What is Bank Muamalat�s sustainability commitment?

Bank Muamalat embeds ESG considerations into its Shariah-compliant strategies and operations to create positive impact for stakeholders, guided by Islamic values and Value-Based Intermediation (VBI) principles.

What does EESG mean in Bank Muamalat�s sustainability approach?

EESG refers to Economic, Environmental, Social and Governance pillars. These four areas guide Bank Muamalat�s sustainability initiatives to promote inclusive growth, environmental stewardship, social empowerment and strong governance.

How does sustainability align with Shariah principles at Bank Muamalat?

Sustainability at Bank Muamalat is guided by Islamic values, ensuring all strategies, financing and operations remain Shariah-compliant while delivering long-term positive impact to society and the environment.

What is Value-Based Intermediation (VBI)?

Value-Based Intermediation (VBI) is an Islamic banking approach that focuses on delivering sustainable outcomes to the economy, community and environment, beyond financial returns.

Which United Nations SDGs does Bank Muamalat support?

Bank Muamalat supports seven priority UN Sustainable Development Goals: No Poverty (1), Zero Hunger (2), Quality Education (4), Decent Work and Economic Growth (8), Reduced Inequalities (10), Responsible Consumption and Production (12), and Peace, Justice and Strong Institutions (16).

How does Bank Muamalat address environmental impact?

Bank Muamalat manages environmental impact through initiatives focused on carbon footprint reduction, energy efficiency, water usage management, waste reduction and climate risk assessment.

How does Bank Muamalat practice responsible financing?

Responsible financing is implemented through ESG scorecards, climate risk assessments and sustainability screening to ensure financing decisions align with environmental and social responsibility.

What governance structures support sustainability at Bank Muamalat?

Sustainability governance is overseen by the Board of Directors and Board Risk and Compliance Committee, supported by internal policies, ethical standards and sustainability management frameworks.

Where can I find Bank Muamalat�s sustainability reports?

Bank Muamalat�s sustainability performance and initiatives are published in its Sustainability Statements available on the official website.

What is Savings Account-i?

Savings Account-i is a Shariah-compliant savings account by Bank Muamalat that helps you save while earning profit on your account balance.

What is the profit rate for Savings Account-i?

The profit rate for Savings Account-i is 0.05% per annum on all balances.

What is the minimum deposit to open a Savings Account-i?

The minimum initial deposit required to open a Savings Account-i is RM20.

How can I apply for Savings Account-i?

You can apply by clicking the �Apply Now� button on the product page, visiting the nearest Bank Muamalat branch, or contacting the Customer Care Line at 03-2600 5500.

Who is eligible to open a Savings Account-i?

Savings Account-i is available for individual residents and non-residents aged 18 years and above. Joint account holders are also eligible.

Is Savings Account-i protected by PIDM?

Yes. This product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to RM250,000 for each depositor, subject to PIDM�s terms.

What services are available for eligible Savings Account-i customers?

Eligible customers receive services such as free account enquiry, debit card (physical and virtual for digital banks), access to i-Muamalat app and internet banking, funds transfer services under the ICTF rules, and free cash withdrawals and deposits at Bank Muamalat channels.

Where can I find the Terms & Conditions and Product Disclosure Sheet for Savings Account-i?

The product page provides links to the applicable Terms and Conditions (including CASA Tawarruq/Qard and Online Savings Account) and the Product Disclosure Sheets for Savings Account (Tawarruq and Qard).

What is Personal Financing-i (Tawarruq)?

Personal Financing-i (Tawarruq) is a Shariah-compliant financing facility by Bank Muamalat designed to provide cash financing for personal financial needs, provided that the purpose does not contravene Shariah principles.

What is the Shariah concept used for Personal Financing-i?

Personal Financing-i is based on the Shariah concept of Tawarruq as the underlying structure for financing.

What contracts are involved in the Tawarruq structure for Personal Financing-i?

The Tawarruq arrangement incorporates Shariah contracts including Wa�d Mulzim (binding promise), Murabahah (cost-plus sale), and Wakalah (agency).

What can Personal Financing-i be used for?

Personal Financing-i is intended to support personal financial needs, subject to the condition that the financing purpose does not contravene Shariah principles.

How do I apply for Personal Financing-i?

You can apply for Personal Financing-i online via Bank Muamalat�s application platform or through the Apply Now option on the product page. You may also contact the bank or visit a branch for assistance.

Can I calculate my instalment before applying?

