih oleh Pertubuhan Pemerkasaan dan Transformasi Ekonomi Malaysia (PPTEM) melibatkan kerjasama dalam pembangunan usahawan muslim, perkongsian kolaboratif dan penawaran kemudahan perkhidmatan kewangan kepada usahawan di seluruh Malaysia.

Melalui Program Keusahawanan Muslim ‘Sandbox: The Entrepreneur Kick Start 2024’ yang diperkenalkan oleh PPTEM, Bank Muamalat akan memainkan peranan penting sebagai mentor dan bank utama dalam membantu usahawan tempatan memastikan kelangsungan perniagaan mereka terus maju dan berdaya tahan. Ahli-ahli usahawan program Sandbox akan diberi bantuan melalui pembukaan akaun syarikat bagi tujuan operasi harian perniagaan. Manakala mereka yang layak, Bank Muamalat juga turut menawarkan kemudahan perbankan dalam bentuk pembiayaan perniagaan, iTEKAD, solusi pengurusan tunai dan sebagainya.

Bank Muamalat dan PPTEM juga bekerjasama dalam menganjurkan taklimat untuk memberikan penerangan kepada usahawan daripada pelbagai sektor mengenai manfaat program keusahawanan Sandbox dari masa ke semasa. Hari ini, ‘Program Sembang Santai Usahawan sempena Program Keusahawanan Muslim Sandbox’ khas buat usahawan industri kreatif telah diadakan di ibu pejabat Bank Muamalat, Menara Bumiputra.

KUALA LUMPUR, 28 Julai 2024 – Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini menandatangani Memorandum Kerjasama (MoC) dengan Persatuan bagi Orang Buta Malaysia (Malaysian Association for the Blind, MAB) bagi menjalin kerjasama holistik dalam memperkasakan komuniti orang kurang upaya (OKU) penglihatan.

Melalui MoC ini, seramai 59,413 orang yang berdaftar dibawah MAB dan Jabatan Kebajikan Masyarakat (JKM) akan mendapat manfaat yang bakal ditawarkan melalui kerjasama ini. Bank Muamalat dan MAB telah bekerjasama sejak tahun 2020 melalui program Jariah Fund, iaitu portal pendanaan awam (crowdfunding) bagi projek-projek sosial. Sehingga kini, Bank Muamalat dan MAB telah melaksanakan empat kempen untuk membantu golongan kurang upaya penglihatan mendapatkan pendidikan, penjagaan kesihatan dan sokongan ekonomi yang sewajarnya. Bagi keempat-empat kempen tersebut, Jariah Fund telah berjaya mengumpul sejumlah RM32,022 bagi pelbagai tujuan antaranya pembelian kerusi urut mudah alih, pemerkasaan ICT OKU penglihatan dan lain-lain.

Menerusi MoC ini, kerjasama antara kedua-dua entiti ini diperluaskan lagi melalui inisiatif-inisiatif kewangan sosial antaranya program iTEKAD Bank Muamalat dan projek-projek zakat dan wakaf. Melalui program iTEKAD Bank Muamalat, warga OKU penglihatan yang layak bakal mendapat akses kepada bantuan modal pembelian aset, latihan berstruktur serta pembiayaan mikro. Tambahan itu, usahawan yang layak turut diberikan latihan pemasaran melalui platform atas talian e-dagang terpilih yang dikhususkan buat OKU penglihatan.

KUANTAN, 9 Julai 2024 - Bank Muamalat Malaysia Berhad (Bank Muamalat) kini menawarkan perkhidmatan pengurusan wakalah zakat kepada individu atau syarikat untuk diagihkan kepada golongan yang memerlukan.

Dua syarikat pertama iaitu KMF Network dan Muamalat Invest Sendirian Berhad masing-masing menyerahkan sejumlah RM150,000 dan RM24,000 kepada Bank Muamalat untuk diagihkan kepada penerima yang layak mengikut kriteria yang ditetapkan.

Bank Muamalat akan mengagihkan wakalah zakat sebanyak RM150,000 daripada KMF Network kepada usahawan mikro dan asnaf menerusi pembiayaan iTEKAD Bank Muamalat bagi membantu mereka menjana pendapatan yang mampan dan memperkukuh pengurusan kewangan. Manakala wakalah zakat berjumlah RM24,000 daripada Muamalat Invest Sendirian Berhad akan diagihkan kepada Yayasan UNITI bagi tujuan pembelian kaki palsu yang akan memanfaatkan golongan yang memerlukan.

KUALA LUMPUR, 28 June 2024 – Bank Muamalat Malaysia Berhad (Bank Muamalat) has become the first Islamic bank to collaborate with the International Center for Education in Islamic Finance (INCEIF) University, established by Bank Negara Malaysia to drive the Islamic finance industry to new heights.

As a tangible manifestation of this collaboration, Bank Muamalat has introduced Muamalat Education Financing solution, exclusively for selected programs at INCEIF University. The initiative was announced during the signing of a Memorandum of Understanding (MoU) between Bank Muamalat and INCEIF University today.

KUALA LUMPUR, 3 April 2024 – Bank Muamalat Malaysia Berhad (Bank Muamalat) merealisasikan kempen ‘Ramadan Teristimewa Bersama’ melalui inisiatif komprehensif melibatkan sistem pendanaan awam (crowdfunding), digitalisasi Perusahaan Kecil dan Sederhana (PKS) serta perluasan program tanggungjawab sosial korporat (Corporate Social Responsibility, CSR) dengan jumlah peruntukan sebanyak lebih daripada RM360,000.

Untuk memudahkan penyumbang menderma dengan jumlah yang dikehendaki dan memilih kemana sumbangan mereka hendak disumbangkan, sistem pendanaan awam (crowdfunding) yang dibangunkan Bank Muamalat, Jariah Fund telah mengambil satu langkah ke hadapan dengan menaiktaraf laman sesawang dilengkapi ciri baharu, memaparkan setiap perincian kempen pendanaan dan keperluan bagi memudahkan proses menderma sepanjang bulan Ramadan.

Bagi menyokong perkembangan digitalisasi dalam kalangan PKS, Bank Muamalat telah bekerjasama dengan Pihak Berkuasa Tempatan (PBT) bulan Ramadan tahun ini untuk memperkenalkan inisiatif pembayaran tanpa tunai melalui Kod QR Bank Muamalat di beberapa lokasi antaranya Bazar Ramadan di Tempat Letak Kereta (TLK), Taman Tasik Permaisuri; Bazar Aidilfitri di Lorong Tunku Abdul Rahman (TAR), Kuala Lumpur; Bazar Ramadan Perling Mall, Johor dan Bazar Ramadan Jalan Durian dan Jalan Manggis, Kluang.

Kuala Lumpur, 22 Mac 2024: Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini mengumumkan dua jutawan Super Saver 2023 dan Sijil Simpanan Islamik (SSi) seterusnya melancarkan kempen SSi 2024 yang bermula daripada 1 Mac sehingga 31 Disember 2024 dengan jumlah hadiah keseluruhan bernilai lebih RM5 juta.

Sejak diperkenalkan tahun lalu, seramai 754 pelanggan bertuah telah memenangi pelbagai hadiah lumayan dengan jumlah keseluruhan RM3 juta menerusi cabutan Super Saver dan SSi iaitu cabutan Superb ‘Million’, Superb ‘Bergaya’, Superb Cash100K, Superb ‘Travel‘, Superb ‘Cash1000’, Superb ‘Pensioner’, Superb ‘Salary’, Superb ‘State’, Superb ‘New Gen’ dan satu cabutan khas iaitu Istimewa ‘SSi Millionaire’.

Presiden dan Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin, berkata, berikutan jumlah penyertaan yang begitu menggalakkan bagi SSi, pihaknya membuat keputusan untuk melancarkan siri kedua, SSi 2024 dengan penambahan jumlah keseluruhan hadiah dari RM3 juta pada tahun lalu kepada lebih RM5 juta bagi tahun ini untuk empat belas kategori yang lebih berganda dan salah satu kategori ini turut terbuka bagi pelanggan menerusi perniagaan kecil yang berminat untuk menyertai SSi 2024.

KUALA LUMPUR, 14 Mac 2024 – Bank Muamalat Malaysia Berhad (Bank Muamalat) buat julung kalinya akan menganjurkan “Karnival Ramadan Teristimewa Bersama” yang akan berlangsung bermula 18 Mac sehingga 22 Mac sempena bulan Ramadan ini.

Karnival yang akan berlangsung bermula 10 pagi hingga 4.30 petang di ibu pejabat Bank Muamalat, Jalan Melaka, di sini akan menempatkan lebih daripada 30 usahawan, perniagaan serta perkhidmatan seperti Tudung People, Mimpi Kita, AlHumaira, Songkok Bangsawan, Walaweh Dumpling, Tiger Lily Bake Cookies, Honda, Proton, Tabung Haji, Pusat Pungutan Zakat (PPZ) dan banyak lagi perniagaan dibuka untuk orang ramai.

Sempena “Karnival Ramadan Teristimewa Bersama” juga, Bank Muamalat akan menganjurkan Bank Muamalat Auto Show yang akan disertai oleh beberapa jenama syarikat kereta tempatan dan antarabangsa di lokasi yang sama.

Acara kemuncak karnival tersebut adalah majlis pengumuman dua orang jutawan Sijil Simpanan Islamik (SSi) 2023 dan pelancaran kempen SSi 2024 yang akan diadakan pada 22 Mac, hari terakhir “Karnival Ramadan Teristimewa Bersama”.

KUALA LUMPUR, 12 March 2024– Bank Muamalat Malaysia Berhad (“Bank Muamalat”) and DRB-HICOM University of Automotive (“DRBHU” or the “University”) are collaborating to make affordable financing easily available for students to further their studies at the university.

The collaboration reflects the synergy between Bank Muamalat and DRBHU as members of the DRB-HICOM Berhad group towards the development of professionals in meeting the demands of Malaysia’s automotive industry.

Following the signing of the Memorandum of Collaboration, President and Chief Executive Officer of Bank Muamalat, Khairul Kamarudin highlighted that “This collaboration is truly a win-win for all parties. DRBHU students, especially those with financial difficulties, can now access affordable funding for their education with the support of Bank Muamalat.

KUALA LUMPUR, 11 Mac 2024 – Bank Muamalat Malaysia Berhad (Bank Muamalat) dan  Serunai Commerce Sdn Bhd (Serunai) hari ini menandatangani Memorandum Persefahaman (MoU) untuk bekerjasama dalam Program Pensijilan Halal Bank Muamalat.

Melalui MoU tersebut, Serunai telah dilantik sebagai konsultan rasmi bagi Program Pensijilan Halal Bank Muamalat dalam usaha bersama kedua-dua entiti tersebut untuk membantu mengembangkan perniagaan usahawan B40 sekaligus melahirkan lebih ramai usahawan yang berdaya saing pada masa akan datang.

Program Pensijilan Halal Bank Muamalat merupakan sebuah program khas bagi memberikan bimbingan dan kursus latihan percuma kepada usahawan sehingga mereka berjaya memperoleh Sijil Halal Malaysia Jabatan Kemajuan Islam Malaysia (JAKIM).

Presiden dan Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin berkata, sebagai institusi perbankan Islam penuh, Bank Muamalat komited dalam mendukung usaha kerajaan bagi memajukan industri halal melibatkan usahawan tempatan dalam mencipta Kehidupan Lebih Baik, Bersama.

KUALA LUMPUR, 10 Mac 2024 – Bank Muamalat Malaysia Berhad (Bank Muamalat) telah menggerakkan kempen #SubuhMacamJumaat dan Cintai Masjid di 14 buah negeri, sempena menyambut ketibaan bulan Ramadan yang bakal tiba.

Selain menyemarakkan kempen #SubuhMacamJumaat, inisiatif kali ini juga merupakan salah satu program tanggungjawab sosial korporat (Corporate Social Responsibility, CSR) Bank Muamalat di mana program gotong-royong membersihkan dan membaik pulih 14 buah masjid yang terpilih dari 14 buah negeri dijalankan selepas solat subuh berjemaah di masjid-masjid tersebut.

Presiden dan Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin berkata, selain bertujuan menambah keselesaan jemaah masjid bagi menyambut bulan Ramadan, program tersebut juga menjadi platform untuk mengeratkan silaturahim antara komuniti dan warga Bank Muamalat dalam mencipta ‘Kehidupan Lebih Baik, Bersama’.

“Dalam kempen khas ini, Bank Muamalat dan kakitangannya bukan sahaja meringankan beban jemaah masjid dengan bergotong-royong, tetapi juga turut menyumbang bantuan tunai kepada masjid yang terlibat.”

KUALA LUMPUR, 8 Mac 2024 – Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini mengumumkan penawaran hadiah keseluruhan bernilai RM360,000 kepada pelanggan sedia ada dan pelanggan baharu Pajak Gadai Islam Bank Muamalat (Muamalat Pajak Gadai-i) menerusi kempen Gadai Emas Menang Emas 2.0 (GEME 2.0).

