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SMART Mortgage Solution

Improve cash flow management via financial consolidation and settlement of credit card, personal and other sundry financing etc.

Financing

SMART Mortgage Solution

Improve cash flow management via financial consolidation and settlement of credit card, personal and other sundry financing etc.

Product Benefits

Financing tenure

up to age of 70 years or maximum duration of 35 years, whichever is earlier

Financing of MCRE

(Moving Costs & Related Expenses) i.e. MRTT/MLTT, LTHT, legal fees, valuation fee & stamp duty

Fully-Shariah compliant product
Peace of mind

with Mortgage Reducing Term Takaful (MRTT)/Mortgage Level Term Takaful (MLTT) coverage

No lock-in period
Competitive profit rate

SMART Mortgage Solution

Improve cash flow management via financial consolidation and settlement of credit card, personal and other sundry financing etc.

 

Package Name

SMART Mortgage Solution

 

Eligibility
  1. Malaysian citizen – Age 18 years old and above
  2. Fixed Income Earner or Self-employed
  3. All individuals & joint applicants

 

Features

Before After
Home Financing RM4,000 Home Financing RM4,500
Personal Financing RM1,500 Personal Financing Settled
Credit Card RM1,000 Credit Card Settled
Monthly Commitment RM6,500 Monthly Commitment RM4,500
    Extra Cash RM2,000

Please note that the results are for illustration and indicative purposes only. Terms and conditions apply.

 

Documents required
  • Photocopy of I/C of applicant(s)
  • Latest 3-month salary slips
  • Latest J/EA Form
  • Confirmation letter from employer
  • Original S&P Agreement/ booking sheet/ down payment receipt
  • Business Registration and other related forms for self-employed (whichever is applicable)
  • Latest 3-month Bank Statement
  • Any additional documents if required by the Bank

Let us help you calculate!

Muamalat Calculator

Financing Amount (RM)
Profit Rate
Installment period (years)
Monthly Payment

Terms and Conditions
Product Disclosure Sheet

*Terms and conditions apply.

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2024-12-20 08:45:46