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Mudarabah Unrestricted Investment Account (SURIA)

This is an investment account product that is tied to the performance of the underlying assets and is not a deposit product. This product is not protected by Perbadanan Insurans Deposit Malaysia (PIDM).

Investment

Mudarabah Unrestricted Investment Account (SURIA)

This is an investment account product that is tied to the performance of the underlying assets and is not a deposit product. This product is not protected by Perbadanan Insurans Deposit Malaysia (PIDM).

Highlights & Benefits

Individual
Full Debit Card
functions
Individual
Full access to
i-muamalat Mobile apps
Individual
Full access to
i-muamalat Internet Banking
Non-Individual
Full Debit Card
functions

(for Sole Proprietor)

Non-Individual
Full access to
i-muamalat Mobile apps

(for Sole Proprietor)

Non-Individual
Full access to
i-Biz Internet Banking

Before You Apply

 

Term Individual Non-Individual
Eligibility
  • Single/Joint account holders.
  • Open to residents and non-residents who have attained the age of 18 years and above.
  • Trust Account for children below 18 years old (minors).
  • For children below eighteen (18) years old (minors), the account must be opened and operated by their parent or legal guardian upon providing the Birth Certificate/MyKid
  • The Bank’s standard account opening eligibility is also applicable to SURIA opening.
Selected Business Type as pre-determined by the bank such as:

  • Sole Proprietor,
  • Partnership,
  • Professional Agency,
  • Limited Liability Partnership; and

Companies under Micro and Small Category i.e Non-Financial Public Enterprise and Others.

Note: The above criteria is subject to the Bank’s policy from time to time.
Issuance of
ATM/Debit Card
  • ATM/debit card will be issued to individual account or joint account holders if the signing condition of the account is either one to sign.
  • ATM/Debit Card will be issued to minor of age 12 to 17 years old with consent from the parents/legal guardian with limited access on the card.
  • ATM/debit Card will be issued to sole proprietorship and must be signed by owner of the proprietorship.
Mode of Investment / Transaction
  • Over the counter transaction(s)
  • Cash Deposit Machine (CDM)
  • Cheque Deposit Terminal (CDT)
  • Automated Teller Machine (ATM)
  • Remittance
  • Interbank Giro (IBG) Transfer
  • Internet banking (Retail Internet Banking)
Profit Sharing Ratio (%) Account Holder
2
Bank
98
Effective Period 16 December 2024 until 15 January 2025
Return on Investment (ROI) to Account Holder(Indicative Rate) 0.09% per annum
(This is an investment account product that is tied to the performance of the underlying assets and subject to change)

Note:

  1. This is an investment account product that is tied to the performance of the underlying assets and is not a deposit product.
  2. This product is not protected by Perbadanan Insurans Deposit Malaysia (PIDM).

Eligibility & Fees

Min. Age : 18 years old

Under 18 years old will need Trust Account

Min. Placement  : RM100
Min. Balance : RM50

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2024-12-20 08:45:46