Antara hadiah yang ditawarkan adalah barangan kemas emas bernilai RM100,000 untuk pemenang hadiah utama, barangan kemas emas bernilai RM75,000 untuk pemenang tempat kedua dan barangan kemas emas bernilai RM25,000 untuk pemenang tempat ketiga.

Sebagai tanda penghargaan kepada para pelanggan Muamalat Pajak Gadai-i, Bank Muamalat juga menawarkan 1 gram Akaun Muamalat Gold-i (MG-i), untuk 50 pemenang bulanan yang terpilih sepanjang tempoh kempen berlangsung iaitu bermula 1 Mac 2024 hingga 31 Disember 2024 (keseluruhan berjumlah 500 pemenang).

Presiden dan Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin berkata, Muamalat Pajak Gadai-i bukan sahaja memenuhi keperluan tunai segera untuk cagaran, tetapi juga boleh digunakan bagi tujuan penyimpanan emas.

KUALA LUMPUR, 21 February 2024 – A full-fledged Islamic financial institution, Bank Muamalat Malaysia Berhad (Bank Muamalat) and the national post and parcel service provider, Pos Malaysia Berhad (Pos Malaysia) have forged a partnership. They announced the launch of the Bank Muamalat and Pos Malaysia co-branded Visa Credit Card-i today, an offering that aligns with Shariah principles and redefines credit card solutions.

The co-branded credit cards, VISA Infinite-i and VISA Platinum-i which offer benefits such as cash rebates, discounts for selected Pos Malaysia products and services, and 0% profit rate Installment Payment Plans are now available for application at all 68 Bank Muamalat and over 700 Post Offices and Pos Laju branches.

President and Chief Executive Officer of Bank Muamalat, Khairul Kamarudin, stated that this partnership heralds a new chapter in Malaysia’s financial landscape, bringing together the strength of Islamic banking with the extensive and unrivalled reach of Pos Malaysia.

Kuala Lumpur, 5 Februari 2024: Bank Muamalat Malaysia Berhad (Bank Muamalat) menyahut seruan kerajaan untuk meneruskan kesinambungan kempen #GengSubuhMacamJumaat yang dicetuskan oleh selebriti tanah air, Alif Satar dengan menganjurkan program tersebut di empat buah negeri bermula Sabtu lalu.

Kempen pertama yang bermula di negeri Selangor telah berlangsung pada 2 Februari lalu dengan kerjasama Masjid At-Taqwa Bandar Bukit Mahkota, Bangi dan ia akan diteruskan di negeri Kelantan pada 16 Februari 2024 (Jumaat), Melaka pada 17 Februari 2024 (Sabtu) dan Pahang pada 24 Februari 2024 (Sabtu).

Presiden & Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin berkata, pihaknya melihat usaha untuk menghimpunkan jemaah khususnya anak muda ke masjid dan surau itu sebagai satu inisiatif yang harus disemarakkan dan disambut baik oleh semua pihak khususnya sektor korporat berteraskan Islam.

Kuala Lumpur, 15 Januari 2024: Prihatin dengan mangsa banjir yang masih ditempatkan di Pusat Pemindahan Sementara (PPS), Bank Muamalat Malaysia Berhad (Bank Muamalat) memperluas penyaluran bantuan kepada komuniti yang terjejas di negeri Pahang.

Bantuan banjir yang berupa kit bantuan makanan ini diserahkan oleh Pengurus Cawangan Bank Muamalat Pekan, Mohamad Yusof Bin Ibrahim kepada 160 keluarga yang ditempatkan di Pusat Penempatan Sementara (PPS) SK Merchong Jaya, Pekan, semalam.

Presiden & Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin berkata, pihaknya sentiasa mengikuti perkembangan terkini isu banjir yang berlaku di seluruh negara dan komited untuk membantu meringankan beban mangsa yang terkesan secara kewangan dan emosi.

Kuala Lumpur, 11 Januari 2024: Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini menghulurkan kit bantuan makanan kepada komuniti yang terjejas akibat bencana banjir yang berlaku di negeri Johor.

Bantuan banjir ini diserahkan oleh Pengurus Wilayah Selatan Bank Muamalat, Mohd Zamri Pardi kepada 100 keluarga yang ditempatkan di tiga Pusat Penempatan Sementara (PPS) sekitar Johor iaitu di PPS Dewan Raya Kampung Makam, PPS SK Laksamana, Kota Kecil dan PPS SK Tun Dr Syed Nasir.

Presiden & Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin berkata, misi bantuan banjir tersebut merupakan salah satu inisiatif di bawah Program Tanggungjawab Sosial Korporat (“Corporate Social Responsibility, CSR”) Bank Muamalat.

Kuala Lumpur, 3 Januari 2024: Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini mengumumkan penawaran bantuan khas banjir yang merangkumi bantuan moratorium untuk semua pembiayaan individu dan perniagaan sehingga enam bulan serta penggantian kad debit dan kad kredit tanpa sebarang bayaran kepada pelanggannya yang terjejas akibat situasi banjir baru-baru ini.

Presiden & Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin berkata, pihaknya amat prihatin terhadap kesulitan yang dihadapi pelanggannya termasuk individu serta perniagaan dan berharap bantuan khas banjir ini dapat memberi kelegaan kepada mereka yang terlibat.

• Achieved a record Profit Before Zakat and Tax of RM306.7 million;
• Gross impaired financing remains low at 0.85%;
• Total financing grew 16.2% to RM24.0 billion;
• Common Equity Tier-1 Ratio and Total Capital Ratio remained stable, at 12.5% and 17.6%, respectively.

Kuala Lumpur, 7 June 2023: Bank Muamalat Malaysia Berhad (Bank Muamalat) registered a record profit before zakat and taxation (PBZT) of RM306.7 million for the financial year ended 31 December 2022 (FYE2022), representing a growth of 20.3% from the RM254.9 million posted in the previous corresponding period.

Bank Muamalat President and Chief Executive Officer, Khairul Kamarudin said,   “The stellar performance registered in the financial year ended 31 December 2022 was largely driven by increased distributable income and robust financing growth in tandem with the Group’s business growth and improved asset quality.”

Kuala Lumpur, 21 December 2023 – Syarikat Takaful Malaysia Keluarga Berhad (“Takaful Malaysia Keluarga” or “Takaful Malaysia”), the FIRST takaful operator in Malaysia, and its wholly-owned subsidiary, Syarikat Takaful Malaysia Am Berhad (“Takaful Malaysia Am”), announced its bancatakaful partnership with Bank Muamalat Malaysia Berhad (“Bank Muamalat”), a full-fledged Islamic bank in Malaysia. The bancatakaful partnership provides Takaful Malaysia access to the customer base, branch network and sales force of Bank Muamalat, enabling the Islamic bank to expand its product offerings in delivering greater value for its customers.

Nor Azman Zainal, Group Chief Executive Officer of Takaful Malaysia, said, “We are delighted to embark on this collaborative journey with Bank Muamalat. Our partnership reflects our commitment to working together through combined expertise and strengths in offering all-inclusive financial solutions to customers and enhancing customer experience. This preferred partnership will provide Bank Muamalat customers access to greater financial security through our comprehensive and affordable range of family takaful products, from credit-related to advisory and a wide range of general takaful products. Our collaboration with Bank Muamalat is timely to further strengthen our bancatakaful portfolio as one of our key business drivers and signify a significant leap forward to maintain our foothold in the insurance and takaful industry.”

29 November 2023, Kuala Lumpur – Bank Muamalat Malaysia Berhad is honored to have received the esteemed “Most Improved Islamic Retail Bank in Malaysia 2023” and “IRBA CEO of the Year 2023” awards at the prestigious 9th Islamic Retail Banking Awards (IRBA) 2023 Ceremony held in Manama, Bahrain.

IRBA, in its 9th year, stands as a global platform acknowledging excellence in Islamic retail banking. This year’s ceremony saw over 50 leading entities from across the globe striving for recognition, emphasizing the pivotal role of Islamic financial services in the international market.

The “Most Improved Islamic Retail Bank in Malaysia 2023” award was conferred following comprehensive global ranking research conducted by the Cambridge Institute of Islamic Finance, in collaboration with Hamdan Bin Mohamed Smart University, Dubai, United Arab Emirates (UAE).

7 November 2023, Kuala Lumpur – In conjunction with National Integrity Day 2023, Bank Muamalat Malaysia Berhad (Bank Muamalat), has launched its Organisational Anti-Corruption Plan (OACP) for 2023-2025 as an indication of its commitment to combating corruption and nurturing good governance, in line with requirement outlined by the National Anti-Corruption Plan (NACP) 2019-2023.

The Bank Muamalat OACP is a fundamental component of our broader integrity agenda, aiming to establish a culture characterized by high levels of integrity and professionalism throughout our product and service delivery processes, capturing the Bank’s brand purpose of ensuring “Better lives, together” for all.

The launching ceremony was officiated by Khairul Kamarudin, President and Chief Executive Officer of Bank Muamalat and Ahmad Kamal bin Abdul Rahman, Assistant Commissioner of the Inspection and Consultation Division, Malaysian Anti-Corruption Commission. It was attended by senior management of Bank Muamalat, representatives from Malaysian Anti-Corruption Commussion and Bank Muamalat’s staff.

12 September 2023, Kuala Lumpur - Bank Muamalat Malaysia Berhad (Bank Muamalat), a full-fledge Islamic bank proudly announced its strategic partnership with leading global payments technology company, Visa today. This collaboration marks a groundbreaking achievement as Bank Muamalat becomes the first bank in Malaysia to implement the innovative Visa Business to Business Connect (Visa B2B Connect) platform enabling Bank Muamalat to become a primary channel for cross-border payments, with SWIFT serving as an alternative for customers.

Bank Muamalat's integration of Visa B2B Connect into its Bank Muamalat Business Platform (iBiz) offers companies, agencies, ministries, and businesses an unprecedented opportunity for global expansion and success, placing Bank Muamalat at the forefront of industry innovation.

Khairul Kamarudin, President and Chief Executive Officer Bank Muamalat said “The funds can be transferred swiftly and securely, direct from the originating bank to the beneficiary bank, at a lower cost. This process minimizes delays and reduces the complexity of related international transactions. Customers are also able to track payment status in near real-time, enhancing accuracy and providing increased visibility as well as predictability in transaction flow.”

Kuala Lumpur, 26 Ogos 2023 – Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini meraikan semangat perpaduan dan inklusiviti dengan menganjurkan sambutan Hari Kebangsaan 2023 bersama komuniti Orang Asli Gombak dengan kerjasama rakan strategik Polis Diraja Malaysia (PDRM), Kementerian Kesihatan Malaysia, Pertubuhan Keselamatan Sosial (PERKESO), dan Jabatan Kemajuan Orang Asli (JAKOA). Program ini turut meraikan sambutan Hari Orang Asli Sedunia, yang disambut setiap tahun pada 9 Ogos.

Bank Muamalat bersama rakan strategiknya, komited untuk merealisasikan matlamat program melalui sesi “Pocket Talk” yang memberi fokus utama dalam program pembangunan kelestarian melalui peningkatan tahap celik kewangan, kesedaran kepada penipuan kewangan dan akses kepada perkhidmatan perbankan untuk semua segmen masyarakat. Selain itu, tumpuan turut diberikan dalam memperluas peluang dalam Pendidikan dan Latihan Teknikal dan Vokasional (TVET) dengan kerjasama PERKESO.

21 June, Kedah - Bank Muamalat Malaysia Berhad (Bank Muamalat) and the Jabatan Siasatan Jenayah Komersil (JSJK) of the Polis DiRaja Malaysia (PDRM) have united in a collaboration to confront the rising wave of financial scams. Their joint initiative, "Jelajah Kempen Anti Scam," will sweep across the nation throughout 2023 with the goal of combating financial scams and instilling awareness among Malaysians about the importance of protecting themselves from fraudulent activities.

Kicking off in Kedah, a motorcycle convoy has led the way, comprising of representatives from PDRM, Bank Muamalat and the public. This convoy ride serves as a symbol of unity in the battle against financial scams, igniting a collective spirit of active community participation in raising the awareness.

The convoy in Kedah covered five strategic locations from Ibu Pejabat Kontinjen (IPK) Kedah to Merbok, Kulim, Baling, Pokok Sena and concluded at Jitra. At each pit stop, a dedicated program titled "Sembang Santai Jenayah Komersil" was organized for the public, providing an interactive session with representatives from PDRM and Bank Muamalat. Informative counters were also available at each location to further enhance the educational experience, offering valuable insights into financial scams and information about Bank Muamalat's products as well as services.

KUALA LUMPUR, 14 Jun 2023: Bank Muamalat Malaysia Berhad (Bank Muamalat) telah menganjurkan Program Derma Darah 2023 dengan matlamat untuk meningkatkan rizab darah dalam Tabung Darah Negara bagi menampung keperluan permintaannya. Selain itu, langkah ini diharap akan memberi inspirasi kepada rakyat Malaysia untuk memainkan peranan yang lebih aktif dalam usaha meningkatkan kesedaran mengenai kepentingan menderma darah. Program ini dijalankan bersempena dengan sambutan Hari Penderma Darah Sedunia yang diadakan setiap tahun pada 14 Jun. Untuk tahun kedua berturut-turut, Bank Muamalat telah bekerjasama dengan pelbagai hospital kerajaan dan swasta bagi menjalankan program ini dari bulan Jun hingga bulan Julai 2023 di beberapa lokasi terpilih di seluruh negara.

