Cash-i Muamalat Pro (Professional Programme)
Solutions to your financial needs. Whether you need extra money for a rainy day or an opportunity that can’t wait, we have the solution for you.
Purpose
For Personal Use – Cash Consumption, debt consolidation, education, medical etc
Eligibility
- Age 18 and above
- Malaysian citizen
- Must be a registered member of professional body of the said profession or equivalent
related qualification and accreditation - Minimum income of RM5,000 and above
- Confirmed position or is a permanent staff
- Employment on contractual basis with minimum 5 years of working experience in a
similarly related field/sector - Financing up 60 years old. (for Medical Practitioners up to 70 years old)
- Applicable to Professional:
- Medical Practitioners (Doctors & Dentists)
- Accountants
- Engineers
- Oil and Gas Sectors
- Selected employers from the following preferred sectors:-Please refer list of Preferred Sectors Employers
- Oil and Gas
- Financial Service Providers
- Healthcare
- Telcos – (TM, Celcom Axiata, Maxis, Digi)
- Big 4 (Deloitte, PwC, EY & KPMG)
- Professional firms/Self-employed:
- At least 5 years of establishment (Kindly refer to the date registration or incorporation)
- Medical Practitioners (i.e. clinics) at least 1 year of establishment
- Registered with the relevant professional bodies
- Having established positive banking relationship with the Bank and/or other financial institution
Mode of Payment
- Salary deduction at source
- Salary Transfer/Company – Business account transfer/open to Bank Muamalat
- Standing Instruction
Required Documents
Self Employed
- MyKad
- Business registration
- Latest financial statement or; Income tax return. and
- Latest 6 months current account statement
Professional Certificate
- Professional Certification / Affiliations / Qualifications (under Professional Program)
Financing Amount
- Minimum RM10,000
- Maximum RM400,000
Financing Tenure
- Minimum 2 years – Maximum 10 years
Profit Rate
Competitive Flat & Floating Rate
List of Preferred Sector Employers
List of Preferred Sectors Employers
Repayment Table
- Cash-i Muamalat (Dengan Jualan Silang ) Pindah Gaji Skor Kredit Sangat Baik.
- Cash-i Muamalat (Tanpa Jualan Silang ) Pindah Gaji Skor Kredit Sangat Baik.
*Rates may vary subject to Terms and Conditions for Muamalat Personal Financing-i Tawarruq facility
