Bank Muamalat 1Malaysia
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Basic Savings Account (BCA)
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* Eligible for protection by PIDM

This is an upfront fixed rate current account based on the Shariah compliant structure of Tawarruq. Customers will receive the profit on monthly basis. This product is covered by Perbadanan Insurans Deposit Malaysia (PIDM).


Cheque Book;
Aisya Debit Card-i upon request (personal account);
Monthly statement;
Minimum Deposit of RM1,000.00;
A service charge of RM100.00 for each cheque which is returned unpaid due to insufficient funds;
A service charge of RM10.00 per instruction for stop payment cheque;
Half yearly service charge of RM10.00 is debited from accounts with balance of less than RM1,000.00.


Full Debit Card facilities for card holders;
May apply for other banking facilities e.g. Corporate Terminal Services (for corporate customers only);
Inter-branch transactions;
Automatic fund transfer for collection accounts.

Target Customers

Individual who attains 18 years old and has the capacity to contract;
Companies/Associations/Clubs etc., whose activities are not prohibited by Syariah and Malaysian Law.

How to Apply/Documents Required

Application needs to be made in person;
Complete the relevant application forms and specimen signature cards;
To have Aisya Debit Card-i, a separate Aisya Debit Card-i application form is to be completed (only for individuals);
An introducer or a referee is required;
A photocopy of identification document;
To tender other relevant documents as and when requested by the Bank

*Terms and conditions apply.

Product Disclosure Sheet
CASA Tawarruq (T&C)
Frequently Asked Questions

Click here for PIDM brochure

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