Pada tahun 2022, pihak Bank Muamalat telah berjaya membantu mengumpul sebanyak lebih daripada 1,600 pek darah hasil sumbangan orang ramai. Manakala bagi tahun 2023, Bank Muamalat menetapkan sasaran awal sebanyak 2,000 pek darah dapat dikumpul bagi program tahun ini. Bank Muamalat berharap dapat mencapai sasaran yang lebih besar dalam memenuhi keperluan darah di pelbagai sektor perubatan.

• - Achieved a record Profit Before Zakat and Tax of RM306.7 million;
• - Gross impaired financing remains low at 0.85%;
• - Total financing grew 16.2% to RM24.0 billion;
• - Common Equity Tier-1 Ratio and Total Capital Ratio remained stable, at 12.5% and 17.6%, respectively.

Kuala Lumpur, 7 June 2023: Bank Muamalat Malaysia Berhad (Bank Muamalat) registered a record profit before zakat and taxation (PBZT) of RM306.7 million for the financial year ended 31 December 2022 (FYE2022), representing a growth of 20.3% from the RM254.9 million posted in the previous corresponding period.

Bank Muamalat President and Chief Executive Officer, Khairul Kamarudin said,   “The stellar performance registered in the financial year ended 31 December 2022 was largely driven by increased distributable income and robust financing growth in tandem with the Group’s business growth and improved asset quality.”

“Bank Muamalat will continue to manage its assets and liabilities responsibly while supporting the current economic growth initiatives and meeting stakeholders’ expectations,” said Khairul.

KUALA LUMPUR, 14 April 2023: Bagi mengimarahkan kehadiran bulan Ramadan 1444 Hijrah serta memupuk kehidupan lebih baik bersama masyarakat, Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini telah melancarkan perkhidmatan kutipan fidyah di kaunter cawangan Bank Muamalat Wilayah Persekutuan dan negeri Selangor. Bank Muamalat adalah institusi perbankan Islam pertama yang dilantik oleh Majlis Agama Islam Wilayah Persekutuan (MAIWP) dan Majlis Agama Islam Selangor (MAIS) bagi menawarkan khidmat nasihat, pengiraan dan pembayaran fidyah.

Pelancaran perkhidmatan kutipan fidyah di kaunter ini disempurnakan oleh wakil Bank Muamalat, Dr Mohd Afzanizam Abdul Rashid, Ketua Ekonomi dan Kewangan Sosial Bank Muamalat dalam Majlis Berbuka Puasa bersama Anak-anak Yatim dan Rakan Media di sini, hari ini.

Putrajaya, 1 April 2023: Bank Muamalat Malaysia Berhad (Bank Muamalat) today announced Lee Shing Chang from Johor Bahru as the RM1,000,000 cash grand prize winner of its Super Saver, Superb Prizes campaign. In addition, lucky customer Mohmad Asri Ismail from Mentakab, Pahang will celebrate this Raya in style as he won a new Honda C-RV. This campaign is a shariah-compliant deposit and investment accounts program which ran from 1 August 2022 to 31 January 2023 and saw 1,242 customers winning incredible prizes ranging from lifestyle gifts to gadgets, travel vouchers, cars and more.

The prize giving ceremony was held at Festival Ramadan Putrajaya, a month-long Ramadan event in which Bank Muamalat is a Gold Sponsor and the sole bank participant. The event hosts more than 500 vendors inclusive selling fashion, food and beverages, art and more. Aside from shopping, a wide range of Islamic-centric activities are lined up at the festival. These include religious lectures by prominent speakers such as Ustaz Don Danial, Quran recitation and traditional Islamic performances.

Kuala Lumpur, 9 March 2023: Bank Muamalat Malaysia Berhad (Bank Muamalat) and Malakoff Corporation Berhad (Malakoff) today announced their strategic collaboration aimed at promoting Environmental, Social, and Governance (ESG) initiatives in Malaysia. This collaboration supports the Malaysia Budget 2023 initiative and demonstrates the commitment of both organisations towards promoting sustainable practices in the country.

The collaboration will focus on financing programmes for Renewable Energy (RE), specifically Solar Photovoltaic System , Battery Energy Storage System and Electric Vehicle Chargers to support the growth and development of sustainable energy solutions in the country. The programme will provide financing options for businesses and individuals looking to adopt RE, helping to reduce the country's carbon footprint and support the transition to a more sustainable future.

"We are proud to be partnering with Malakoff to bring ESG to the forefront of our customers' minds," said Khairul Kamarudin, President & Chief Executive Officer (PCEO) of Bank Muamalat. "Bank Muamalat is the first bank to offer eco green financing through various innovative solutions such as personal financing, mortgages, credit cards and car financing that are tailored to the needs of the customer. Our aim is to provide our customers with the best possible financial services and support their journey towards a better life. This partnership is just one of the many ways that we are demonstrating our commitment towards #BetterLivesTogether and a sustainable future for all Malaysians."

Kuala Lumpur, 3 Mac 2023: Bank Muamalat Malaysia Berhad (Bank Muamalat) amat prihatin terhadap kesulitan yang dihadapi oleh para pelanggan, individu dan perniagaannya yang terkesan berikutan banjir teruk yang melanda di beberapa kawasan di seluruh negara.

Pihak Bank Muamalat hari ini mengumumkan bantuan khas banjir yang merangkumi bantuan moratorium pembiayaan dan penggantian kad debit dan kad kredit tanpa sebarang bayaran kepada pelanggan yang terjejas. Ini merupakan komitmen Bank Muamalat dalam membina “Kehidupan Lebih Baik, Bersama” pelanggan.

Presiden & Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin berkata "Bank Muamalat percaya bahawa sebagai institusi kewangan Islam, kami bertanggungjawab memainkan peranan penting dalam menyokong dan membantu komuniti pada waktu getir ini.”

SHAH ALAM, 11 Januari 2023 – Perbadanan Kemajuan Negeri Selangor (PKNS) membuka lembaran tahun baharu 2023 dengan menjalin kerjasama strategik dengan Bank Muamalat Malaysia Berhad (Bank Muamalat) menerusi penawaran pembiayaan perumahan kepada individu dan entiti perniagaan sebagai usaha membuka peluang dan membantu lebih ramai golongan masyarakat dalam pemilikan hartanah khususnya kediaman dan komersial.

Majlis menandatangani Memorandum Persefahaman (MoU) di antara kedua-dua pihak telah diadakan di Restoran SACC Kelana Seafood, Shah Alam hari ini. Menerusi kolaborasi ini, Bank Muamalat akan menyediakan pembiayaan akhir (‘end-financing’) kepada para pelanggan PKNS yang berpotensi bagi produk-produk hartanah yang dibangunkan oleh PKNS di seluruh Malaysia, yang melibatkan projek perumahan pelbagai peringkat termasuk projek mampu milik.

KUANTAN, 6 Januari 2023 : Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini telah merasmikan cawangan baharunya di Bandar Indera Mahkota, Kuantan, Pahang. Cawangan ini, memberikan perkhidmatan perbankan yang lengkap kepada hampir 248,946 penduduk. Ia merupakan cawangan Bank Muamalat yang ke-5 di buka di negeri Pahang dan memperluaskan rangkaianya kepada 68 cawangan di seluruh negara.

Majlis perasmian tersebut telah disempurnakan oleh Yang Berhormat Exco Pelaburan, Perindustrian, Sains, Teknologi dan Inovasi Negeri Pahang, Dato’ Mohamad Nizar Bin Dato’ Sri Mohamad Najib, diiringi oleh Encik Khairul Kamarudin, Presiden dan Ketua Pegawai Eksekutif, Bank Muamalat Malaysia Berhad.

Kuala Lumpur, 9 December 2022: Bank Muamalat Malaysia Berhad (Bank Muamalat) announced the winners of the Credit Card-i “Apply, Activate, Spend & Win” campaign after its successful six-month run from 1 April until 30 September 2022.

Grand prize winner Thibaneshman Rajandran from Johor drove away an Audi Q2 while 1^st prize winner Zulhaizi Aziz from Selayang, Selangor took home a Proton X70. 2^nd prize winner Muhamad Suhaidi Saba'i from Kuala Kubu, Selangor won a Proton X50. In addition to these three winners, nine customers received Samsung S21 mobile phones as third prize winners and 300 customers received Shopee e-vouchers worth RM200 each as a consolation prize. 

The prize giving ceremony for the campaign was attended by Mr. Zury Rahimee Zainal Abiden, Director of Retail Banking Bank Muamalat and Mr.Ng Kong Boon, Country Head of Visa Malaysia who gave away the prizes to the lucky winners in an event held at Bank Muamalat Sungai Besi Branch, Kuala Lumpur, today.

The Global Financial Sector Is Urged To Back Up Their ‘Big Words’ With Real Actions As The Climate Crisis Accelerates

KUALA LUMPUR,  23 November 2022 - On the eve of the COP27 Climate Change Conference in Egypt (6-18 November), a leading global network of values-based banks calls upon the financial sector to back up its rhetoric with actions. The Global Alliance for Banking on Values (GABV) will mark Banking On Values Day on 10 November 2022 by reaffirming the crucial role that banks have to play in tackling the root causes of climate change.

At the occasion of the COP27 ‘Finance Day’, the GABV urges the financial sector, including valuesbased banks, to live up to its commitments. At last year’s COP26 Conference in Glasgow, UK, mainstream financial institutions issued welcome public commitments and declarations designed to tackle climate change and help facilitate the move towards net zero. One year later, many of them continue financing the fossil fuel industry at an industrial scale. A recent report by Finance Watch estimates that 60 of the largest global banks still have around USD 1.35 trillion of exposure to fossil fuel assets.

Kuala Lumpur, 8 November 2022: Bank Muamalat Malaysia Berhad (Bank Muamalat) and Phillip Capital Group Malaysia (PCGM) today signed an agreement to provide Shariah compliant online Private Managed Accounts and unit trust funds via Bank Muamalat’s distribution channels.

In line with shifting customer preference towards digital accessibility and sophisticated investment management, the strategic partnership is expected to enable affordable sophisticated investment products to be accessible not only to Bank Muamalat’s high-end customers, but also the mass market customers.

Bank Muamalat President and Chief Executive Officer, Khairul Kamarudin Kamarudin expressed his confidence that in accordance with Bank Muamalat’s vision to constantly look for ways to improvise and innovate, the strategic partnership with PCGM provides an opportunity for the bank to expand its products with the introduction of Private Managed Accounts and digital unit trusts to its existing range of investment products.

KUALA LUMPUR,  4 November 2022 – In response to Bank Negara Malaysia’s (BNM) decision to increase the overnight policy rate (OPR) to 2.75% effective 3 November 2022, Bank Muamalat Malaysia Berhad’s (Bank Muamalat) SBR, BR and BFR will be revised by 25 basis points from 2.50% p.a to 2.75% p.a,  3.31% p.a. to 3.56% p.a. and 6.31% p.a. to 6.56% p.a. respectively, with effect from 8 November 2022. This will affect all floating rate financing packages pegged to the SBR, BR and BFR.

In line with the increase in SBR, BR and BFR, Bank Muamalat’s FTA-i deposit rates will also be revised accordingly.

Shah Alam, 22 September 2022: Bank Muamalat Malaysia Berhad (Bank Muamalat) today announced the grand prize winners of the Mudarabah Unrestricted Investment Account (SURIA) campaign.

Zulkeffli Aziz from Kulim, Kedah won the grand prize of RM1,000,000 cash. In the premium car category, Rohizah Bawi from Ipoh, Perak took home an Audi Q2, Perthpal Singh Khosa Jasbant Singh from Ampang, Kuala Lumpur drove away with a Honda Civic and Zulkiflee Ahmad from Kuantan, Pahang won a Proton X50. Throughout the duration of the campaign,   lucky customers also won cash prizes in the national level Monthly Draw and special Pensioner Draw categories for retirees.

Bank Muamalat Director of Retail Banking, Zury Rahimee Zainal Abiden gave away the prizes to the lucky winners at a ceremony held in Shah Alam, Selangor, today.

“I would like to congratulate all the winners of the SURIA campaign. This campaign has provided an opportunity for the public not only to invest but also win fabulous prizes,” said Zury.

KUALA LUMPUR,  09 September 2022 – In response to Bank Negara Malaysia’s (BNM) decision to increase the Overnight Policy Rate (OPR) to 2.50% effective 08 September 2022, Bank Muamalat Malaysia Berhad’s (Bank Muamalat) SBR, BR and BFR will be revised by 25 basis points from 2.25% p.a to 2.50% p.a,  3.06% p.a. to 3.31% p.a. and 6.06% p.a. to 6.31% p.a. respectively, with effect from 13 September 2022. This will affect all floating rate financing packages pegged to the SBR, BR and BFR.

In line with the increase in SBR, BR and BFR, Bank Muamalat’s FTA-i deposit rates will also be revised accordingly.

