Currency Sell Buy
AUD
0.00
0.00
BND
0.00
0.00
CAD
0.00
0.00
CHF
0.00
0.00
EUR
0.00
0.00
GBP
0.00
0.00
NZD
0.00
0.00
SGD
0.00
0.00
USD
0.00
0.00

Updated on 24/01/2024 9:15 am

More currencies
Gold Standard Price per gram (RM)
750 321.06
835 357.45
875 374.57
916 392.12
950 406.67
999 427.65

Updated on 18/12/2024 9:00 am
More details
Ar Rahnu Calculator

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:
Product Type Bank Sell Bank Buy
Account 408.06 379.47
Physical 422.37 379.47
EasiGold (Less than RM15,000) 385.567 378.782
EasiGold (RM15,000 and more) 384.567 379.782

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 18/12/2024 9:30 am
More details
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Currency Sell Buy
AUD
0.00
0.00
BND
0.00
0.00
CAD
0.00
0.00
CHF
0.00
0.00
EUR
0.00
0.00
GBP
0.00
0.00
NZD
0.00
0.00
SGD
0.00
0.00
USD
0.00
0.00

Updated on 24/01/2024 9:15 am

More currencies
Gold Standard Price per gram (RM)
750 321.06
835 357.45
875 374.57
916 392.12
950 406.67
999 427.65

Updated on 18/12/2024 9:00 am
More details
Ar Rahnu Calculator

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:
Product Type Bank Sell Bank Buy
Account 408.06 379.47
Physical 422.37 379.47
EasiGold (Less than RM15,000) 385.567 378.782
EasiGold (RM15,000 and more) 384.567 379.782

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 18/12/2024 9:30 am
More details
Financing

Cash-i SMART

Smart finance solutions that provide peace of mind & comfort.
Seamless | Effortless | Hassle-Free


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Financing

Cash-i SMART

Apply Now
Check My Eligibility
Talk to Us
Visit Our Branch

Smart finance solutions that provide peace of mind & comfort.
Seamless | Effortless | Hassle-Free


Product Features

Enjoy up to RM250,000 financing
Up to 7 years tenor
Flat rates as low as 6.99%per annum

Cash-i SMART

Smart finance solutions that provide peace of mind & comfort.

 

Market Segment

Mass Market/Affluent Market/Professional for retail consumer, corporate and government including MNCs and Public Listed Companies

 

Profit Rate
Tenure (years) Flat Rate Equivalent to Effective Profit Rate
2 6.99% p.a. 12.89% p.a.
3-5 8.99% p.a. 15.70%p.a.
6-7 10.99% p.a. 18.08%p.a.

 

Financing Tenure:

Minimum: 2 years | Maximum: 7 years

 

Financing Amount:

Up to 8X salary or up to RM250,000, whichever is lower

 

Total Income:

Minimum income of RM2,000

Calculator

Term Description
Concept Tawarruq
Selling price Fixed and Known Upfront
Takaful Protection Highly encouraged
Choices Mode of Payment Salary Deduction / Salary Transfer / Standing Instruction / Pension Transfer
Wasiat/Will Writing Optional
Structure of Product Muamalat Personal Financing-i (Tawarruq) is a financing facility that is designed to provide cash financing to the customers for personal consumption/ use which does not contravene with the Shariah principles.Generally, this product is based on Tawarruq as its underlying Shariah concept for provision of financing. The financing structure under the Tawarruq arrangement involves the combination of Wa’d Mulzim, Murabahah, Wakalah and Bai’ Wadhi’ah contracts.
Shariah Concepts
  • Tawarruq consists of two sale and purchase contracts where the first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash basis.
  • Murabahah refers to a sale and purchase of an asset where the acquisition cost and the mark-up are disclosed to the purchaser.
  • Wakalah refers to a contract where a party, as principal (muwakkil) authorizes another party as his agent (wakil) to perform a particular task on matters that may be delegated, with or without imposition of a fee.
  • Wa’d is a unilateral promise which refers to an expression of commitment given by one party to another to perform certain action(s) in the future.
  • Bai’ Wadhi’ah is a sale contract whereby the asset / commodity is sold at lower price than the cost incurred by the Customer.
Terms and Conditions
Product Disclosure Sheet
Downloads

*Terms and conditions apply.

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AUSTRALIAN DOLLARAUD2.9060002.7460002.730000
BRUNEI DOLLARBND3.4170003.2170003.206000
CANADIAN DOLLARCAD3.1740003.0590003.042000
SWISS FRANCCHF5.1140004.8900004.872000
EURO EUR4.8390004.5680004.546000
STERLING POUNDGBP5.8190005.5590005.550000
NEW ZEALAND DOLLARNZD2.7000002.5050002.490000
SINGAPORE DOLLARSGD3.4170003.2170003.216000
UNITED STATES DOLLARUSD4.5910004.3420004.325000

2024-12-18 08:39:37