To apply for Bank Muamalat’s Personal Financing-i, you will need the following documents:

For Employed Individuals:

• Copy of MyKad, passport, MyTentera, Army ID, or Police ID
• Recent salary slips (3 months)
• Bank statements (3 months)
• Employment verification (e.g., letter of employment)
• Completed Personal Financing-i Application Form.

For Self-Employed Individuals:

• Copy of MyKad or passport
• Income tax returns or recent financial statements
• Bank statements (6 months)
• Completed Personal Financing-i Application Form

Additional documents may be required depending on your financial profile.

The processing time for Bank Muamalat’s Personal Financing-i application typically ranges from 1 to 2 weeks. However, the exact duration may vary depending on the completeness of the submitted documents and the specific circumstances of the application.

Yes, there may be fees or charges associated with Bank Muamalat’s Personal Financing-i. It’s advisable to contact us for detailed information on applicable fees and charges related to your personal financing-i application.

If you fully settle your Bank Muamalat’s Personal Financing-i before its maturity, the bank will grant Ibra’ or a rebate to you. The exact rebate will be calculated based on the terms of your financing agreement.

Takaful coverage with Bank Muamalat’s Personal Financing-i is optional. However, it is highly recommended to obtain Takaful protection from either a panel or non-panel Takaful provider. This coverage helps safeguard your outstanding financing in the event of unforeseen circumstances during the financing period.

To determine the standard profit rate for Bank Muamalat’s Personal Financing-i, you can:

• Visit Bank Muamalat’s Personal Financing-i page for the latest rates
• Contact Bank Muamalat customer service
• Visit a branch for assistance