SMART Mortgage Solution
Improve cash flow management via financial consolidation and settlement of credit card, personal and other sundry financing etc.
Package Name
SMART Mortgage Solution
Eligibility
- Malaysian citizen – Age 18 years old and above
- Fixed Income Earner or Self-employed
- All individuals & joint applicants
Features
| Before | After | ||
| Home Financing | RM4,000 | Home Financing | RM4,500 |
| Personal Financing | RM1,500 | Personal Financing | Settled |
| Credit Card | RM1,000 | Credit Card | Settled |
| Monthly Commitment | RM6,500 | Monthly Commitment | RM4,500 |
| Extra Cash | RM2,000 | ||
Please note that the results are for illustration and indicative purposes only. Terms and conditions apply.
Documents required
- Photocopy of MyKad
- Latest 1-month salary slip
- Latest 1-month Bank Statement
- Latest J/EA Form
- Verification through the ‘HRMIS’ System for government servants
- Original S&P Agreement/ booking sheet/ down payment receipt
- Business Registration and other related forms for self-employed (whichever related)
- Any additional documents (if required) – Latest EPF statement