Yes. You can estimate your financing using the Personal Financing calculator available via Bank Muamalat�s online channels before submitting an application.

Is Personal Financing-i Shariah-compliant?

Yes. Personal Financing-i is structured using Shariah concepts and contracts (including Tawarruq) to ensure the facility remains Shariah-compliant.

Where can I find official product information and documents?

Official product information is provided on the Personal Financing-i product page. For full details, refer to the bank�s published product documents and terms where applicable.

Currency	Sell	Buy
AUD	0.00	0.00
BND	0.00	0.00
CAD	0.00	0.00
CHF	0.00	0.00
EUR	0.00	0.00
GBP	0.00	0.00
NZD	0.00	0.00
SGD	0.00	0.00
USD	0.00	0.00
Updated on 24/01/2024 9:15 am More currencies

Gold Standard	Price per gram (RM)
750	522.21
835	581.40
875	609.25
916	637.80
950	661.47
999	695.59
Updated on 26/01/2026 9:00 am	More details

Ar Rahnu Calculator

Secure Your Future Wealth with Gold Today. Perth Mint 99.99% Gold Minted Bar/Account Price:
Product Type	Bank Sell	Bank Buy
Account	691.97	643.46
Physical	716.22	643.46
EasiGold (Less than RM15,000)	653.803	647.348
EasiGold (RM15,000 and more)	652.803	648.348
(Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value) At selected branches only * EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store
Updated on 26/01/2026 9:30 am		More details

EN BM

Full Sitemap

Currency	Sell	Buy
AUD	0.00	0.00
BND	0.00	0.00
CAD	0.00	0.00
CHF	0.00	0.00
EUR	0.00	0.00
GBP	0.00	0.00
NZD	0.00	0.00
SGD	0.00	0.00
USD	0.00	0.00
Updated on 24/01/2024 9:15 am More currencies

Gold Standard	Price per gram (RM)
750	522.21
835	581.40
875	609.25
916	637.80
950	661.47
999	695.59
Updated on 26/01/2026 9:00 am	More details

Ar Rahnu Calculator

Secure Your Future Wealth with Gold Today. Perth Mint 99.99% Gold Minted Bar/Account Price:
Product Type	Bank Sell	Bank Buy
Account	691.97	643.46
Physical	716.22	643.46
EasiGold (Less than RM15,000)	653.803	647.348
EasiGold (RM15,000 and more)	652.803	648.348
(Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value) At selected branches only * EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store
Updated on 26/01/2026 9:30 am		More details

Card

Purchasing Card-i

Looking for an ULTIMATE Shariah compliant Credit Card-i?
You are at the right page!

Introducing the Bank Muamalat Credit Card-i which is fully Shariah compliant and totally free from riba with Tawarruq concept. Bank Muamalat Credit Card-i Features at a Glance

Apply Now

Talk to Us

Visit Our Branch

Card

Purchasing Card-i

Apply Now

Talk to Us

Visit Our Branch

Looking for an ULTIMATE Shariah compliant Credit Card-i?
You are at the right page!

Introducing the Bank Muamalat Credit Card-i which is fully Shariah compliant and totally free from riba with Tawarruq concept. Bank Muamalat Credit Card-i Features at a Glance

Highlights & Benefits:

Annual Fee Waiver for First Year
2% Cash Back on all Spend
(capped at RM300 monthly)
2.5% Balance Transfer Plan for 6 & 12 Months
Complimentary Travel Accident Takaful Coverage
3x Complimentary Access to Plaza Premium Lounge
(Local & Overseas)

Fees

Annual Fees RM138 ( 1st year annual fee waiver)

Downloads

*Compulsory to be completed and submitted together with the required documents.

Submit your completed documents to a Bank Muamalat Branch near you.

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AUSTRALIAN DOLLAR	AUD	2.827000	2.674000	2.658000
BRUNEI DOLLAR	BND	3.236000	3.050000	3.039000
CANADIAN DOLLAR	CAD	2.957000	2.853000	2.836000
SWISS FRANC	CHF	5.227000	5.002000	4.984000
EURO	EUR	4.871000	4.603000	4.581000
STERLING POUND	GBP	5.572000	5.328000	5.319000
NEW ZEALAND DOLLAR	NZD	2.491000	2.314000	2.299000
SINGAPORE DOLLAR	SGD	3.236000	3.050000	3.049000
UNITED STATES DOLLAR	USD	4.094000	3.876000	3.859000

2026-01-26 09:08:29