Bank Muamalat President and Chief Executive Officer, Khairul Kamarudin said the rate revision corresponds with the increase in OPR to 2.50% as announced by BNM.

“Bank Muamalat will continue to manage its assets and liabilities responsibly while supporting the current economic growth initiatives and meeting stakeholders’ expectations,” said Khairul.

KUALA LUMPUR, 12 Ogos 2022: Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini melancarkan Bank Bergerak untuk bertemu dan menawarkan perkhidmatan perbankan kepada para pelanggan baharu dan sedia ada,  terutamanya yang tinggal di kawasan pedalaman atau kawasan yang tidak mempunyai akses kepada kemudahan kewangan yang mencukupi.

Bank Bergerak Bank Muamalat akan menemui pelanggan di empat lokasi di negeri Kedah pada hari yang ditetapkan. Bank Bergerak akan beroperasi di Pasar Pagi Pekan Tunjang, Daerah Kubang Pasu, pada setiap Khamis bermula 18 Ogos 2022. Ia juga akan menawarkan perkhidmatan perbankan di dua buah pasar pagi dan sebuah pasar tani di Daerah Kota Setar, iaitu Pasar Pagi Pekan Langgar pada setiap Isnin bermula 22 Ogos, Pasar Tani Kubang Rotan pada setiap Selasa bermula 23 Ogos dan Pasar Pagi Taman Pinang Jaya pada setiap Rabu bermula 24 Ogos. Waktu operasi di semua lokasi adalah dari jam 10.00 pagi hingga 2.00 petang.

KUALA LUMPUR, 08 August 2022: Bank Muamalat Malaysia Berhad (Bank Muamalat) is offering financing up to RM400,000 through its SMART Mortgage SJKP scheme to help self-employed and non-fixed income earners, including gig economy workers, business owners and small traders or entrepreneurs to own their first homes. The scheme is guaranteed by Syarikat Jaminan Kredit Perumahan Berhad (SJKP) to help those without monthly income statement to own a house.

For those who are eligible, the amount of financing provided through this scheme includes related expenses such as Mortgage Reducing Term Takaful (MRTT), Long Term House Owner Takaful (LTHT), legal and valuation fees.

This is a zero-entry cost package for new home owners with 100 percent margin of financing with all moving costs and related expenses to be financed by the Bank.

This scheme has been proven successful in assisting home buyers to own their first dream house under the Bank’s collaboration with SJKP, which has commenced since October 2019. The Bank has always placed an emphasis on efforts to assist the affordable market segment to own a house.

Putrajaya, 27 Julai 2022 - Lembaga Pembiayaan Perumahan Sektor Awam (LPPSA) telah memeteraikan Memorandum Persefahaman (MOU) bersama Bank Muamalat Malaysia Berhad (Bank Muamalat) bertempat di Zenith Hotel, Putrajaya hari ini.

Pemeteraian MOU antara LPPSA dengan Bank Muamalat membolehkan kakitangan sektor awam memohon pembiayaan daripada LPPSA serta Bank Muamalat telah bersetuju menjadi pemegang gadaian kedua bagi menyelesaikan wang beza.

LPPSA yang diwakili oleh Encik Zuwardi Bin Zubir, Ketua Pegawai Operasi LPPSA telah memeterai MOU bersama Bank Muamalat yang diwakili oleh Encik Zury Rahimee Zainal Abiden, Pengarah Perbankan Runcit. Ketua Pegawai Eksekutif LPPSA, Encik Mohd Farid bin Dato’ Hj Nawawi bersama Presiden dan Ketua Pegawai Eksekutif  Bank Muamalat, Encik Khairul Kamarudin hadir sebagai saksi untuk pemeteraian MOU ini. Kedua-dua belah pihak LPPSA dan Bank Muamalat menyambut baik usaha yang dilaksanakan dan menganggap ia merupakan satu inisiatif positif yang melibatkan kerjasama sektor awam dan swasta bagi merealisasikan hasrat Kerajaan untuk memastikan setiap kakitangan sektor awam memiliki rumah kediaman dan akan bekerjasama dalam menjalankan dan menyertai aktiviti pemasaran bersama.

KUALA LUMPUR,  7 July 2022 – In response to Bank Negara Malaysia’s (BNM) decision on 06 July 2022 to increase the overnight policy rate (OPR) to 2.25%, Bank Muamalat Malaysia Berhad’s (Bank Muamalat) BR and BFR will be revised by 25 basis points from 2.81% p.a. to 3.06% p.a. and 5.81% p.a. to 6.06% p.a. respectively, with effect from 08 July 2022. This will affect all floating rate financing packages pegged to the BR and BFR.

In line with the increase in BR and BFR, Bank Muamalat’s FTA-i deposit rates will also be revised accordingly.

Bank Muamalat President and Chief Executive Officer, Khairul Kamarudin said the rate revision corresponds with the increase in OPR to 2.25% as announced by BNM recently.

Kuala Lumpur, 07 July 2022 - Bank Muamalat Malaysia Berhad’s (Bank Muamalat) RM300 million Subordinated Sukuk Murabahah received overwhelming response from a diversified and wider range of investors during its book-building exercise recently.

The RM300 million Subordinated Sukuk Murabahah is the third series issuance under Bank Muamalat’s established RM1 billion 20-year Subordinated Sukuk Murabahah Programme (2016/2036), which qualified as Tier-2 capital  under  the  Bank Negara Malaysia’s (BNM)   Policy  Document  on  Capital   Adequacy   Framework   for   Islamic  Banks  Capital Components (CAFIB). 

Bank Muamalat President and Chief Executive Officer, Khairul Kamarudin said the positive interest in the Subordinated Sukuk Murabahah Programme reflects the market’s confidence in the Bank’s strong fundamentals and strategic direction.

PULAU PINANG, 1 Julai 2022 – Pelabur Akaun Pelaburan Mudarabah Tidak Terhad (SURIA) Bank Muamalat Malaysia Berhad (Bank Muamalat) masih mempunyai peluang terakhir bergelar jutawan bagi meraih hadiah wang tunai bernilai RM1,000,000.00 menjelang 31 Julai, 2022. Kempen SURIA yang dilancarkan tahun lalu itu berlangsung untuk tempoh setahun bermula 1 Ogos 2021, dan akan berakhir pada 31 Julai 2022. Sejumlah lebih RM2.8 juta nilai hadiah ditawarkan sepanjang kempen SURIA berlangsung.

Menurut Presiden dan Ketua Pegawai Eksekutif Bank Muamalat Khairul Kamarudin,  kempen SURIA selaras dengan komitmen Bank Muamalat untuk memupuk tabiat melabur dalam kalangan masyarakat untuk mencipta sumber pendapatan pasif, selain melindungi diri mereka sekiranya berlaku sebarang kecemasan kewangan. Ia juga membolehkan pelabur menikmati ganjaran menarik bagi memenuhi keperluan mereka.

KUALA LUMPUR, 14 Jun 2022: Bank Muamalat Malaysia Berhad (Bank Muamalat) telah menggerakkan Program Derma Darah melibatkan masyarakat setempat dalam usaha meningkatkan kesedaran orang ramai mengenai kepentingan menderma darah dan meningkatkan tabungan darah. Program ini berlangsung dari 11 Jun hingga 6 Julai dengan kerjasama hospital kerajaan dan swasta di lokasi terpilih di Kuala Lumpur, Perlis, Pulau Pinang, Kedah, Perak, Selangor, Negeri Sembilan, Melaka, Johor, Pahang, Kelantan, Terengganu, Sabah dan Sarawak. Ia dilancarkan sempena sambutan Hari Penderma Darah Sedunia yang diadakan pada 14 Jun setiap tahun. 

Pihak bank menetapkan sasaran awal sebanyak 1,350 pek darah dapat dikumpul  hasil pendermaan orang ramai sepanjang tempoh program diadakan. Program ini mendapat sambutan menggalakkan, di mana setakat 14 Jun, 1,259  penderma tampil untuk menderma darah.

KUALA LUMPUR, 31 Mei 2022: Bank Muamalat Malaysia Berhad (Bank Muamalat)  telah melancarkan khidmat pentaksiran zakat di kaunter, yang pertama seumpamanya di semua cawangannya di Wilayah Persekutuan dan Selangor. Khidmat pentaksiran zakat ini disediakan secara percuma untuk meningkatkan kebolehcapaian perkhidmatannya kepada umat Islam. Pelanggan sedia ada Bank Muamalat dan orang ramai yang beragama Islam hanya perlu berjumpa dengan pegawai di cawangan Bank Mumalat yang berhampiran untuk mendapatkan khidmat nasihat berhubung zakat.

Pengurusan kekayaan Islam adalah segmen yang komprehensif kerana ia meliputi lima elemen penting iaitu penciptaan kekayaan, pengumpulan, perlindungan, penyucian, dan pengagihan harta. Bank Muamalat sedia maklum bahawa menunaikan zakat adalah antara cara untuk menyucikan harta. Sehubungan itu, penawaran khidmat pengiraan dan pembayaran zakat oleh Bank Muamalat melengkapkan ekosistem pengurusan kekayaan Islam di bawah satu bumbung.

Kuala Lumpur, 24 May 2021: Bank Muamalat Malaysia Berhad (Bank Muamalat) and ACE Capital Growth Sdn Bhd (ACE Capital) launched its first Shariah compliant digital mobile-based gold investment platform, EasiGold, today, which enables customers to invest in gold expediently, via mobile app on all mobile devices.

Bank Muamalat aims to promote gold as a safer investment alternative for Malaysians from all walks of life, by offering tiered pricing with a spread of as low as 1.5% depending on market conditions. The launch of EasiGold complements the Bank’s existing gold product offerings. Bank Muamalat currently offers Shariah compliant gold investment through its Muamalat Gold-i range of products.

Kuala Lumpur, May 12, 2022 – In response to Bank Negara Malaysia’s (BNM) decision on 11 May 2022 to increase the overnight policy rate (OPR) to 2.00%, Bank Muamalat Malaysia Berhad’s Base Rate (BR) and Base Financing Rate (BFR) will be revised upward by 25 basis points from 2.56% p.a. to 2.81% p.a. and 5.56% p.a. to 5.81% p.a. respectively, with effect from 13 May 2022. This will affect all floating rate financing packages pegged to the BR and BFR.

In line with the increase in BR and BFR, Bank Muamalat’s FTA-i deposit rates will also be revised upward by 25 basis points.

Kuala Lumpur, 29 April 2022: Bank Muamalat Malaysia Berhad (Bank Muamalat) meraikan lebih daripada 250 tetamu istimewa anak yatim dan pelajar Maahad Tahfiz pada majlis berbuka puasa yang diadakan sempena bulan Ramadan 1443 Hijrah. Lima majlis berasingan diadakan di Kuala Lumpur, Johor Bahru, Johor, Kota Bharu, Kelantan, Sungai Petani, Kedah dan Kota Kinabalu, Sabah. Para tetamu terdiri daripada anak-anak Pusat Jagaan Cahaya Kasih Bestari, Pertubuhan Pusat Jagaan Kebajikan Kesayangan Kasih Abadi, Rumah Perlindungan Fitrah Qaseh, Maahad Tahfiz Al-Quran Al-Uzma Lil Aitam, Pertubuhan Kebajikan Anak-Anak Yatim Kelantan (PEKAYATIM), Pusat Jagaan Kasih Abadi, Rumah Anak Yatim As-Sakinah dan Rumah Transit Mualaf Sabah.

Presiden dan Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin berkata majlis tersebut menjadi platform untuk berkongsi kegembiraan bersama insan yang memerlukan dalam menyambut kehadiran Syawal yang bakal menjelang.

• Achieved a record Profit Before Zakat and Tax of RM256.6 million, representing a year-on-year growth of 46.8%;
• Gross impaired financing decreased to 0.83%, lowest since its establishment
• Gross financing grew 14.46% to RM20.9 billion;
• Common Equity Tier-1 Ratio and Total Capital Ratio remained stable, at 13.71% and 17.35%, respectively.

Kuala Lumpur: 28 April 2022: Bank Muamalat Malaysia Berhad (Bank Muamalat, the Group) registered a record profit before zakat and taxation (PBZT) of RM256.6 million for the financial year ended 31 December 2021, representing a growth of 46.8% from RM174.8 million posted in the previous corresponding period.

Bank Muamalat President and Chief Executive Officer, Khairul Kamarudin said that the stellar performance registered in financial year ended 31 December 2021 was largely driven by increased total income, strong financing growth and improved asset quality.

16,000 bungkusan bubur lambuk diagihkan kepada petugas perubatan

Kuala Lumpur, 21 April 2022: Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini menganjurkan Program Rewang Ramadan di 13 buah negeri secara serentak, bagi mengeratkan silaturahim dengan masyarakat setempat dan menyemarakkan sambutan bulan Ramadan.

Program Rewang Ramadan melibatkan aktiviti menyediakan bubur lambuk di masjid dan surau di 13 lokasi terpilih. Seramai 300 kakitangan Bank Muamalat daripada 67 cawangan terbabit dalam program ini.

