How can our Rescheduling & Restructuring (R&R) Program help you?

Rescheduling

This involves changing payment terms without changing the existing terms and conditions of the financing facility. It reduces monthly payments and may extend the financing period if applicable.

Restructuring

This involves modifications to the main terms and conditions of the financing facility, requiring a new agreement (aqad). It encompasses substantial changes, including a revised selling price and updated documentation.

Note: Our team will evaluate your current financial situation and provide an appropriate solution for your retail financing facilities with us.

Eligibility

All types of individual financing

• Reduced salary or,
• Loss of source of income, but considered still capable of making installment payments when reschedule
• Customers not bankrupt
• Customers not enrolled in any AKPK program.

How to Apply?

Fill in below forms and email the completed forms with supporting documents to bantuanbayaran@muamalat.com.my

Appendix 1: Rescheduling Application Form

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Appendix 2: Statutory Declaration Letter (for those without payslip or bank statement)

Download here

For further assistance, reach out to our Customer Care, today.

• Call us at 03-2600 5500
• Email: feedback@muamalat.com.my

Or, you may also visit any of our branches nationwide.

Frequently Asked Questions

Have more questions? Find answers in our Frequently Asked Questions below:

FAQ on Rescheduling & Restructuring Program

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