Close
EN
BM

Personal

Business

Financing

All Economics Sector (AES)

Enhance access to financing for SMEs in all economic sectors, to support growth.

Financing

All Economics Sector (AES)

Enhance access to financing for SMEs in all economic sectors, to support growth.

Features

Financing Rate

Up to 7% p.a. (inclusive guarantee fee)

Maximum Financing

RM5 million

Maximum tenure

Up to 5 years

Benefits

Enhanced Access to Financing

Support for SME Growth

Reasonable Cost

Business Sustainability

Economic Impact

Eligibility Criteria

Malaysia SMEs* in the following criteria:

  • Registered with the Companies Commission of Malaysia (SSM), or authorities/district offices in Sabah and Sarawak, statutory bodies for professional service providers.,
  • Shareholding by Public Listed Companies and Government Linked Companies (if any) in the SMEs shall not exceed 20%,
  • Malaysians residing in Malaysia that hold a minimum of 51% shareholding in the business.

Participating Financial Institutions (PFIs)

  • Commercial banks,
  • Islamic banks,
  • Development financial institutions regulated by BNM.

Application Procedure

  • Submit application directly to PFIs and approval will be subjected to the credit assessment of the PFIs.

** Based on the definition of SME as approved by the National Entrepreneur and SME Development Council (NESDC).

*Terms and conditions apply.

You might also be interested in

Skim Jaminan Mara (SJUM)
High Tech and Green Facility (HTG)
Chat with us on
WhatsApp
AUSTRALIAN DOLLARAUD2.9500002.7860002.770000
BRUNEI DOLLARBND3.4160003.2160003.205000
CANADIAN DOLLARCAD3.2010003.0840003.067000
SWISS FRANCCHF5.1610004.9330004.915000
EURO EUR4.8910004.6150004.593000
STERLING POUNDGBP5.8410005.5780005.569000
NEW ZEALAND DOLLARNZD2.7460002.5470002.532000
SINGAPORE DOLLARSGD3.4160003.2160003.215000
UNITED STATES DOLLARUSD4.5010004.2550004.238000

2024-10-30 08:29:43