Visa Platinum-i, Visa Infinite-i are fully Shariah compliant, with cash back perks

Kuala Lumpur, 1 April, 2022 – Bank Muamalat Malaysia Berhad (“Bank Muamalat”), in collaboration with Visa International today unveiled its maiden credit cards, which are fully Shariah compliant. The Bank Muamalat Visa Platinum-i and the Bank Muamalat Visa Infinite-i offer cash back for its cardholders, with all the convenience needed to meet their consumer banking needs. The Bank Muamalat Visa Infinite-i card is unique as it is the first metal Islamic credit card to be issued in Malaysia.  

Bank Muamalat President and Chief Executive Officer, Khairul Kamarudin expressed confidence that the bank’s Shariah-compliant credit cards will cater to the ever-changing needs of consumers, as the country enters the “Transition to Endemic” phase of COVID-19 today, with all restrictions to business operating hours abolished.

Joint effort to assist with cash flow at early financing stage

Kuala Lumpur, 31 March 2022 - Bank Muamalat Malaysia Berhad (“Bank Muamalat”) today launched Muamalat Step Up Auto Financing-i, a tiered vehicle financing scheme, offering affordable-to-own car financing with lower instalments for the 1st three years, to assist customers reduce the early financing cash flow burden, and own their dream vehicle. This offer is exclusive for the entire range of PROTON and Mitsubishi cars under the Edaran Otomobil Nasional Berhad (“EON”) network only.

Aimed at offering affordable auto financial solutions to all market segments, be it to younger customers for their first car, those who need to change their car, or simply those who want to purchase another car, the Muamalat Step Up Auto Financing-i is the solution to achieve their needs.

Kuala Lumpur, 07 Mac 2022: Bank Muamalat Malaysia Berhad (Bank Muamalat), hari ini  mengumumkan kempen Pajak Gadai-i yang dianjurkannya, iaitu Kempen “Gadai Emas Menang Emas” (GEME), telah berjaya merekodkan peningkatan pertumbuhan keuntungan sebanyak 18.28% pada tahun berakhir 2021 berbanding tahun sebelumnya.

Kempen yang telah berlangsung selama 10 bulan, dari 1 Mac 2021 hingga 31 Disember 2021 ini telah mendapat sambutan baik, di mana seramai 9,432 pelanggan melibatkan 15,011 akaun dan RM122.57 juta nilai pembiayaan baharu telah berjaya dikekalkan sepanjang tempoh kempen tersebut.

Menerusi Perkhidmatan Pajak Gadai-i Bank Muamalat, pelanggan bukan sahaja dapat memenuhi keperluan tunai segera, mereka juga boleh menggunakan perkhidmatan ini bagi tujuan penyimpanan emas, dan sekaligus layak secara automatik menyertai kempen GEME, yang menawarkan hadiah keseluruhan bernilai RM500,000.00.

Kuala Lumpur, 31 Disember 2021 - Bank Muamalat Malaysia Berhad (Bank Muamalat) adalah sebuah institusi perbankan Islam  yang mematuhi standad operasi dan integriti yang tinggi dalam tadbir urus dan prosedur perbankannya.

Segala prosedur yang ditetapkan telah dipatuhi dalam urusan isu cek yang didakwa dikembalikan oleh cawangan Bank Muamalat Seremban. Susulan sidang media bersama pada 27 Disember, pihak bank dan pelanggan telah pun bersetuju bahawa isu tersebut dianggap selesai.

Dalam pada itu, sebarang kenyataan yang dibuat oleh pihak ketiga, yang tiada kaitan dengan Bank Muamalat, berhubung insiden tersebut adalah tidak tepat kerana ianya tidak berdasarkan kepada perkara sebenar yang berlaku.  

Untuk maklumat lanjut mengenai produk dan perkhidmatan yang ditawarkan oleh Bank Muamalat, sila layari www.muamalat.com.my atau hubungi Pusat Khidmat Pelanggan kami di talian 03-2600 5500.

Bank Muamalat tidak pernah kategorikan cek sebagai halal atau sebaliknya

Kuala Lumpur, 27 Disember 2021 - Bank Muamalat Malaysia Berhad (Bank Muamalat) tidak pernah mengkategorikan cek sebagai halal atau sebaliknya. Sebagai sebuah institusi perbankan, pihak bank menerima semua cek yang sah yang tertera butiran yang lengkap serta tepat.

Pihak bank juga ingin menegaskan bahawa laporan insiden cek yang didakwa dikembalikan oleh cawangan Bank Muamalat Seremban atas alasan tidak halal adalah tidak tepat.

Bank Muamalat telah menghubungi pelanggan kerana ada kesilapan teknikal di mana nama persatuan yang tertera pada cek berkenaan berbeza dengan nama yang didaftarkan. Berikutan itu, pelanggan diminta untuk membuat pembetulan.

Pelanggan terjejas diminta hubungi Bank Muamalat mengenai kekangan bayaran pembiayaan & penggantian Kad Debit secara percuma

Kuala Lumpur, 20 Disember 2021 - Bank Muamalat Malaysia Berhad (Bank Muamalat) amat mengambil berat tentang kesulitan yang dihadapi oleh pelanggan individu dan perniagaannya di kawasan yang dilanda banjir di seluruh negara, susulan hujan lebat sejak beberapa hari lalu. 

Presiden dan Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin berkata, Bank Muamalat prihatin terhadap kesejahteraan pelanggannya yang terkesan berikutan banjir kilat yang mengakibatkan kemusnahan harta benda dan menjejaskan operasi perniagaan.

“Pelanggan yang terjejas boleh menghubungi Bank Muamalat untuk berbincang mengenai sebarang masalah berhubung urusan bayaran pembiayaan mereka sekiranya menghadapi kesulitan kewangan berikutan banjir yang melanda,” jelas Khairul.

Bank Muamalat accelerates efforts to provide financing for business recovery 

Kuala Lumpur, 8 December 2021: Bank Muamalat Malaysia Berhad (Bank Muamalat) and Syarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP) have signed an agreement  to enable Malaysian Small-and Medium-sized Enterprises (SMEs) and Mid-Sized Companies (MSCs) to access financing, under the Pemulih Assistance Package announced on 28 June 2021.

Under the agreement, Bank Muamalat business customers can apply for the PEMULIH Government Guarantee Scheme (PGGS). The scheme provides financing assistance via new financing, and restructuring of current financing facilities, as well as further funding of working capital to help entrepreneurs revitalise their businesses.  

Bank Muamalat President and Chief Executive Officer, Khairul Kamarudin said the agreement affirms Bank Muamalat’s commitment to accelerate efforts to assist SMEs and MSCs to regain their footing and focus on increasing their resilience, in the next phase of the COVID-19 crisis.

Kuala Lumpur, Thursday, 14 October 2021 – With reference to the statement issued by the Prime Minister on 13 October 2021, the banking industry, represented collectively by The Association of Banks in Malaysia (ABM), Association of Islamic Banking and Financial Institutions Malaysia (AIBIM) and Association of Development Finance Institutions of Malaysia (ADFIM), is pleased to announce its continued support for the most vulnerable segment of individual customers through a comprehensive extended financial assistance scheme. This scheme is designed with the objective to help the eligible B50 customers alleviate their financial difficulties caused by the COVID-19 pandemic.

The banks have worked alongside Agensi Kaunseling dan Pengurusan Kredit (AKPK) to offer a new co-created scheme called Financial Management and Resilience Programme (Program Pengurusan & Ketahanan Kewangan, URUS) to individual customers. AKPK is an agency that offers holistic financial management solutions for households, covering debt management, financial management education and financial advisory. This ensures meaningful and comprehensive support to customers to promote long-term financial resilience.

PR Banking Industry Collaboration with AKPK to Assist the Most Vulnerable Malaysians with an estimated contribution value of RM1billion:

Kuala Lumpur, 30 September, 2021 - Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini menandatangani memorandum persefahaman (MoU) dengan Agensi Kaunseling dan Pengurusan Kredit (AKPK) bagi membangunkan siri webinar literasi kewangan dan pengurusan hutang. Melalui MoU ini, Bank Muamalat akan menganjurkan siri webinar tersebut secara percuma untuk kakitangan syarikat panelnya, sementara AKPK akan menyediakan tenaga pakar bagi menyampaikan modul berhubung pengurusan kewangan kepada peserta.

Pada majlis menandatangani MoU yang diadakan secara maya ini,  Bank Muamalat diwakili oleh Presiden dan Ketua Pegawai Eksekutifnya, Khairul Kamarudin sementara AKPK pula diwakili oleh Ketua Pegawai Eksekutifnya, Azaddin Ngah Tasir. Majlis ini turut disaksikan oleh Pengarah Bahagian Perbankan Runcit, Zury Rahimee Zainal Abiden dan Pengurus Khas Perhubungan Awam (Pejabat Ketua Pegawai Eksekutif), Mohamad Khalil Jamaldin. 

KUALA LUMPUR, 28 September 2021: Bank Muamalat Malaysia Berhad (Bank Muamalat) menyerahkan sijil penyertaan program iTEKAD Mawaddah, program keusahawanan yang bercirikan kewangan sosial dan konsep syariah mudarabah kepada 10 usahawan perintis melalui satu sesi yang diadakan secara maya. Bagi program ini, Bank Muamalat menyediakan platform pelaburan patuh syariah bertujuan memberikan pulangan yang kompetitif kepada pelabur.

Usahawan yang menyertai program iTEKAD Mawaddah, berlandaskan konsep mudarabah, akan menerima dana daripada pelabur untuk menjalankan perniagaan mereka.  Keuntungan yang dijana akan dikongsi di antara usahawan dan pelabur.  Sekiranya berlaku kerugian, kerugian itu akan ditanggung oleh pelabur sahaja. Program iTEKAD Mawaddah akan menyediakan modal kerja sehingga RM10,000 dan latihan perniagaan secara percuma untuk setiap usahawan daripada golongan asnaf dan B40 yang terpilih.

Hong Kong, 15 September 2021 - Bank Muamalat Malaysia Berhad (Bank Muamalat) has won an award under the “Best Deals by Country” category at The Asset Triple A Islamic Finance Award 2021.

Under the said category, Bank Muamalat was recognised for its role as the joint lead manager for the Malaysia’s landmark Sukuk deal issued by the largest local Development Financial Institution, which clinched the award under the “Best Bank Sukuk” category.

Bank Muamalat President and Chief Executive Officer, Khairul Kamarudin said the award reflects the continued trust and confidence of Bank Muamalat’s clients for its significant role in managing the fundraising exercise on their behalf.

CYBERJAYA, 13 September 2021 - The Malaysia Automotive, Robotics and IoT Institute (MARii) and Bank Muamalat Malaysia Berhad (Bank Muamalat) continues to provide financial assistance for the aftermarket in the automotive industry in Malaysia. This is a continuation from the partnership that was established in May 2021 on a special financing programme for automotive vendors in Malaysia.

Bank Muamalat has tailor-made financing of up to RM500,000 for the aftermarket in the automotive industry, at a competitive profit rate of 3.5% per annum over a 7-year tenure, based on the terms, conditions and criteria, by leveraging on the Targeted Relief and Recovery Facility (TRRF). This allows Bank Muamalat to offer this facility collateral free and the Bank will absorb all documentation fees. The financing scheme includes a 12-month moratorium on monthly instalments for the first year. The terms are designed to be SME-friendly, as the Bank only requires a company to be operational for 2 years to be eligible.

KUALA LUMPUR, 26 Ogos 2021 – TERAJU selaku penyelaras utama dan pembolehcara strategik Agenda Bumiputera telah menandatangani perjanjian kerjasama dua pihak hari ini bersama Small Medium Enterprise Development Bank Malaysia Berhad (SME Bank) dan Bank Muamalat Malaysia Berhad (Bank Muamalat) di bawah Program Pembiayaan Dana Rantaian Bekalan Bumiputera (BSC).

Objektif utama kolaborasi ini adalah untuk meningkatkan penglibatan Bumiputera dalam bidang ekonomi yang menghasilkan produk dan perkhidmatan bernilai tambah tinggi dan di sepanjang rantaian bekalan merangkumi sektor borong & runcit, penjagaan kesihatan dan logistik.

KUALA LUMPUR, Wednesday, 25 August 2021:  Three Islamic banks are stepping up their efforts to better serve the asnaf and B40 communities in facing the effects of the COVID-19 pandemic through the expansion of the iTEKAD programme ("iTEKAD 2.0"). Bank Muamalat Malaysia Berhad ("Bank Muamalat") and CIMB Islamic Bank Berhad ("CIMB Islamic") are joining Bank Islam Malaysia Berhad ("Bank Islam") in offering this programme and set to amplify it further. This holistic social finance programme ensures sustainable income generation and financial resilience of the participants.

Launched in May 2020 in Federal Territory Kuala Lumpur, iTEKAD is designed to mobilise social finance instruments such as zakat (tithe), sadaqah (alms), waqf (endowment) and social investment fund. iTEKAD offers seed capital with an affordable microfinancing arrangement to eligible applicants. It aims to empower eligible micro-entrepreneurs among asnaf and B40 individuals to achieve financial resilience, generate sustainable income, and contribute to the community.

