SMART Mortgage SJKP
Finance your first home with a fully shariah home ownership scheme up to maximum amount of RM500,000.
Package Name
SMART Mortgage – Skim Jaminan Kredit Perumahan – Madani (SJKP – Madani)
Eligibility
- All individuals & joint applicants
- For fixed income earners, non-fixed income earners and self-employed
- First time house buyers for own occupation
Benefits
- House purchase price or market value of up to RM300,000.
- Margin of Financing of up to a maximum of 120%.
Documents required
- Photocopy of MyKad
- Latest 1-month salary slip
- Latest 1-month Bank Statement
- Latest J/EA Form
- Verification through the ‘HRMIS’ System for government servants
- Original S&P Agreement/ booking sheet/ down payment receipt
- Business Registration and other related forms for self-employed (whichever related)
- Any additional documents (if required) – Latest EPF statement
