Bank Muamalat 1Malaysia
 
   
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Fees and Charges
Gratuity Financing for Civilian

Goods and Services Tax (GST) - Effective 1 April 2015

Please be informed that with effect from 1 April 2015, the bank’s charges, fees and commissions will be subject to GST where applicable.


Deposits

Savings Account
Transaction
Type Of Charges
Amount
1) Replacement of lost passbook
Stamping duty on Letter of Indemnity
RM 10.00
Service charge (sending LI for stamping)
RM 5.00
Service charge on replacement of passbook
RM 5.00
2) Replacement of mutilated / spoilt /      passbook
Service charge
RM 5.00
3) Closing of account for account      opened less than 3 months. (request      by customer)
Service charge
RM 10 (per account) or the available balance, whichever is lower
4) Savings Account Statement Request      via ATM (for the last 5 transactions      only)
Service charge
RM0.53

5) Transaction History / Ad-hoc      statement thru counter

Service charge
RM 1.06 per page
6) Savings Account Statement Request      thru HQ
Service charge

RM10.60 per request (individual)

RM21.20 per request (non-individual)

Note :

  • Maximum 10 pages.

  • Subsequent page, RM1.06 per page

Note: Effective 1 April 2015, the amounts shown above are inclusive of Goods and Services Tax (GST) at the rate of 6%, where applicable.


Current Account

Transaction
Type Of Charges
Amount
1) Dishonoured Cheque
   
     a) Insufficient fund
Service charge
RM 100.00
     b) Technical reasons within the           drawer's control
Service charge
RM 10.00
     c) Post dated cheques Returned
Service charge
RM 10.60
     d) Honouring pending cheques
Service charge
RM53.00 per cheque on cheque pending items to be covered only
2) Stop Payment
   
     a) Instruction for stop cheques
Service charge
RM 10.60 per leaf

     b) Instruction for stop cheques
          with Police Report

Service charge
RM 10.60 per instruction
     c) Instruction for Stop Cheque where
          balance is insufficient during
          instruction receives
Service charge
RM116.60
3) Issuance of cheque book
Stamp duty
RM 0.15 per cheque leaf
4) Issuance of cheque
Service charge
RM 0.53 per cheque leaf
5) Cheque Image
Service charge
RM10.60 per image
6) Opening of Account
a) Search Fees at the Suruhanjaya      Syarikat Malaysia (SSM) / Business /      Societies
Free
b) CTOS search fee
Free
7) Manual Closing of Account (Feb to
    June / Aug to Dec)
Half Yearly Service Charge
RM10.60
8) Closing of Account

     Opened less than 3 months
     (Request By Customer)
Service charge
RM 20.00 (per account) or available balance whichever is lower
9) Encashment of Third Party Cheque
     over Counter

Service Charge

RM2.12 if amount is less than RM10,000

Service Charge

RM5.30 if amount is equal or more than RM10,000

10) Encashment of Third Party cheque        over counter

       Note :
       1) To be charged to drawer (account             holder)

       2) For non individual account, no            service charge is imposed if Letter            of Authorisation is produced for            encashment given to staff
Service charge
RM2 if amount is less than RM10,000
Service charge
RM5 if amount is equal or more than RM10,000
11) Reproducing of additional Current        Account statement
   
     a) Transaction History/ad-hoc
          statement thru counter
Service charge

RM10.60 per request (individual)
RM21.20 per request (non-individual)

Note :

  • Maximum 10 pages.
  • Subsequent page, RM1.06 per page
     b) Through Counter
Service charge
RM 1.06 per page
12) Cheque Book Collection
Courier Charge
Actual courier charge
13) Half-yearly service fee
All accounts with an average balance of less than RM1,000
RM 10.00 For each half year in June/December

Note: Effective 1 April 2015, the amounts shown above are inclusive of Goods and Services Tax (GST) at the rate of 6%, where applicable.


FIXED TERM ACCOUNT-i / SHORT TERM ACCOUNT-i

Transaction
Type Of Charges
Amount
1) Issuance / Renewal
Service Charge
Free
2) Replacement (Lost of GIA receipt)
Stamp Duty on Letter of Indemnity (LI)
RM10.00
Service charge (Sending LI for stamping)
RM5.00
Service charge
RM3.00

Note: Effective 1 April 2015, the amounts shown above are inclusive of Goods and Services Tax (GST) at the rate of 6%, where applicable.


Others

Transaction
Type Of Charges
Amount
1) Inter-Branch transfer
Service Charge
RM 10.60 Transfer amount from RM10,000 and above
2) Salary Crediting
Service charge
RM2.12 per Account
3) Returned Cheques
   
     i) Customer to collect the returned         cheque from branches
Service charge
Free
     ii) Sent to customer at their request
Courier charge
Actual courier charge
4) Wire Charges
Service charge
Minimum RM 5.30
5) Tabung Haji
Service charge
RM 0.64 per transaction
6) Zakat
Service Charge
Free
6) Coins deposit
Service Charge
Free
7) Handling Changing of Coins
Service Charge
Free (for 1st RM 100)
RM 2.12 (for subsequent RM 100)
RM 8.48 (Per bag)
8) Court’s Deposit in the form of GIA/SA
Service Charge
RM 15.90
9) Endorsement on the status of
    customer’s account to be attached
    with tender submission.
Service Charge
RM 21.20
10) Confirmation on authorized
       signatories on cheque issued by
       company for renewal of PKK (Pusat
       Khidmat Kontraktor) License.
Service Charge
RM 21.20
11) Audit Confirmation Letter per
       issuance.
Service Charge
RM26.50
12) Yearly Dormant Charges
Service Charge
RM10.00

Note: Effective 1 April 2015, the amounts shown above are inclusive of Goods and Services Tax (GST) at the rate of 6%, where applicable.



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