Kuala Lumpur, 09 Aug 2021: Bank Muamalat Malaysia Berhad (Bank Muamalat) today launched the Mudarabah Unrestricted Investment Account (SURIA) campaign to encourage its customers to invest and at the same time be in the running to win attractive prizes. The SURIA campaign runs for a period of one year beginning 1 August 2021 until 31 July 2022. The campaign is open to all new customers aged 18 and above, who open a SURIA account, while existing customers, can participate by converting their savings account to the new investment account.

The SURIA campaign offers more rewards as compared to previous Savings & Current Account (CASA) promotions launched by the Bank. More than 1,200 prizes worth RM2.8 million are up for grabs, including the grand prize of RM1,000,000.00 cash reward and four popular premium cars (Audi Q2, Honda CRV, Honda Civic and Proton X50) for the quarterly draws. Meanwhile, cash prizes are also offered for the national level Monthly Draw and special Pensioner Draw categories for retirees.

Kuala Lumpur, 11 June 2021 - Bank Muamalat Malaysia Berhad’s (Bank Muamalat) RM500 million Subordinated Sukuk Murabahah received positive response from a diversified and wider range of investors during its book-building exercise recently.

The RM500 million Subordinated Sukuk Murabahah, which will be issued on 15 June 2021, was competitively priced during the book-building exercise recently and registered a bid-to-cover (BTC) of 1.40 times (pre-final price fixing) and 1.28 times (post-final price fixing) over the proposed issue size with inclusion of unexpected new investors during the day. The joint lead managers received diversified orders from various types of investors including financial institutions, non-bank financial institutions, asset management companies, government agencies, insurance companies and also high net worth investors.

Kuala Lumpur, 3 June, 2021 – Bank Muamalat Malaysia Berhad (Bank Muamalat) will continue to provide payment assistance to its customers who are facing financial distress due to the COVID-19 pandemic.

Bank Muamalat Chief Executive Officer, Khairul Kamarudin said the Bank is ready to assist its individual and business customers, particularly those from lower-income groups and in locked-down sectors whose livelihoods are impacted due to the current economic disruptions arising from the on-going Movement Control Order (MCO).

Kuala Lumpur, 17 May, 2021 – Bank Muamalat Malaysia Berhad (Bank Muamalat) will extend the Enhanced Targeted Payment Assistance (ETPA) to its customers facing financial distress arising from the COVID-19 pandemic.

Bank Muamalat Chief Executive Officer, Khairul Kamarudin said Bank Muamalat is committed in assisting its customers from various income groups and micro businesses who are still adversely impacted by the on-going pandemic and Movement Control Order (MCO).

“At Bank Muamalat, we understand that many of our customers are still facing financial difficulties due to the challenges arising from the pandemic. For those affected, our assistance through the ETPA remains available, alongside other forms of assistance, such as Restructuring and Rescheduling (R&R) of their financing,”said Khairul.

Seri Manjung, Perak, 10 Mei, 2021 – Menjelang beberapa hari sebelum sambutan Syawal, seorang pesara tentera dari Seri Manjung, Perak telah menerima durian runtuh apabila membawa pulang sebuah kereta Proton X70 setelah muncul sebagai pemenang suku tahunan bagi kategori Cabutan Emas dalam Kempen “Simpan dan Menang Lebih Kaw Kaw” Bank Muamalat Malaysia Berhad.

Pemenang berusia 55 tahun itu, Mohd Aridzi Awang, telah menerima hadiah beliau yang disampaikan oleh Pengurus Wilayah Utara Bank Muamalat, Khirrilanuar Zakaria dan Pengurus Cawangan Bank Muamalat Seri Manjung, Azlina Din di premis pengedar sah PROTON Seri Manjung.

Menurut Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin,  Kempen “Simpan dan Menang Lebih Kaw Kaw” adalah sejajar dengan komitmen Bank Muamalat untuk memupuk tabiat menyimpan dalam kalangan masyarakat, di samping memberi peluang kepada pelanggan untuk memenangi pelbagai ganjaran menarik.”

KUALA LUMPUR, 6 May 2020 - The Malaysia Automotive, Robotics and IoT Institute (MARii) and Bank Muamalat Malaysia Berhad (Bank Muamalat) inked a memorandum of understanding on the development of an Automotive Vendor Financing Programme.

The purpose of the programme is to assist automotive parts and component manufacturers registered under MARii in gaining access to better banking facilities to improve cash flows while doing business with car manufacturers (OEMs).

The Automotive Vendor Financing Programme is expected to benefit 100 selected vendors from the automotive industry.

Signing the MoU in MARii Corporate Satellite Office in Kuala Lumpur today were MARii CEO, Dato' Madani Sahari and Bank Muamalat, Chief Executive Officer, Khairul Kamarudin.

KUALA LUMPUR, 1 April 2021 - Selaras usaha memperkasa semua lapisan masyarakat dan usahawan dalam pemilikan hartanah kediaman dan komersial, UDA Holdings Berhad (UDA) agensi di bawah Kementerian Pembangunan Usahawan dan Koperasi (MEDAC) dan Bank Muamalat Malaysia Berhad (Bank Muamalat) pada hari ini memeterai memorandum persefahaman (MoU) yang merangkumi pelbagai aspek perniagaan serta kemudahan fasiliti bagi individu dan entiti perniagaan di seluruh Malaysia.

Untuk segmen hartanah, UDA menyediakan pelbagai jenis produk hartanah di seluruh negara manakala, untuk segmen individu, Bank Muamalat menyediakan kemudahan pembiayaan dan khidmat nasihat untuk pembelian rumah, kenderaan dan pelaburan runcit serta pembiayaan peribadi. Selain itu, bagi segmen perniagaan pula, khidmat nasihat dan kemudahan fasiliti disasarkan untuk usahawan industri kecil dan sederhana (IKS) yang melibatkan vendor dan rakan niaga.

Kuala Lumpur, 25 February, 2021 – In appreciation of the roles of Malaysian frontliners in the on-going battle against the COVID-19 pandemic, Bank Muamalat Malaysia Berhad (Bank Muamalat) distributed 1,500 packed meals to healthcare workers, policemen, firemen, army personnel and civil servants around the Klang Valley from 15 February until 22 February 2021.

The packed meals were prepared by the kitchen staff of Al-Bukhary Mosque, Jalan Hang Tuah, in Kuala Lumpur before being distributed to the frontliners on duty at Hospital Kuala Lumpur (HKL), Jalan Tun H.S. Lee Police Station, Jalan Hang Tuah Fire and Rescue Department, Wardieburn Camp, Jalan Genting Kelang and other government agencies. 

Bank Muamalat Chief Executive Officer, Khairul Kamarudin said the initiative was part of the Bank’s corporate social responsibility (CSR) programme to show its appreciation to the nation’s selfless frontliners.

Kuala Lumpur, 9 Januari, 2021 - Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini menawarkan Tempoh Bayaran Moratorium (MPP) sehingga enam bulan untuk semua kemudahan pembiayaannya kepada individu dan perniagaan di kawasan yang dilanda banjir. MPP tersedia untuk pelanggan yang layak mulai hari ini hingga 28 Februari 2021.

Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin berkata, Bank Muamalat prihatin terhadap kesejahteraan pelanggannya yang terjejas susulan keadaan banjir yang berlarutan yang menyebabkan ribuan mangsa terpaksa dipindahkan, ladang musnah dan peniaga terpaksa menutup sementara operasi perniagaan.  Oleh yang demikian, Bank Muamalat menawarkan moratorium sehingga enam bulan kepada pelanggan, dengan menilai setiap permohonan berdasarkan keperluan setiap kes.

Inisiatif ini adalah sebahagian daripada usaha Tanggungjawab Sosial Korporat (CSR) Bank Muamalat. Sebelum ini, Bank Muamalat telah menawarkan bantuan yang serupa kepada pelanggannya yang terjejas akibat banjir di Pulau Pinang dan Kedah pada 2017.

Bank Negara Malaysia (BNM) ingin memberikan maklumat lanjut tentang pelaksanaan dua dana seperti yang diumumkan dalam ucapan Belanjawan 2021 oleh Menteri Kewangan.

i) Kemudahan Bantuan dan Pemulihan Bersasar (Targeted Relief and Recovery Facility, TRRF)
Kemudahan pinjaman bernilai RM2 bilion ini adalah untuk membantu PKS yang layak dalam sektor perkhidmatan. PKS yang layak boleh mendapatkan pembiayaan bagi tujuan modal kerja sehingga RM500,000 untuk tempoh sehingga 7 tahun, termasuk moratorium sekurang-kurangnya selama 6 bulan. Kemudahan ini ditawarkan pada kadar sehingga 3.5% setahun dan boleh diperoleh melalui 21 institusi kewangan peserta, dengan perlindungan jaminan oleh Syarikat Jaminan Pembiayaan Perniagaan (SJPP) atau Credit Guarantee Corporation (CGC). Kemudahan ini tersedia sehingga 31 Disember 2021 atau setelah peruntukan digunakan sepenuhnya (mana yang lebih awal).

PKS yang merupakan penerima Kemudahan Bantuan Khas (Special Relief Facility, SRF), Pembiayaan Pelancongan PENJANA (PENJANA Tourism Financing, PTF) dan Pembiayaan PKS PENJANA (PENJANA SME Financing, PSF) tidak layak memohon TRRF. Bagi PKS dalam subsektor perkhidmatan pelancongan dan perkhidmatan berkaitan pelancongan, bantuan terus tersedia di bawah PTF.

ii) Kemudahan Perusahaan Mikro (Micro Enterprises Facility, MEF)

Jumlah peruntukan bagi kemudahan ini telah ditambahkan nilainya daripada RM300 juta kepada RM410 juta, dengan baki peruntukan yang tersedia sebanyak RM200 juta. Kemudahan MEF ini telah ditambah baik untuk meningkatkan akses perusahaan mikro kepada kredit, yang merangkumi individu yang bekerja sendiri, pekerja sambilan (gig workers) yang menggunakan platform digital dan peserta program iTEKAD1. Perusahaan mikro yang layak boleh mendapatkan pembiayaan untuk tujuan modal kerja dan perbelanjaan modal sehingga RM50,000. Kadar pembiayaan akan ditetapkan oleh institusi kewangan peserta. Untuk kemudahan ini, institusi kewangan peserta juga boleh mendapatkan perlindungan jaminan daripada CGC atau SJPP.

Untuk memohon TRRF, PKS yang berminat boleh memohon terus kepada institusi kewangan peserta, yang terdiri daripada bank-bank perdagangan, bank-bank Islam dan institusi kewangan pembangunan yang dikawal selia oleh BNM, menerusi laman sesawang mereka atau dengan melawati cawangan-cawangan institusi kewangan peserta. Bagi MEF, perusahaan mikro yang berminat boleh memohon terus kepada institusi kewangan peserta di bawah Skim Pembiayaan Mikro.

Butiran mengenai Kemudahan Teknologi Tinggi (HTF) akan dimumkan pada 15 Disember 2020.

Orang ramai boleh menghubungi BNMTELELINK bagi mendapatkan khidmat nasihat dan bantuan penyelesaian untuk sebarang isu yang mungkin dihadapi dengan bank mereka pada waktu yang mencabar ini melalui bnmtelelink@bnm.gov.my or 1-300-88-5465.

Maklumat lanjut mengenai ciri-ciri kemudahan pembiayaan yang dinyatakan di atas terkandung di lampiran 1, 2 & 3 dan boleh didapati di www.bnm.gov.my/covid19/.

A: Lampiran 1 : Ciri-ciri Kemudahan Pembiayaan BNM yang Baharu dan Ditambah Baik bagi Membantu PKS Malaysia

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B: Dana BNM untuk PKS: Kemudahan Perusahaan Mikro (MEF)

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C: Dana BNM untuk PKS: Kemudahan Bantuan dan Pemulihan Bersasar (Targeted Relief and Recovery Facility, TRRF)

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D: Dana BNM untuk PKS: Kemudahan Bantuan dan Pemulihan Bersasar Soalan Am Yang Sering Ditanya.

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Kuala Lumpur, 24 November 2020 - Bank Muamalat Malaysia Berhad (Bank Muamalat) has confirmed that one of its employees at its headquarters at Menara Bumiputra in Kuala Lumpur has tested positive for the COVID-19 virus and is now under the care of a government hospital. 

Bank Muamalat has implemented a work-from-home and office rotation schedule (Team A and Team B) since the reinforcement of the Conditional Movement Control Order (CMCO). The employee who tested positive for COVID-19 was on office rotation duty (Team A) when it was discovered that he has been infected. The transmission of the COVID-19 virus was not from Bank Muamalat.

As a precautionary measure, all co-workers who have been in direct contact with the said employee have been asked to self-quarantine by staying at home for the next 14 days, until given the appropriate medical clearance. Contact tracing is also underway in line with the Health Ministry’s guidelines.

Kuala Lumpur, 20 November 2020: Bank Muamalat Malaysia Berhad (Bank Muamalat) telah melancarkan pakej terbaharu bercagarkan Akaun Emas Muamalat Gold-i bagi perkhidmatan Pajak Gadai-i, Muamalat Ar-Rahnu.

Menerusi pelancaran pakej terbaharu ini, pemegang Akaun Emas Muamalat Gold-i  kini berpeluang untuk mencagarkan akaun emas mereka bagi memenuhi keperluan tunai segera atau tujuan  pelaburan.

Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin berkata dengan pelancaran pakej terbaharu ini, Bank Muamalat menjadi institusi kewangan pertama di negara ini dalam industri pajak gadai Islam yang menawarkan gadaian bercagarkan akaun emas.

“Lazimnya, institusi pajak gadai hanya menerima gadaian dalam bentuk emas fizikal iaitu barang kemas, kepingan emas dan syiling emas. Bagaimanapun menerusi pakej terbaharu ini, pemegang Akaun Emas Muamalat Gold-i  boleh mencagarkan akaun emas mereka serendah 10gm atau sehingga RM500,000 jumlah pembiayaan bagi setiap pelanggan,” kata Khairul.

Kuala Lumpur, 16 November 2020 – Bank Muamalat Malaysia Berhad (Bank Muamalat) will provide enhanced payment assistance to its customers from the B40 category and micro-enterprises, whose financial position has been impacted by the COVID-19 pandemic.

The B40 customers comprises Bantuan Sara Hidup (BSH)/Bantuan Prihatin Rakyat (BPR) recipients and micro-enterprises with approved financing amount of up to RM150,000.

Under this enhanced targeted payment assistance, eligible customers will have two options, to choose from, either a three-month deferment of instalment payment or a 50 percent reduction in instalment payments for six months. Those who opted out of the automatic moratorium, which was announced in March 2020, are also eligible for the enhanced targeted payment assistance.

Kuala Lumpur, 10 November 2020 - Bank Muamalat Malaysia Berhad (Bank Muamalat) has confirmed that one of its employees at the Tanah Merah branch has tested positive for the COVID-19 virus and is now under the care of a government hospital. 

As a precautionary measure, all co-workers who have been in direct contact with the said employee have been asked to self-quarantine by staying at home for the next 14 days, until given the appropriate medical clearance. Contact tracing is also underway in line with the Health Ministry’s guidelines. The branch, located at No 692, 693 and 694, Kompleks Perniagaan Humaira, Pusat Bandar Tanah Merah, Kelantan has been closed to enable thorough sanitisation and cleaning procedures to be carried out. 

To mitigate possible health risks due to the rising number of COVID-19 cases, the Tanah Merah  branch is closed from 8 November, 2020 until further notice.

KUALA LUMPUR, 26 October 2020 - Bank Muamalat Malaysia Berhad (Bank Muamalat) today confirmed that one of its employees at its Regional Office in Johor Bahru has tested positive for the COVID-19 virus. 

As a precautionary measure, all employees at the Johor Bahru Regional Office and branch who have been in direct contact with the said employee have been asked to self-quarantine at home for the next 14 days, until given the appropriate medical clearance. Contact tracing is also underway in line with the Health Ministry’s guidelines.

Thorough sanitisation and cleaning procedures are being carried out at both premises located at Kebun Teh Commercial City, Jalan Kebun Teh, in Johor Bahru, Johor.

KUALA LUMPUR, 23 October 2020: Bank Muamalat Malaysia Berhad (Bank Muamalat) wishes to reassure its customers that the targeted payment assistance will continue to be made available for customers who are facing financial difficulties due to the prolonged COVID-19 pandemic in the country.

Bank Muamalat reiterated that it is committed in helping its customers through these difficult times by offering targeted payment assistance based on each customer’s needs and financial situation.

KUALA LUMPUR, 22 October 2020: Bank Muamalat Malaysia Berhad (Bank Muamalat) today announced a strategic partnership with EzCab Sdn Bhd (EzCab) to accept cashless payments via Bank Muamalat DuitNow QR.

The collaboration provides an additional payment solution for EzCab customers from all banks and major e-wallets to pay for their taxi fares by using DuitNow QR through their respective mobile applications.

Bank Muamalat Chief Executive Officer, Khairul Kamarudin said with the launch, Bank Muamalat will enable EzCab taxi drivers in Malaysia to receive payments from customers via DuitNow QR besides cash payments.

KUALA LUMPUR, 20 October 2020: Bank Muamalat Malaysia Berhad (Bank Muamalat) has confirmed that four more of its employees at the Kota Kinabalu branch have tested positive for the COVID-19 virus. This brings the total infections at the branch to five persons, all of whom are now under the care of a government hospital.

The Kota Kinabalu branch located at Aeropod Commercial Square, Jalan Kepayan was closed last week to enable thorough sanitisation and cleaning procedures to be carried out, after an employee tested positive for the COVID-19 virus. 

As a precautionary measure, all co-workers who have been in direct contact with the said   employees have been asked to self-quarantine at home for the next 14 days, until given the appropriate medical clearance. Contact tracing is also underway in line with the Health Ministry’s guidelines.

KUALA LUMPUR, 14 October 2020: Bank Muamalat Malaysia Berhad (Bank Muamalat) has confirmed that one of its employees at the Kota Kinabalu branch has tested positive for the COVID-19 virus and is now under the care of a government hospital. 

As a precautionary measure, all co-workers who have been in direct contact with the said employee have been asked to self-quarantine by staying at home for the next 14 days, until given the appropriate medical clearance. Contact tracing is also underway in line with the Health Ministry’s guidelines. The branch, located at Aeropod Commercial Square, Jalan Kepayan in Kota Kinabalu has been closed to enable thorough sanitisation and cleaning procedures to be carried out.

KUALA LUMPUR, 22 September 2020: Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini melancarkan ‘Jariah Fund,’ iaitu platform pendanaan awam bagi projek kebajikan sosial. Majlis pelancaran disempurnakan oleh Menteri di Jabatan Perdana Menteri (Hal Ehwal Agama) YB Senator Datuk Dr. Zulkifli Mohamad Al-Bakri. Turut hadir Pengerusi  Bank Muamalat, Datuk Seri Tajuddin Atan.

Objektif ‘Jariah Fund’ adalah untuk menyantuni golongan yang memerlukan dan meringankan beban masyarakat melalui penerapan teknologi kewangan (fintech). Bank Muamalat adalah peneraju dalam kalangan Institusi Kewangan Islam di negara ini yang berjaya membangunkan sebuah platform pendanaan awam dalam talian, dengan menggunakan kepakaran dalaman sepenuhnya untuk tujuan amal.

KUALA LUMPUR, 10 September, 2020 – Kesemua cawangan Bank Muamalat Malaysia Berhad (Bank Muamalat) di seluruh negara akan dibuka pada hujung minggu untuk dua minggu berturut-turut bagi membantu pelanggannya yang menghadapi kekangan kewangan memohon bantuan bayaran pasca moratorium.

Cawangan Bank Muamalat di Semenanjung Malaysia, Sabah dan Sarawak akan dibuka pada 12 & 13 September dan 19 & 20 September. Cawangan di Kelantan dan Terengganu pula akan dibuka pada 11 & 12 September dan 18 & 19 September.

Kuala Lumpur, 03 Ogos 2020: Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini melancarkan kempen terbaharunya, ‘Simpan & Menang Lebih Kaw Kaw’ untuk mendorong para pelanggannya bagi menyimpan dan berpeluang untuk memenangi hadiah menarik.

Diadakan untuk tahun kedua berturut-turut, kempen ini berlangsung selama setahun bermula 1 Ogos 2020 hingga 31 Julai 2021 dan menawarkan peluang kepada pelanggan untuk memenangi hadiah menarik termasuk hadiah utama wang tunai bernilai RM1,000,000.

Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin berkata, kempen ini adalah kesinambungan daripada kempen pertama iaitu ‘Simpan & Menang Kaw Kaw’ yang telah mendapat sambutan yang amat menggalakkan daripada para pelanggan.

Kuala Lumpur, 04 Ogos, 2020 – Bank Muamalat Malaysia Berhad akan menyediakan bantuan bayaran bersasar bagi pelanggan yang berkemungkinan menghadapi kesukaran untuk meneruskan bayaran pembiayaan mereka selepas tempoh moratorium berakhir pada 30 September 2020.

Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin berkata bantuan bayaran bersasar ini sejajar dengan inisiatif bantuan COVID-19 yang diperluas oleh kerajaan, yang diumumkan oleh Perdana Menteri baru-baru ini.

Kuala Lumpur, July 08, 2020 – In response to Bank Negara Malaysia’s (“BNM”) decision on 7 July 2020 to reduce the Overnight Policy Rate (“OPR”) to 1.75%, Bank Muamalat Malaysia Berhad’s BR and BFR will be accordingly revised by 25 basis points from 2.81% p.a. to 2.56% p.a. and 5.81% p.a. to 5.56% p.a. respectively, with effect from 13 July 2020. This will affect all floating rate financing packages pegged to the BR and BFR.

In line with the reduction in BR and BFR, Bank Muamalat’s FTA-i deposit rates will also be revised downward by 25 basis points.

According to its Chief Executive Officer, Khairul Kamarudin, the rate revision is in line with the reduction in OPR to 1.75% as announced by BNM recently.

KUALA LUMPUR, 01 Julai 2020: Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini memperkenalkan satu lagi penggunaan Kod Respon Pantas atau ‘Quick Response Code’ (QR Code) iaitu e-Qurban untuk semua umat Islam sempena sambutan Aidiladha melalui DuitNow QR. Ia adalah inisiatif pertama menerusi Program Qurban4Syria 8.0 oleh Syria Care Malaysia.

Menurut Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin, Bank Muamalat merupakan bank Islam pertama yang melancarkan inisiatif pembayaran e-Qurban melalui kod QR untuk memudahkan umat Islam menunaikan tuntutan agama. Inisiatif ini juga dilaksanakan selaras dengan hasrat Bank Negara Malaysia (BNM) untuk memperluaskan penggunaan DuitNow QR ke seluruh negara.

KUALA LUMPUR, 02 Jun 2020: Bank Muamalat Malaysia Berhad (Bank Muamalat) mengumumkan pelantikan Datuk Seri Tajuddin Atan sebagai Pengerusi baharunya berkuatkuasa 3 Jun 2020 menggantikan Tan Sri Dato’ Dr. Mohd Munir Abdul Majid yang tamat tempoh perkhidmatannya di Bank Muamalat pada 2 Jun 2020.

“Bagi pihak Bank Muamalat, kami ingin merakamkan setinggi-tinggi penghargaan dan ucapan terima kasih kepada Tan Sri Dato’ Dr. Munir atas sumbangan dan khidmat beliau yang tidak ternilai kepada Bank Muamalat terutamanya dalam memimpin pelaksanaan strategi baharu yang meletakkan Bank Muamalat pada landasan yang tepat untuk menyampaikan prestasi yang mampan,” kata Ketua Pegawai Eksekutif Bank Muamalat, Khairul Kamarudin.

KUALA LUMPUR, Rabu 13 Mei, 2020: Pada 29 April lalu, Bank Muamalat Malaysia Berhad (Bank Muamalat) telah mengumumkan khidmat Kod Respon Pantas atau ‘Quick Response Code’ (QR Code) untuk kemudahan bayaran zakat fitrah semua umat Islam di empat negeri di Semenanjung Malaysia, iaitu Melaka, Pulau Pinang, Kelantan dan Terengganu.

Seiring dengan hasrat Bank Muamalat untuk meluaskan platform e-Zakat ke seluruh negara, dua lagi negeri telah memberikan kelulusan untuk pembayaran zakat melalui QR Code. Kelulusan daripada Majlis Ugama Negeri Sabah (MUIS) dan Tabung Baitulmal Sarawak (TBS) telah membolehkan umat Islam di Sabah dan Sarawak untuk menyusuli empat negeri terdahulu untuk membenarkan pembayaran zakat melalui QR Code. Inisiatif yang diketengahkan Bank Muamalat ini dapat memudahkan umat Islam untuk membayar zakat tanpa perlu bergerak ke mana-mana. Malah, ia bertepatan dengan situasi kebiasaan baharu hari ini di mana masyarakat tidak dapat membayar zakat melalui amil ketika Perintah Kawalan Pergerakan (PKP) dikuatkuasakan.

KUALA LUMPUR, 06 May, 2020: In response to Bank Negara Malaysia’s (“BNM”) decision on 5 May 2020 to reduce the Overnight Policy Rate (“OPR”) to 2.00%, BMMB’s BR and BFR will be accordingly revised by 50 basis points from 3.31% p.a. to 2.81% p.a. and 6.31% p.a. to 5.81% p.a. respectively, with effect from 13 May 2020. This will affect all floating rate financing packages pegged to the BR and BFR.

In line with the reduction in BR and BFR, BMMB’s FTA-i deposit rates will also be revised downward by 50 basis points.

According to its Chief Executive Officer, Khairul Kamarudin, the rate revision is in line with the reduction in OPR to 2.00% as announced by BNM recently. He added that BMMB will continue to manage its assets and liabilities responsibly while supporting the current economic growth initiatives.

KUALA LUMPUR, 05 Mei, 2020: Ibu Pejabat Bank Muamalat Malaysia Berhad (BMMB) dan Cawangan Jalan Melaka di Kuala Lumpur akan kembali beroperasi esok berikutan keputusan Kerajaan untuk menamatkan Perintah Kawalan Pergerakan Diperketatkan (PKPD) di kawasan Masjid India dan jalan-jalan sekitarnya berkuatkuasa 3 Mei 2020.

Susulan itu, semua kakitangan BMMB yang terlibat dalam perkhidmatan penting di bangunan Ibu Pejabat dan Cawangan Jalan Melaka akan kembali bertugas di premis berkenaan. Walaupun begitu, sebahagian besar daripada warga kerjanya di dua lokasi tersebut akan terus bekerja dari rumah untuk membantu mengekang penularan pandemik COVID-19.

KUALA LUMPUR, Rabu 29 April: Bank Muamalat Malaysia Berhad (BMMB) mengumumkan kemudahan bayaran zakat fitrah melalui Kod Respon Pantas atau ‘Quick Response Code’ (QR Code) untuk semua umat Islam sempena bulan Ramadan tahun ini.

Penambahbaikan kemudahan berkenaan menepati kecenderungan masyarakat terhadap penggunaan teknologi dan pembayaran melalui QR Code. Inisiatif ini juga dapat memudahkan umat Islam menunaikan tanggungjawab membayar zakat meskipun ketika kekal berada di rumah semasa tempoh Perintah Kawalan Pergerakan (PKP).

KUALA LUMPUR, April 24, 2020: Bank Muamalat Malaysia Berhad (BMMB) and ToyyibPay have launched the ‘Bazar.delivery’ platform aimed at keeping the annual Ramadan shopping experience alive through digital innovation. The e-commerce platform is also strengthened by the cooperation of digital payment provider PayNet, through their FPX.

‘Bazar.delivery’ provides a simple and easy solution for merchants and the public to sell and buy a wide array of Ramadan delicacies and traditional Malaysian delights, beverages, and festive items. Around 5,000 merchants are expected to sell their products on this platform. This initiative provides a solution to Ramadan bazaar traders to remain in business, during the Movement Control Order (MCO) period as well as provide opportunities for registered delivery riders, to generate income during this period.

KUALA LUMPUR, April 14, 2020: Bank Muamalat Malaysia Berhad (BMMB) Headquarters and branch at Jalan Melaka, in Kuala Lumpur will be closed following the Government's decision to place the Masjid India area under the Enhanced Movement Control (EMCO), beginning 14 April until 28 April, 2020. Due to the above, customers may proceed to our nearest branch at Jalan Ipoh, Kuala Lumpur for their banking business. We however encourage our customers to use our online banking services.

The move is deemed necessary to safeguard the safety of our customers and employees. In view of this, all employees at the Headquarters building and branch at Jalan Melaka, have been directed to Work from Home or from our Business Continuity (BC) sites within Klang Valley. 

KUALA LUMPUR, April 08, 2020: Bank Muamalat Malaysia Berhad (BMMB) will temporarily waive the RM1 fee on cardholders for interbank cash withdrawal transactions conducted via MEPS shared ATM Network (SAN) effective April 6 until the end of the Movement Control Order (MCO) period imposed by the Government to curb the spread of COVID-19.

KUALA LUMPUR, 27 March 2020: Bank Muamalat Malaysia Berhad (“Bank Muamalat”) will automatically defer or suspend all financing payments for a period of six months for individual customers, small and medium-sized enterprises (SMEs) effective April 1, 2020. This move is to provide assistance to customers which may be financially impacted by the COVID-19 outbreak and by the accompanying Movement Control Order (MCO).

Tumpat, Khamis 12 Mac: Wakaf Majlis Agama Islam dan Adat Istiadat Melayu Kelantan Muamalat (Wakaf MAIK Muamalat) hari ini merasmikan Pusat Latihan Mualaf di Mukim Kok Keli, Tumpat, Kelantan. Bangunan Pusat Latihan Mualat adalah sebuah fasiliti penginapan sementara untuk mualaf atau saudara baru di Kelantan, dan telah dibaik pulih pada nilai hampir RM370,000.00 melalui sumbangan Wakaf  Muamalat (Wakaf MAIK Muamalat). Penghuni Pusat ini akan diberi peluang menginap sementara untuk tempoh 3 hingga 6 bulan sehingga mereka dapat menguruskankan diri sendiri mereka dari segi pengetahuan agama.

Perasmian ini telah disempurnakan Pengerusi Jawatankuasa Pengurusan Bersama Wakaf MAIK Muamalat merangkap Yang Dipertua MAIK, YBM Tengku Tan Sri Dato’ Haji Mohamad Rizam Tengku Aziz. Turut hadir di majlis tersebut ialah ahli pengurusan MAIK dan Bank Muamalat Malaysia Berhad (Bank Muamalat).

KOTA BHARU, 9 Mac 2020 – Bank Muamalat Malaysia Berhad (“Bank Muamalat”) dan Majlis Perbandaran Kota Bharu Bandar Raya Islam (“MPKB”) hari ini telah menandatangani satu Memorandum Persefahaman  dalam usaha membangunkan industri perusahaan kecil dan sederhana (PKS) di Kota Bharu, Kelantan.

Pada majlis tersebut, Bank Muamalat diwakili Naib Presiden Eksekutif Perbankan Perniagaannya, Nor Hamidah Abu Bakar manakala Majlis Perbandaran Kota Bharu diwakili Ketua Ahli Majlis, Haji Muhamad Azmi Nor. Upacara menandatangani memorandum persefahaman ini turut disaksikan Khairul Kamarudin, Ketua Pengawai Eksekutif Bank Muamalat dan Haji Mohd Hariff Ghazali, Setiausaha MPKB.

Kuala Lumpur, Mar 04, 2020 – In response to Bank Negara Malaysia’s (“BNM”) decision on 3 March 2020 to reduce the Overnight Policy Rate (“OPR”) to 2.50%, BMMB’s BR and BFR will be accordingly revised by 25 basis points from 3.56% p.a. to 3.31% p.a. and 6.56% p.a. to 6.31% p.a. respectively, with effect from 5 March 2020. This will affect all floating rate financing packages pegged to the BR and BFR.

In line with the reduction in BR and BFR, BMMB’s FTA-i deposit rates will also be revised downward by 25 basis points.

KUALA LUMPUR, 19 February 2020 – DAPAT Vista (M) Sdn Bhd, Bank Islam Malaysia Bhd and Bank Muamalat Malaysia Bhd signed Collaboration Agreements today to launch Malaysia’s pioneer digital bail payment solution, eJamin. eJamin is the first digital bail payment solution in Malaysia and South East Asia that provides bailors the convenience of expedient and efficient payment to ensure the quick release of those in remand.

eJamin allows bailors to post bail through mobile devices and desktops. Bailors will no longer be required to go through the lengthy and time-consuming process of traveling between the court and the bank to open a surety account. The convenience of eJamin allows bail payment to be made instantaneously via FPX online banking. What used to take four to five hours can now be done within 30 minutes.

Kuala Lumpur, Jan 29, 2020 – In line with Bank Negara Malaysia’s (“BNM”) recent decision to decrease the Overnight Policy Rate (“OPR”) to 2.75% with effect from 22 January 2020, BMMB’s BR and BFR will be reduced by 25 basis points from 3.81% p.a. to 3.56% p.a. and 6.81% p.a. to 6.56% p.a. respectively effective 30 January 2020. This will impact all floating rate financing packages pegged to BR and BFR.

Kuala Lumpur : Bank Muamalat Malaysia Berhad mengadakan majlis perjanjian kerjasama Ez-Zakat Muamalat dengan 4 buah negeri iaitu Kelantan, Pahang, Sarawak, dan Pulau Pinang.

Pelancaran ini direalisasikan dengan majlis menandatangani perjanjian kerjasama di antara Bank Muamalat Malaysia Berhad dengan Majlis Agama Islam dan Adat Istiadat Melayu Kelantan (MAIK), Pusat Kutipan Zakat Pahang (PKPZ), Tabung Baitulmal Sarawak (TBS), dan Zakat Pulau Pinang (ZPP). Bank Muamalat diwakili oleh En Zury Rahimee Zainal Abiden, Ketua Divisyen Perbankan Konsumer.

Encik Zury Rahimee berkata, ini menandakan Bank Muamalat telah bekerjasama dengan 7 buah negeri untuk kutipan dan potongan zakat secara automatik. Terdahulu, Bank Muamalat telah menjalinkan kerjasama dengan Wilayah Persekutuan, Selangor dan Melaka. Perkhidmatan Ez-Zakat Muamalat ini telah mendapat pengiktirafan antarabangsa apabila baru-baru ini Bank Muamalat telah menerima Anugerah Perkhidmatan Kreatif Atau Penilaian Produk 2019 – Ez-Zakat Muamalat daripada Islamic Retail Banking Award, Cambridge International Financial Advisory, di Oman. Sebagai penyedia perkhidmatan perbankan Islam, Bank Muamalat menjadikan Ez-Zakat Muamalat sebagai perkhidmatan ikoniknya.

KUALA LUMPUR, 20 December 2019 – Bank Muamalat Malaysia Berhad and Payments Network Malaysia Sdn Bhd (PayNet) announced Bank Muamalat’s launch of DuitNow QR payments and adoption of the DuitNow QR national standard.

The announcement was made after a meeting between the Chief Executive Officer of Bank Muamalat, Mr Khairul Kamarudin and the Group Chief Executive Officer of PayNet, Mr Peter Schiesser at the nation’s capital earlier today. Also present was the Head of Consumer Banking, Bank Muamalat, Zury Rahimee Zainal Abiden.

KUALA LUMPUR, 27 November 2019 –  Bank Muamalat Malaysia Berhad (Bank Muamalat) today signed a Memorandum of Understanding (MoU) with Wahed Invest Malaysia  on collaboration to promote WAHED INVEST’s product and services on Bank Muamalat’s distribution channels to the customers.

At a Memorandum of Understanding (MoU) exchange ceremony to mark the bank’s participation in the programme here today, Wahed Invest was represented by Syakir Hashim, Regional Head of Asia Pacific for Wahed Invest Malaysia, while Bank Muamalat was represented by its Chief Executive Officer, Khairul Kamarudin.

At the event, Khairul said that Bank Muamalat constantly seeks innovative solutions for the benefit of its customers and collaborating with Wahed Invest Malaysia in providing digital investment channels to its customers is in keeping with the shifting customer preference towards mobile accessibility. He said Bank Muamalat had been contemplating such a move for some time but the opportunity only now presented itself with the arrival of Wahed Invest Malaysia, the first shariah compliant licensed digital investment management platform.

Kuala Lumpur, Selasa: Sempena persiapan sesi persekolahan tahun 2020, Bank Muamalat Malaysia Berhad (Bank Muamalat) hari ini telah mengagihkan barang-barang keperluan untuk ke sekolah kepada 147 orang pelajar yang terpilih dalam majlis Kembali Ke Sekolah (Back to School) yang diadakan di Ibu Pejabat Bank Muamalat, Menara Bumiputra.

Para pelajar daripada Sekolah Kebangsaan St. John 2 (45 orang), Sekolah Kebangsaan Perempuan Jalan Batu (30 orang), Sekolah Menengah Kebangsaan Hillcrest (40 orang), dan Rumah Anak Yatim Raudhatul Al-Faeez (22 orang) menerima sumbangan berjumlah RM350 setiap seorang, berupa kelengkapan sekolah bernilai RM250 dan wang tunai berjumlah RM100 serta baucar buku bernilai RM30.  Sumbangan juga turut diberikan kepada 10 orang pelajar yang terdiri daripada anak-anak kakitangan Bank Muamalat yang berpendapatan kurang daripada RM3,000 sebulan.

KUALA LUMPUR, 5 November 2019 –  Petroliam Nasional Berhad (PETRONAS) has collaborated with another financial institution -- Bank Muamalat Malaysia Berhad (Bank Muamalat) -- to offer financing to PETRONAS’ Oil and Gas Service Equipment (OGSE) and Small and Medium Enterprises (SMEs) vendors under the Vendor Financing Programme.

At a Memorandum of Understanding (MoU) exchange ceremony to mark the bank’s participation in the programme here today, PETRONAS was represented by its Vice President of Group Procurement, Project Delivery and Technology (PD&T) Liza Mustapha, while Bank Muamalat was represented by its Head of Business Banking Division, Nor Hamidah Abu Bakar. Also present were Bank Muamalat Chief Executive Officer Khairul Kamaruddin, and PETRONAS Senior Vice President of PD&T Samsudin Miskon.

KUALA LUMPUR: Bank Muamalat Malaysia Berhad wishes to announce the appointment of Encik Khairul Bin Kamarudin as its new Chief Executive Officer, effective 1^st November 2019 to replace Dato’ Haji Mohd Redza Shah Abdul Wahid who is retiring.

Encik Khairul has been the Deputy Chief Executive Officer (DCEO) of Bank Muamalat Malaysia Berhad for the last eight months.

He has a Law Degree from Anglia Ruskin University, United Kingdom. He is also a Member of the Chartered Institute of Islamic Finance (CIIF).